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Mani Malaichamy proudly surveys his Kaki Bukit office, filled with barrels of paint in different colours, before opening the door to show me his new 2.4 litre, white Toyota Harrier.
"I really believe God gave me everything," he says, eyes darting to a poster of Ganesha, the Hindu elephant god, pinned to a wall.
The 47-year-old, who shelled out $420,000 to buy the office two years ago, is referring to the glorious way his life has panned out: An Indian migrant worker who arrived penniless in Singapore 20 years ago but defied great odds to found a painting company which pulled in $2.6 million in revenue last year.
Bro go find out more about the vending machine business..wont make your 100k become 200k overnight but the entry costs are reasonable, it's about automation and technology, also since u paint I assume u drive everyday, after work can go and collect change from the machines..u can purchase the machines at about 8k thereabouts for one..the other way is of course wait for the market to crash or correct than buy and hold some shares..companies like hanwell is doing a capital reduction exercise and paying about 20% in special distribution, of course distribute liao the price will fall back..dyodd
Plse take note yes it is good to full paid hdb loan but if you sell it off, the balance interest the time you take the loan and time full paid the loan must pay back to hdb again.
So if you dont intend to sell then ok.
No believe call hdb
To start a biz, ask urself what you are really good at? Whats your forte? Whats your passion?
How determined are you? Not taking a fall and give up.
If you dont know anything and lazy, then jusy park it somewhere.