Where is this place? Are you talking about NZ? People here do not live in houses, at least most don't. The guy earning $50k a year cannot anyway. And the guy earning $200k lives in a different street and he with $2million lives in a bungalow, far away from everybody else. Sam, I think you should start understand that a difference in income doesn't just mean a different pile of money in your account in the bank.
There's no point in debating with Leongsam who just like his PAP masters is living in a totally deluded world of his own. No matter how obviously right u are with your reasoning and deduction (of which I'd much to learn from), u will not make any headway till he's willing to remove his blinkers. Really, don't waste your time with him.