Nobody want to talk about it. The more u talk ,the more worried,some even paralyzed with fear.Waiting for some adverse incident to befall you and u are fucked-up.
worse if you are bed-ridden or dementia.All you need is a serious illness or an unexpected demise of a spouse to fuck up your lives. Insurance payout can only go so far.
an old uncle told me, swift-death is good for your spouse and kids, don't drag.