Your children are clever to buy elsewhere. Everyone needs one car. Hence sinkie should be entitled to one without coe. Coe is a scheme to make more money for govt to spend. Is it prudent? No checks & balance. So, we can quickly retire elsewhere too.While they were still living in Singapore, they each have full access to a car for their own use. Now that they are no longer living here, I've sold off all except one for my use. I don't hoard money. I spend it when I see it makes life more comfortable. It's just a tool. And you can't bring it with you.