Chitchat Would you date someone who earns less than $2,500/mth?

[glockman]

and to top it off (no pun intended), she gives you 69% of her meager earnings per month?

gee whiz! I thought I was plenty demanding, but you beat me to it! OK, why not? Free money is always appreciated!

 

[rocket]

gee whiz! I thought I was plenty demanding, but you got me beat! OK, why not? Free money is always appreciated!

U took how long to pay car loan? Acs old cannon fart use 1 year.

 

[True Believer]

What car u bought? 1 year loan. U may as well fully paid with 0 interest to save more. U really think everyone here are idiots!

You have obviously never owned a car in S'pore, you low SES loser. For buyers with high liquidity, taking a small short-term loan of 1 year is done to benefit from the discount given by the car dealer for financing from their partner bank. Paying entirely by cash, even if a buyer can afford it, means paying the full car price i.e. no discount. If you don't even know this, it proves you have never purchased a car before. 

 

[True Believer]

U took how long to pay car loan? Acs old cannon fart use 1 year.

A PHV driver like you only pays rental since you have never earned enough to own a car in your life.

 

[True Believer]

Go check my last time post. I post my 10km timing here before. I pma ? More likely u retrenched then go around disturbing your neighbours.

You have never been employed and drive a PHV or is it a PMA, you retard?

 

[glockman]

U took how long to pay car loan? Acs old cannon fart use 1 year.

Then good for him lor. I take bus and mrt these days, enjoying my Passion card discount

 

[True Believer]

Wealthy car buyers who take a 1-year loan for a new car in S'pore, minimise the total interest payable while not subjecting themselves to long term debt. The downside are the extremely high monthly repayments over 12 months. A 1-year tenure secures lower interest rates, not to mention a discount off the purchase price as car dealers want to refer business to their partner bank. That PMA rider "rocket" knows absolutely nothing about car financing. Hahaha!

 

[rocket]

You have obviously never owned a car in S'pore, you low SES loser. For buyers with high liquidity, taking a small short-term loan of 1 year is done to benefit from the discount given by the car dealer for financing from their partner bank. Paying entirely by cash, even if a buyer can afford it, means paying the full car price i.e. no discount. If you don't even know this, it proves you have never purchased a car before. 

I am well versed in car trade.

 

[rocket]

Wealthy car buyers who take a 1-year loan for a new car in S'pore, minimise the total interest payable while not subjecting themselves to long term debt. The downside are the extremely high monthly repayments over 12 months. A 1-year tenure secures lower interest rates, not to mention a discount off the purchase price as car dealers want to refer business to their partner bank. That PMA rider "rocket" knows absolutely nothing about car financing. Hahaha!

Still talking cock. 12 months loan of 4k = 48k. What lanjiao car u bought?
Partner finance company give higher rebate because u a 1 year loan? What is the interest earned for 1 year loan of 48k? What discount u talking about?

 

[rocket]

Then good for him lor. I take bus and mrt these days, enjoying my Passion card discount

Better beware of this kind of cannon here! Don't know what is his motive here?

Tioboh? @Insouciant @Dongyi @Sustanon

 

[A Singaporean]

So many ppl jobless these days. Don’t say $2,500…can’t even bring in $25.

Those are Sinkie losers. Ramesh was making 30K per month years ago.

 

[Willamshakespear]

Ultimately, the aim of dating is to form a personal relationship between a man and a woman, in search of a life partner in the long journey of LIFE, which can only happen in the culmination of sacred marriage, of eternal love, obligations and responsibilities to EACH OTHER, and generations to come, come hell or highwater.....

The insignificant nobody me is not sure about other Nations, but in Singapore, even just a mere S$2000 would be enough to start a family, as anything below $2000/mth no longer exists in Singapore, thanks to our ELECTED govt and MOM whom cajole and push biz owners to provide a living wage to workers here.... even wall in the brick F&B owners such as Old Chang Kee are offering S2,900/mth with CPF for willing volunteers to join their organization....

Using the $2,500/mth worker as a example:-

1. At the age of 20, after NS, and drawing a pay of S$2,500/mth, MOST CRITICAL MAGIC is his Mandatory CPF savings that ALONE, had UPLIFTED lives that NO other nation is known to have. He pays 20% of his salary = $500/mth, but so equally true that his EMPLOYER would have to pay S$500/mth to his CPF account. Total is S$1000/mth that he has monthly in his CPF = S$12,000/yr with growing better than bank saving interests.


2.As he is young, he may not think too much about the CPF savings, and may be frivolous, which is only fair in the dating game, to find the one whom you trust and have faith in to spend a lifetime together, warts and all as no Human is perfect.


3. Similarly too our Singaporean females, whom will have the same Human values, and if on the average of same salary, she would have $12,000/year.


4. As the dating game takes time to know a person, male of female, it will take years in relationship and commitments to live together finally, and with proper planning, the usual marriage age is around 30yrs old.


5. By the time they are in the early 30s, they would had amassed a huge savings in their CPF account = $12k/yr X 2 X 10yrs =S$240,000 per year, which they use to purchase a BTO flat, along with GENEROUS subsidies to the tune of S$100,000 by taxpayers, to support the cradle of Civilization - the family unit.


6. Equally, we should never develop liner thinking - straight lines up, down or plainly straight - as over time, as one has PROVEN themselves capable of responsibilities, WILL be promoted with higher pay, with higher CPF contributions by both employee and employer, and thus savings WILL FLY, with enough cash on hand to help the next generations born out of love by the couple.


7. How much does one really needs to survive in Singapore?

i)Transport - $2/trip, $4/day Daily.
ii)Lunch - $5 Daily for 5 working days, at hawker stalls.
iii)Dinner, for couple - $5, with food bought at markets and cooked at home.
iv) Utilities for two - $60/mth.
v) recreation -$50/weekend.
vi) HDB loan - est $300/mth from both.

