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We die without spending all our money.

Most retirees are prudent and that is why most people die leaving behind 70% of their wealth.
I think it depends on whether we want to leave a legacy.

For people intending to, there isn't much effect if they die without spending all their money.

More tricky for people like me, who doesn't intend to leave behind anything.
The worLee is if spend too much now, it may not be able to last till our last breath.
If spend too little, it will all be wasted.
That's why I'm thinking to topup my ra to the full ers.
Becos the payout will be increased and I can spend all of it and the subsequent month will get payout again.
Yes I may end up leaving % of $ but I can spend 100% of the monthly payout without any worLees.
 
I think it depends on whether we want to leave a legacy.

For people intending to, there isn't much effect if they die without spending all their money.

More tricky for people like me, who doesn't intend to leave behind anything.
The worLee is if spend too much now, it may not be able to last till our last breath.
If spend too little, it will all be wasted.
That's why I'm thinking to topup my ra to the full ers.
Becos the payout will be increased and I can spend all of it and the subsequent month will get payout again.
Yes I may end up leaving % of $ but I can spend 100% of the monthly payout without any worLees.
Then you must continue to vote for PAP lor. :cool:
 
Then you must continue to vote for PAP lor. :cool:
Tbh the pap framework works perfectly for me.
Although I provide certain feedback for improvements for my personal agendas.
And I'm also pissed off with their lies, thus I didn't bother to vote for pap nor oppies, as I know majority of others will vote for them.
 
I think it depends on whether we want to leave a legacy.

For people intending to, there isn't much effect if they die without spending all their money.

More tricky for people like me, who doesn't intend to leave behind anything.
The worLee is if spend too much now, it may not be able to last till our last breath.
If spend too little, it will all be wasted.
That's why I'm thinking to topup my ra to the full ers.
Becos the payout will be increased and I can spend all of it and the subsequent month will get payout again.
Yes I may end up leaving % of $ but I can spend 100% of the monthly payout without any worLees.
You will leave $1.99m for your maid.
 
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