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$230K+ in debt with only $2K+ per month Job. What should she do? Come advise this pitiful suicidal Sg 24 year old (chiobu?) Redditor!
- Thread starter UltimaOnline
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Husband kaput
Money kaput
Kidney kaput
I assume that dialysis thing us permanent. So no need to suicide just skip the dialysis.
Money kaput
Kidney kaput
I assume that dialysis thing us permanent. So no need to suicide just skip the dialysis.
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1. Each Human given the precious gift of life, is precious. There are ALWAYS solutions, no matter how deep one is in a mess, more so mess that had not reach life threatening levels while one still have a brain, arms and legs to continue on, for oneself and loved ones, as no mortal is born out of a vacuum, and is loved.
2. The insignificant nobody me had encountered a few with such similar issues, and ultimately, the blame lays not just entirely on the borrower, but also on the ones who gave the loans, expecting huge returns. Neither a borrower or lender should one be, as taught even during ancient times....
Should one lends money,
a)ALWAYS do the due diligence checks, quietly if need be, so as to ensure that such funds are truly used for the purposes that one is pleading for.
b)ALWAYS only lend what one can afford, perhaps out of sympathy, but never beyond what one needs, because if we cant help ourselves, then how can we help others?
c)ALWAYS do not expect any returns, once the money is loan out, as situations may change. Loan ONLY what one can afford to do so and expect it not returned.
3. Singapore is a Rule of Law Nation. We have an Independent Court Judicial system whereby anyone can file a claim against another so long as there are evidences. Thus should creditors demand payment, then by all means, use the legal channel.
Anyone whom uses outside of this channel, the lady can file a police report for HARRASMENT, regardless if they are loan sharks or relatives, and even be given Protection Orders that anyone whom violates such, will end up being charged and jailed.
4. Let's make it clear to the CREDITORS, the one who borrowed the money is the culprit, NOT the family members, regardless if that family member had enjoyed the money obtained, knowingly or unknowingly. The one that should face justice is the borrower. Find him, track him down and bring him to justice instead.
5. As for the lady, assuming that she still has a brain, arms and legs and capable of work, should focus on earning a living instead, to sustain her life than to worry about the pressures she unwantedly and unnecessarily stressed herself over.
Time heals, and even if she is ostracized by family members, she still can sleep with a clear mind to face the challenges of another day, as she was not the borrower who duped everyone including herself, who had shown her bank and spending records that she had not used any of such borrowed funds.
CUT off ALL contacts from everyone else, except for CRITICAL contacts such as loved ones, trusted and true friends, and needed employer contacts to stay focused on sustainability of life.
None needs to live the gift of life alone, but one can still live the gift of life even alone, as long as one still have a brain, arms and legs, and Hope does spring eternal.... the precious gift of life had never been promised by any mortal or immortal as being a bed of roses DAILY....it is what we do, as flawed mortals to realized mistakes made, correct them so that we may progress and evolve, not just for oneself, but for Civilization too....the journey of life is fortunately long for the young even in their 80s, like a long beautiful budding flower, to see although ugliness and dark sides of Humanity, but EQUALLY too, we Humanity see much, much more of beauty and wonders of this World and from evolved Humankind.....don't waste this precious journey of life.....
.
2. The insignificant nobody me had encountered a few with such similar issues, and ultimately, the blame lays not just entirely on the borrower, but also on the ones who gave the loans, expecting huge returns. Neither a borrower or lender should one be, as taught even during ancient times....
Should one lends money,
a)ALWAYS do the due diligence checks, quietly if need be, so as to ensure that such funds are truly used for the purposes that one is pleading for.
b)ALWAYS only lend what one can afford, perhaps out of sympathy, but never beyond what one needs, because if we cant help ourselves, then how can we help others?
c)ALWAYS do not expect any returns, once the money is loan out, as situations may change. Loan ONLY what one can afford to do so and expect it not returned.
3. Singapore is a Rule of Law Nation. We have an Independent Court Judicial system whereby anyone can file a claim against another so long as there are evidences. Thus should creditors demand payment, then by all means, use the legal channel.
Anyone whom uses outside of this channel, the lady can file a police report for HARRASMENT, regardless if they are loan sharks or relatives, and even be given Protection Orders that anyone whom violates such, will end up being charged and jailed.
4. Let's make it clear to the CREDITORS, the one who borrowed the money is the culprit, NOT the family members, regardless if that family member had enjoyed the money obtained, knowingly or unknowingly. The one that should face justice is the borrower. Find him, track him down and bring him to justice instead.
5. As for the lady, assuming that she still has a brain, arms and legs and capable of work, should focus on earning a living instead, to sustain her life than to worry about the pressures she unwantedly and unnecessarily stressed herself over.
Time heals, and even if she is ostracized by family members, she still can sleep with a clear mind to face the challenges of another day, as she was not the borrower who duped everyone including herself, who had shown her bank and spending records that she had not used any of such borrowed funds.
CUT off ALL contacts from everyone else, except for CRITICAL contacts such as loved ones, trusted and true friends, and needed employer contacts to stay focused on sustainability of life.
None needs to live the gift of life alone, but one can still live the gift of life even alone, as long as one still have a brain, arms and legs, and Hope does spring eternal.... the precious gift of life had never been promised by any mortal or immortal as being a bed of roses DAILY....it is what we do, as flawed mortals to realized mistakes made, correct them so that we may progress and evolve, not just for oneself, but for Civilization too....the journey of life is fortunately long for the young even in their 80s, like a long beautiful budding flower, to see although ugliness and dark sides of Humanity, but EQUALLY too, we Humanity see much, much more of beauty and wonders of this World and from evolved Humankind.....don't waste this precious journey of life.....
.
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Declare bankrupt save almost a quarter million bucks plus interests
- Joined
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Read her Reddit post to find out.
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