Actually you are wrong. The pap made sure that they will always have some of your hard earned money in the CPF for their appropriation. Example: Medisave money, which you will not get unless you die.
the best person to explain everything in all its clarity is the one who licks the sticky and stinko perineum ...he is none other than
the resident intellectual clone hunter and snob: J W 5 !!!...the lampar one perineum licking good fella!!!!