Thanks for sharing, I guess you are making good money that is why your retirement target is quite different from mine. I intend to retire by 55 or latest 60 and look forward to a very rich and relaxing life of exercising in the morning, lunch, rest in the afternoons, dinner, night walks, movies and games, (yes I still play with my playstation almost the big 5 O).
Retiring in JB would be very rich, wake up in the mornings, drive to Malacca for breakfast and lunch and back for dinner, diving in Tioman, and other Islands and shuttling btw Melb, Malaysia and Singapore whenever time allows.
So many things to do and so little time.