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Own a car affordably in Sinkieland, no COE

k1976

Alfrescian
Loyal
Plus don't forget, there are some scams going around too. Not advising bros here to do it. But alot of sinkies buy an old car with a few months left of COE eligibility, and then drive it to JB and sell it on the black market. The criminal gangs there that buy such cars will get new registration and local Malaysia license plate and insurance via bribes to the proper authority. Then the owner file police report in JB, come back to singapore and claim insurance for stolen car. So, he gets paid twice.
Sinki ish most honest people on Earth De Woh
 

Pontific

Alfrescian
Loyal
Achieve a harmonious balance of sound and security with Evil Energy's precision-engineered muffler clamps. Crafted for both muffler clamps durability and secure attachment, these clamps not only ensure a tight grip on your muffler but also contribute to a refined and noise-free driving experience. Upgrade your exhaust system with Evil Energy's dedication to superior engineering.
 

mojito

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Loyal
Achieve a harmonious balance of sound and security with Evil Energy's precision-engineered muffler clamps. Crafted for both muffler clamps durability and secure attachment, these clamps not only ensure a tight grip on your muffler but also contribute to a refined and noise-free driving experience. Upgrade your exhaust system with Evil Energy's dedication to superior engineering.
Could've fooled me. :sneaky:
 

bobby

Alfrescian
Loyal
Another option….just use Grab. Lots cheaper minus the maintenance, parking and admin issues.
 

Papsmearer

Alfrescian (InfP) - Comp
Generous Asset
Grab only can take at certain ghostly hours, after that sometimes the surge can even buy a plane ticket.
Yar lor. that is why sinkie still want to own car. And even with a car, there is an added bonus. Charbors will swoon over it, no matter how old the car. U can get free pussy that way.
 

laksaboy

Alfrescian (Inf)
Asset
Every car you purchase (COE etc) feeds and fuels the PAP regime, your enemy and oppressor. :cool:

Buy this car instead. Burn one for one of the PAP technocrats.

d42bfc1aa323a6b9d747d095d0b57888.jpg
 

laksaboy

Alfrescian (Inf)
Asset
Must burn with Hades COE as well

You can burn paper Covid vaccines for your dead ones. :whistling:

By the way, only the fully vaxxed and boosted dimwits see everything in dollars and cents. Or constantly look for 'loopholes' to exploit, or hunt for freebies and good deals. That is a trashy way to live (what's left of) your life, but you do you. :cool:

8c7fac81d891d09a794adb668251399b
 

k1976

Alfrescian
Loyal
You can burn paper Covid vaccines for your dead ones. :whistling:

By the way, only the fully vaxxed and boosted dimwits see everything in dollars and cents. Or constantly look for 'loopholes' to exploit, or hunt for freebies and good deals. That is a trashy way to live (what's left of) your life, but you do you. :cool:

8c7fac81d891d09a794adb668251399b
Wow...they are really thoughtful de woh
死死为了您
 

maxsanic

Alfrescian
Loyal
If you go to SGcarmart now, and search cars under $10K, surprise you will find lots of them. 133 to be exact. You can see a Kia Cerrato Forte 1.6, asking for $9,900. The COE runs until Sept 2024. So, basically, you have 9 months left on the COE. Mileage is 172K, which is not a lot for a 10 year old car. Of course, you can bargain the price down. Maybe get it down to $9K. At the end of the 9 months, you can bring it to a a scrap car dealer or a car exporter and still get the body value for it. Usually, for this type of cars, maybe you can get $1k for the body value, sometimes more depending on the model. Plus there will be some residual ARF refunded to you too. Normally a few hundred dollars. In most cases, the road tax is already paid for the rest of the 10 year life of the car. In the case of this car, the road tax is paid till June. So, u have to top up another 3 months which is about $300. Therefore, for this 9 months that you use it, the cost of ownership is approximately $7800, or $867/ month.

Er... I'm not quite getting why this is a fantastic idea.

