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Meridin at Medini and Astaka Project in Iskandar - any good?
- Thread starter doublechin38
- Start date
A friend bought and S&P signed last 2 weeks.
Pretty standard all are BLR - 2.4 for property below rm 1m. Lock period may differ 2-3years, key is when lock in period start from, if from first disbursement, construction period normally cover lock-in period. CIMB is the only one without lock-in.
Did ur friend took the cimb one and if so what's the rate ?
Ocbc quoted me BLR - 2.4 % lock in 3 yrs from first disbursement. Semi flexi loan. The Islamic loan there's no lockin but I m not taking that as I heard Islamic loan there is some bad points .
I ask the sales person to explore if can get without lockin.
Ocbc quoted me BLR - 2.4 % lock in 3 yrs from first disbursement. Semi flexi loan. The Islamic loan there's no lockin but I m not taking that as I heard Islamic loan there is some bad points .
I ask the sales person to explore if can get without lockin.
My friend took HSBC, I took CIMB (no lock-in) both -2.4
take Sg loan, save on interest, but if malaysian riggit cont do drop, lose on forex......
better yet, pay cash!
approached sg maybank once...they advertise widely on oversea loan facility. they said only selected project are applicable. and would not review what are the selected projects. seriously doubt they into oversea loan.
pay cash also lose on forex...
Well I take msian bank loan as likely the ringgit will drop further in the near future..
lock in is not good if u intend to cash in or flip in a "short while" ...
unlike SG -in Msia not allow to sell while undercon..
So if lock in 3 yrs also by the time project completed in 3 yrs time can sell already .. So no diff actually if the period starts at point of disbursement
lock in is not good if u intend to cash in or flip in a "short while" ...
unlike SG -in Msia not allow to sell while undercon..
So if lock in 3 yrs also by the time project completed in 3 yrs time can sell already .. So no diff actually if the period starts at point of disbursement
In unlikely situation no lock-in does matter i.e. project completed ahead of time like 1 year ahead, or developer issue cause first disbursement delay for above a year. Has seen this before...
Meanwhile if u look at the share prices of the developers here like encorp , country view, uem, mulpha land , scientex, tiong nAm , ksl , tropicana , all shoot up between 100 to 500 % ... from their low
Johor is trying to come up from a swamp to become a paradiso.
Last time the sea facing swamp was practically worthless and were given for free or rm 1 to a company name tebrau in exchange for land reclamation works
Now it's $1000 Psf..
So tebrau boss must be very happy Overnight become billionaire hahaha
Johor is trying to come up from a swamp to become a paradiso.
Last time the sea facing swamp was practically worthless and were given for free or rm 1 to a company name tebrau in exchange for land reclamation works
Now it's $1000 Psf..
So tebrau boss must be very happy Overnight become billionaire hahaha
That will surely bring down the value of nearby ppty. Anyway just.cremate.and throw ash into water of ph. Good fengshui