I do charity as well. But i not so generous like you sia...:o:o
Just like you i told them too that they must buy their own car and their own house for which they have to work damn damn hard....
Cathy dun you think by the time your kids/my kids get married.... HDB will be close to 600k plus atleast from HDB direct?
How can they get downpayment like that?
Both adult working for 5 years and frugal in their expenses, plus their bonus and interest on those bonus. Off course you don't expect their salaries to remain stagnant. If yes then its their own fault. And some wise profits from investments. You go and do the calculations. If worse come to worse, don't buy such a big house lor.
Oh yeah. Now in the morning I will point to those on motors and those walking to Singapore to work. And tell them its their fault if they end up like that. No offense but its an eye opener for them.