Parent who earns 4K SGD a month implores folks to think thrice before having kids

[Robert Half]

Regardless of what the age group ... people that earn $4k a month is definitely not a loser

But if ones are totally broke and have problems putting foods on the table then these people are definitely a loser

 

[covertbriar]

He never mentioned his wife if she working?
If his wife is working with average income? Cannot survive with a kid?
Look at muddy football team no prob

Maybe single parent?

 

[covertbriar]

Singaporeans should choose between having PAP or kids. The latter is their lifetime investment, the former is a bunch of idiots.

Too bad 61% are idiots, we cant do much

 

[red amoeba]

minimise what you spend, maximise what you have.
a. apply for whatever fuck bursary, school schemes, study schemes that is available from school, GRC, clans, workplace etc. I assume his wife is working, say 3K, total household income 7K, average income per head below 2.5K- well qualify for schemes.

b. if his job allows, go part time during weekends as grab driver or delivery - 100 or 200 bucks per weekend is attainable.

c. if got smoking or buy 4D, stop. You'll be surprised how much you can save.

d. go buy stuff from Seng Song - buy housebrands. Seng Song i find is generally cheaper than NTUC, let alone Cold Storage.

e. If possible, rent out one room of HDB to generate some income. If child is still young, can squeeze into master bedroom (I assume 3-room HDB). You can take back the room when he is older.

 

[CPTMiller]

A person having salary at $4k is consider above average if you compare to others around
But if you use it to pay cpf pay family kids expenses,.
It will be very tough.
You need to control very tight