On the average, a simple household of two only spends an average of $1,000/mth by BOTH of COMBINED income or $5,000. There is a balance of $4,000 which they save each month, for kids to come, or go on holidays.

It is just financial management, and in Singapore, we will leave none behind, as based upon our sacred National Pledge.

Singapore is only expensive to foreigners or to citizens whom aspire beyond their means, but if a pragmatic citizen is frugal, work hard - in time, one progresses and the sky is the limit on how much one can earn, and enjoy the FRUITS of their Labor, over years, with each other and their kids, born out of love and sacrifices by the couple.

Thus there is no need for others to look down upon supposedly low wage workers, and most critical, for the Singaporean to NOT look down on himself/herself with liner thinking that his/her salary will stay stagnant, but have courage, to learn from mistakes and progress, to put food on the table for oneself, loved ones, and society when one has succeeded.



.

 

[Insouciant]

Lor Lee lor soh 来了....
讲耶稣....

 

[syed putra]

When I just started working, S'porean women rejected local lads earning less than $2,000 per month; they became SPGs hoping to hook a western expat. S'porean males then turned to wives from China, Malaysia, Thailand, Vietnam, Indonesia, Philippines etc. leaving more and more local women on the shelf.

Let me guess. Your wife is from africa.

 

[syed putra]

Ultimately, the aim of dating is to form a personal relationship between a man and a woman, in search of a life partner in the long journey of LIFE, which can only happen in the culmination of sacred marriage, of eternal love, obligations and responsibilities to EACH OTHER, and generations to come, come hell or highwater.....

The insignificant nobody me is not sure about other Nations, but in Singapore, even just a mere S$2000 would be enough to start a family, as anything below $2000/mth no longer exists in Singapore, thanks to our ELECTED govt and MOM whom cajole and push biz owners to provide a living wage to workers here.... even wall in the brick F&B owners such as Old Chang Kee are offering S2,900/mth with CPF for willing volunteers to join their organization....

Using the $2,500/mth worker as a example:-

1. At the age of 20, after NS, and drawing a pay of S$2,500/mth, MOST CRITICAL MAGIC is his Mandatory CPF savings that ALONE, had UPLIFTED lives that NO other nation is known to have. He pays 20% of his salary = $500/mth, but so equally true that his EMPLOYER would have to pay S$500/mth to his CPF account. Total is S$1000/mth that he has monthly in his CPF = S$12,000/yr with growing better than bank saving interests.


2.As he is young, he may not think too much about the CPF savings, and may be frivolous, which is only fair in the dating game, to find the one whom you trust and have faith in to spend a lifetime together, warts and all as no Human is perfect.


3. Similarly too our Singaporean females, whom will have the same Human values, and if on the average of same salary, she would have $12,000/year.


4. As the dating game takes time to know a person, male of female, it will take years in relationship and commitments to live together finally, and with proper planning, the usual marriage age is around 30yrs old.


5. By the time they are in the early 30s, they would had amassed a huge savings in their CPF account = $12k/yr X 2 X 10yrs =S$240,000 per year, which they use to purchase a BTO flat, along with GENEROUS subsidies to the tune of S$100,000 by taxpayers, to support the cradle of Civilization - the family unit.


6. Equally, we should never develop liner thinking - straight lines up, down or plainly straight - as over time, as one has PROVEN themselves capable of responsibilities, WILL be promoted with higher pay, with higher CPF contributions by both employee and employer, and thus savings WILL FLY, with enough cash on hand to help the next generations born out of love by the couple.


7. How much does one really needs to survive in Singapore?

i)Transport - $2/trip, $4/day Daily.
ii)Lunch - $5 Daily for 5 working days, at hawker stalls.
iii)Dinner, for couple - $5, with food bought at markets and cooked at home.
iv) Utilities for two - $60/mth.
v) recreation -$50/weekend.
vi) HDB loan - est $300/mth from both.

On the average, a simple household of two only spends an average of $1,000/mth by BOTH of COMBINED income or $5,000. There is a balance of $4,000 which they save each month, for kids to come, or go on holidays.

It is just financial management, and in Singapore, we will leave none behind, as based upon our sacred National Pledge.

Singapore is only expensive to foreigners or to citizens whom aspire beyond their means, but if a pragmatic citizen is frugal, work hard - in time, one progresses and the sky is the limit on how much one can earn, and enjoy the FRUITS of their Labor, over years, with each other and their kids, born out of love and sacrifices by the couple.

Thus there is no need for others to look down upon supposedly low wage workers, and most critical, for the Singaporean to NOT look down on himself/herself with liner thinking that his/her salary will stay stagnant, but have courage, to learn from mistakes and progress, to put food on the table for oneself, loved ones, and society when one has succeeded.



.

No need to date lah! Waste time. Just greet somebody and have a chat more exciting.

 

[mojito]

Many millionaire seniors with no income. Very good catches!

 

[True Believer]

Let me guess. Your wife is from africa.

Syed, you are really a few cards short of a full deck. In fact, many cards.

 

[True Believer]

Many millionaire seniors with no income. Very good catches!

There are many retirees at my condo who continue to drive luxurious continental cars, travel overseas up to 5 times in a year, play golf, shop for branded goods, enjoy fine dining etc. even though they no longer have an income.

 

[True Believer]

No need to date lah! Waste time. Just greet somebody and have a chat more exciting.

You do not even need to like a woman to have oral sex. Just shout "fuck you" to each other on the MRT. LOL!

 

[k1976]

You are a real loser judging by your insecure and envious postings. Why don't you go and fuck yourself now?

Well, private transport is only available for Top 20% household in SG