Serious Are u a stupid cunt?

[Scrooball (clone)]

Now that i have gotten your attention with the title, let's go on to test whether u are a fucking stupid cunt. If you answer yes to any of the below, u are a fucking stupid cunt

1) Pay full retail price. Do u pay full retail price for a new Honda car? Full for a Tudor watch? Do u beg for freebies like a dog and walk away with a smug when they give u a lousy cap with zero discount?

2) Complain about COE price but still buy the car anyway only to realize u can't really afford the maintainance and upkeep?

3) Bitch about gals who are cunts and won't fuck you but prefer ang mors? Yes they are cunts, but u are a bigger cunt if u desire these bitches so badly.

4) Have kids but don't raise them properly? Oh they are young and it's normal to be noisy and run around public places like inbred monkeys. Do u think so? If yes, join the stupid cunt club!

5) Complain about everything that PAP does. U fucking cunt. Be grateful for the things they did well in and give credit where it's due.

6) Take up loans for every fucking thing. Oh my wife wants the fucking nice hotel for our wedding banquet! I better take up loan!

 

[Semaj2357]

#5) and fuck those fucking cunts in the pap for everything they've fucked-up, together with the 69 cunties!

 

[meepokboy]

Sinkies tick all boxes from 1 - 6! we are such losers

 

[syed putra]

Whats wrong with kids running around like monkeys? In the good old days, kids used to go jungle trekking, monsoon drain adventure, ride chopper bikes for miles just to get to a friends house or play football. Current generation of kids cannot do this.so they get overly excited the moment they get out of the house. They have no room and freedom to enjoy life like in the old days.

 

[Scrooball (clone)]

7) Rush to buy condo before stamp duty increase even when market is all time high. Use brain la. Buy high sell low strategy?!

Happening now: Crowds at Riverfront Residence show flat in Hougang, a day before higher stamp duty rates for home purchases and tighter loan limits kick in
SINGAPORE - The Additional Buyer's Stamp Duty (ABSD) rates and Loan-to-Value (LTV) limits on home purchases will be increased to cool the property market and keep price increases in line with economic fundamentals, said the Government on Thursday evening (July 5).
There is no change for Singapore citizens and Singapore permanent residents buying their first residential property with rates remaining at 0 per cent and 5 per cent, respectively.
However, for all other individuals, ABSD will be raised by 5 percentage points. For entities, including companies, ABSD will be raised by 10 percentage points.
There will be an additional ABSD of 5 per cent for developers purchasing residential properties for housing development.
The changes take place on July 6.
The latest cooling measures come amid an increase in private residential prices of 9.1 per cent over the past year.
After declining for close to four years, private home prices started rising in the third quarter of last year. The sharp increase in prices, if left unchecked, could raise the risk of a destabilising correction in the future, especially with rising interest rates and the strong pipeline of housing supply, said the Ministry of Finance, Ministry of National Development and Monetary Authority of Singapore in a joint press statement.

Visitors at the showflat of Riverfront Residences, a new condominium development in Hougang, on July 5, 2018. ST PHOTO: NG SOR LUAN
Minister for National Development Lawrence Wong said: “The government has been monitoring the property market closely. We are very concerned that prices are running ahead of economic fundamentals. There is a large supply of units coming on stream and interest rates are going up. We want to avoid a severe correction later, which can have more destabilising consequences. Hence we are acting now to maintain a stable and sustainable property market”.
On Wednesday, Monetary of Singapore managing director Ravi Menon had also noted that there was euphoria in the Singapore property market, and warned that developers, banks and home buyers should be cautious.
Mr Menon had warned that developers should be cautious when making their land bids, bearing in mind the supply that is coming on-stream, at the MAS annual report media briefing.
Loan-to-value limits will be tightened by 5 percentage points for all housing loans granted by financial institutions. For example, before the change, for the first housing loan, a borrower could borrow up to 80 per cent (or 60 per cent if the loan tenure is more than 30 years, or extends past age 65) . Now, the limits have been reduced to 75 per cent (or 55 per cent).
RELATED STORY
Singapore Budget 2018: Higher stamp duty not a cooling measure, say analysts
These revised LTV limits do not apply to loans granted by HDB.

 

[glockman]

I am guilty of #5 so I am a fucking cunt. But the pap are the biggest fucking cunts in the land. And that's a fact.

 

[sweetiepie]

KNN luckily my uncle pass all no ticks heng ah KNN

 

[zhihau]

KNN luckily my uncle pass all no ticks heng ah KNN

Altogether now!!! HUAT AH!!!

 

[Valium]

@ginfreely why aren't you here yet?

 

[KuanTi01]

Whats wrong with kids running around like monkeys? In the good old days, kids used to go jungle trekking, monsoon drain adventure, ride chopper bikes for miles just to get to a friends house or play football. Current generation of kids cannot do this.so they get overly excited the moment they get out of the house. They have no room and freedom to enjoy life like in the old days.

I agree as I have the same thoughts. How else do you expect kids to behave? Sit in front of the desktop or laptop all day playing games or practise piano in one corner! It's perfectly normal for kids to behave like monkeys and be boisterous. In future they make good soldiers or leaders. Not a cunt certainly!

 

[Froggy]

Don't know what you all talking but I better get out of here its getting hot.

 

[Semaj2357]

Don't know what you all talking but I better get out of here its getting hot.

never the mind - just get a bottle of chateauneuf du pape, get the cork out with your cock-"screw", enjoy the pepek, ikan pepes and the vege.
it's better out, before the real cuntard comes in