After have read what's the Old Guard has been pointing out on why the ratio of the Chineses, Indians and Malays . Whereby the Malays birth rate were the highest. It's simple. Not been racist on this issue because the Malays were able to have a 2nd wife or more if I'm not wrong.
This had infact increase their household earnings. If compared to the Chinese with a family of 2 Adults and 2 Children to 3 Adults and 2 Childrens . Correct if I'm wrong...
If so that can justify on the Malays birth rate ratio.
As broken down to percentage according to the levels . For example , those with financial difficulties , commitments and high achievers. I believe those lower class and middle class fall more in range on the first and second mentioned. Then within these 2 classes , those were groups which were willing to or wanted to have children. But to be honest and true , even more plans coming out to increase Baby Bonus , secure Manternity Leaves or Tax Relief ... etc were not enough to help ease the situation . Those who plan through will think if it's sufficient for expenses , educations .. etc.
Not forgetting inflation.
Who will willing to get the bait of that. The Goverment should or already know what Singaporeans were interested in...... If not wrong, CPF.
You think the riches and high achievers can contribute more to reproduce or those in lower and middle class group ?? So who will take the bait ??
If those MIW should consider on that. Think over it, were those subsidise enough to parent a child or children ?? Moreover , so will said it's still our own responsibilities . Not forgetting CPF was still the People's $$.
So look into giving families the flexibility to withdraw from CPF for parenting their children. Certain percentage can be use to ease the financial difficulties in a suggest period of time. This difinately is a better way to beat Baby Bonus , Tax Relief etc..
Since some Generations can only see but cannot touch CPF even till the day of retirement. Locking CPF telling Singaporens can live a longer life span of 80s years old , encourage longer or delay retirement age. But cannot solve the current issue of birth rate.
Also the hard truth is , do younger Singaporeans care if Majority are not make up of Singaporeans in future time instead of FTs?? To me , I don't care. My mindset were change into minding business at my own backyard. Why bother.
Lastly, you think Singaporeans interested in those bonuses or CPF ?? Also
Need to meet housing loans and retirement requirements than withdrawal is allow for access. So in the end is still a fair share of using our own $$ to parent our children instead of loosing billions in investments made not transparent to the People.
This in mind still a win win between the Goverment and the People. Stop making extra Ministries for million $$ minister . The fact still bounce on the reality which is CASH !!