if you have already paid off your mortgage and don’t need to pay rent, can survive on $23 a day eating minimal 2 small meals instead of 3, riding a bike to go places, relying on your phone for entertainment (no movies or shows at theaters), shaking legs at the nearest hawker center to pass time, staying at home to wank or chill out. $23 a day works out to $690 a month. rest of the balance is used for electricity, wifi, mobile subscription, water (only for bathing and brushing teeth as you don’t need to cook at home). no garbage, no new purchases of domestic junk. when you reach senility and or dementia, just wait for neighbor to smell your body, scdf to break the door and pick up your remains. must leave a crack at the front window so neighbor can smell you.