You Trip vs Revolut. Which one you use?

[tobelightlight]

I am checking these 2 out for my travelling usage. Which one of you guys using it now?

It seems like YouTrip offer better rates than Revolut.

 

[NanoSpeed]

I use Wise. Revolut works via mobile app only, which puts me off.

 

[tobelightlight]

I use Wise. Revolut works via mobile app only, which puts me off.

Revolut got physical card leh.

 

[Sustanon]

Revolut. Can use online shopping, take bus, MRT, supermarket in Singapore and not just overseas... so far so good for me... top up by DBS internet banking is instant one and withdraw to my DBS bank also instant one.... use in Malaysia also very good.... exchange rate is even better than money changer.... but I usually keep very low balance inside just in case Revolut uplorry and my money gone too....

 

[NanoSpeed]

Revolut got physical card leh.

You need a card ?

I use Wise to transfer funds to overseas.

 

[Sustanon]

You need a card ?

I use Wise to transfer funds to overseas.

Wise can also transfer directly into overseas bank account right? I haven't try on my Revolut to transfer money into my overseas bank account yet despite Revolut have that function though....

 

[tobelightlight]

I use Wise. Revolut works via mobile app only, which puts me off.

i check out wise, it seems wise is more established and stable.

 

[tobelightlight]

You need a card ?

I use Wise to transfer funds to overseas.

Yes, i prefer to have a card.

 

[tobelightlight]

Revolut. Can use online shopping, take bus, MRT, supermarket in Singapore and not just overseas... so far so good for me... top up by DBS internet banking is instant one and withdraw to my DBS bank also instant one.... use in Malaysia also very good.... exchange rate is even better than money changer.... but I usually keep very low balance inside just in case Revolut uplorry and my money gone too....

What about Thailand, Taiwan, Japan and Korea?

 

[Sustanon]

What about Thailand, Taiwan, Japan and Korea?

Thailand is yes just tell them you want to make payment by credit card, mastercard, visa blah blah blah.... they give you the machine and you just scan that's all.... if you go tell them I want to make payment by Revolut, Wise, Apple Pay, etc... you will only confuse them and they will say NO which is the same as in JB (personal experience)...... As I haven't go Taiwan, Japan or Korea before so I cannot answer you that... I can only presume that it should work the same anywhere in the world unless of course you go North Korea that's another thing..... lol... hope it helps...

 

[tobelightlight]

Thailand is yes just tell them you want to make payment by credit card, mastercard, visa blah blah blah.... they give you the machine and you just scan that's all.... if you go tell them I want to make payment by Revolut, Wise, Apple Pay, etc... you will only confuse them and they will say NO which is the same as in JB (personal experience)...... As I haven't go Taiwan, Japan or Korea before so I cannot answer you that... I can only presume that it should work the same anywhere in the world unless of course you go North Korea that's another thing..... lol... hope it helps...

I am more concern about the exchange rate. Revolut will charge fees if you use it on weekends starting on friday 5pm to sunday 6pm. Youtrip and Wise dun have that, i think they charge low rates or something.

 

[Sustanon]

I am more concern about the exchange rate. Revolut will charge fees if you use it on weekends starting on friday 5pm to sunday 6pm. Youtrip and Wise dun have that, i think they charge low rates or something.

Revolut exchange rate so far ok for me pretty close to spot rate. After making payment with Revolut in JB, I went online to check the exchange rate immediately and compare it to see if I got kena rip off or not but turns out quite good exchange rate leh.... As for the Revolut charges fees, I don't know much.... maybe over a certain limit or something or draw from atm.... I really not so sure...

YouTrip coz I heard once you transfer in, cannot transfer out liao so I sianz 1/2 liao.... maybe you can verify if it's true....

 

[NanoSpeed]

Wise can also transfer directly into overseas bank account right? I haven't try on my Revolut to transfer money into my overseas bank account yet despite Revolut have that function though....

I use Wise to transfer SGD to JPY to pay a Japanese factory.

Transferring to Japan bank account is tricky because the Payee name has to be in Katakana.

Transfer to Thailand is a breeze.

 

[NanoSpeed]

i check out wise, it seems wise is more established and stable.

Revolut fees are lower for most of the currencies. But I don't keep traces of my banking transactions on my phone, so I don't keep mobile banking app.

Otherwise I would have opted for Revolut.

 

[tobelightlight]

Revolut fees are lower for most of the currencies. But I don't keep traces of my banking transactions on my phone, so I don't keep mobile banking app.

Otherwise I would have opted for Revolut.

Maybe I go for revolut and wise. Youtrip seems very sinkified, can even link to EZ-Link.. Seems very govt-infested.