Even if we assume all your optimistic assumptions materialize consistently, $7800 for 9 months translates to $10400 p.a. that works out to $104k for 10 years. That is assuming COE prices remain constant and don't go up further, otherwise the Math will escalate out of whack.

From what I can see on Sgcarmart, a brand-new budget car like Suzuki Swift, Nissan Note or Honda Fit only cost like $110k - $130k while a MG EV goes for only $130k. This is just listing price which you can probably bargain down a few thousand lower anyway. You might save some small amounts in lack of servicing or residual road tax, but that will to a large extent be offset by much higher fuel charges due to engine obsolescence anyway.

What would be the point of going through the whole motion of repeating an old car swap every 9 months and then run the risk of something going terribly wrong with 15 - 20 year old cars just to save $10-20k over 10 years?

This only makes sense if you anticipate giving up the use of car or migrating overseas within a short foreseeable future or like to tryout different cars as a hobby. For majority of Singaporeans who just want a car to bring them around over the long term, this does not make sense at all. It is time consuming, uncertain and saves very little at the end of the day.
 

duluxe

Alfrescian
Loyal
Er... I'm not quite getting why this is a fantastic idea.

Even if we assume all your optimistic assumptions materialize consistently, $7800 for 9 months translates to $10400 p.a. that works out to $104k for 10 years. That is assuming COE prices remain constant and don't go up further, otherwise the Math will escalate out of whack.

From what I can see on Sgcarmart, a brand-new budget car like Suzuki Swift, Nissan Note or Honda Fit only cost like $110k - $130k while a MG EV goes for only $130k. This is just listing price which you can probably bargain down a few thousand lower anyway. You might save some small amounts in lack of servicing or residual road tax, but that will to a large extent be offset by much higher fuel charges due to engine obsolescence anyway.

What would be the point of going through the whole motion of repeating an old car swap every 9 months and then run the risk of something going terribly wrong with 15 - 20 year old cars just to save $10-20k over 10 years?

This only makes sense if you anticipate giving up the use of car or migrating overseas within a short foreseeable future or like to tryout different cars as a hobby. For majority of Singaporeans who just want a car to bring them around over the long term, this does not make sense at all. It is time consuming, uncertain and saves very little at the end of the day.

In sinkieland for a car to be on the road, road tax + insurance + COE are must have.
 

Papsmearer

Alfrescian (InfP) - Comp
Generous Asset
Er... I'm not quite getting why this is a fantastic idea.

Even if we assume all your optimistic assumptions materialize consistently, $7800 for 9 months translates to $10400 p.a. that works out to $104k for 10 years. That is assuming COE prices remain constant and don't go up further, otherwise the Math will escalate out of whack.

From what I can see on Sgcarmart, a brand-new budget car like Suzuki Swift, Nissan Note or Honda Fit only cost like $110k - $130k while a MG EV goes for only $130k. This is just listing price which you can probably bargain down a few thousand lower anyway. You might save some small amounts in lack of servicing or residual road tax, but that will to a large extent be offset by much higher fuel charges due to engine obsolescence anyway.

What would be the point of going through the whole motion of repeating an old car swap every 9 months and then run the risk of something going terribly wrong with 15 - 20 year old cars just to save $10-20k over 10 years?

This only makes sense if you anticipate giving up the use of car or migrating overseas within a short foreseeable future or like to tryout different cars as a hobby. For majority of Singaporeans who just want a car to bring them around over the long term, this does not make sense at all. It is time consuming, uncertain and saves very little at the end of the day.
Why don't u read the first post again, dumbass
 

Papsmearer

Alfrescian (InfP) - Comp
Generous Asset
In sinkieland for a car to be on the road, road tax + insurance + COE are must have.
Not to mention bank loan interest for the car. hardly any sinkies got $200K or more to plunk down cash for the car. So much borrow the money. OCBC EIR is already 4.65%. U go anywhere, car loan will easily cost 5%.
 
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