- Joined
- Jun 13, 2023
- Messages
- 12,268
- Points
- 113
I think it depends on whether we want to leave a legacy.Most retirees are prudent and that is why most people die leaving behind 70% of their wealth.
For people intending to, there isn't much effect if they die without spending all their money.
More tricky for people like me, who doesn't intend to leave behind anything.
The worLee is if spend too much now, it may not be able to last till our last breath.
If spend too little, it will all be wasted.
That's why I'm thinking to topup my ra to the full ers.
Becos the payout will be increased and I can spend all of it and the subsequent month will get payout again.
Yes I may end up leaving % of $ but I can spend 100% of the monthly payout without any worLees.
