Moles in the online space

[mojito]

Yet at the same time Liu TK is promoting 10M population. Fuck the population white papers.

6.9 means the esteemed prime minister is giving you a discount already. Why you no like?

 

[winnipegjets]

Such bs must be debunked. Bloody idiot, using up my expensive time.

My account may be new but I have on this forum for the last 10+ years. I finally decided to create an account to counter what I see is danger hitting my Singapore.

5 decades of ripping off sinkapore by the PAP ...you keep quiet. Now, desperate because the golden goose may be lost. Idiots like you jump in to save the PAP.

There are moles in the online space. They are from another country. Their job is to crumble the current government in Singapore so that Singapore will lose the shine that it has now. That allows another country to take over the big brother role in this region. These moles are not true supporters of the opposition parties. They are using the opposition parties to achieve their objective. That’s why they have an online life. They post and post, and you wonder why they don’t have to go to work. Because their job is to attack the current government in Singapore.

Sinkapore is a peesai ...no one outside sinkapore bothers about it.

These moles look and talk like a native Singaporean. They can also be found in coffee shops spreading fear and propagandas. Do you think all the people in the opposition parties' rallies are true Singaporeans? Planting moles is an age long well tested tactic.

So desperate ...have to play up foreign bogeyman. PAP is doomed when it has to play this card.

I appreciate how much opportunity I had growing up here. I remember the attap house, water well, turkey and pigs. I remember how it was like moving to a clean flat and playing along the corridors with the neighbours. But times were hard. Porridge and salted egg were my daily norm. That's why despite the life I have now, there are certain food that I stay away because I simply had too much of those.


In the neighborhood school I attend, easily half the class were abangs. Fought and curse we did like any kids did, but I appreciate their carefree attitude to life. Then I started working hard for my O levels and made it to one of the top JCs. That opened my eyes to another world where my peers were academically brilliant. Some of them studied very hard while some of them played the whole day round yet appeared on the top scorers' list. But I was not denied any opportunities just because I came from a neighborhood school.

That is so long time ago ....last 2 decades, what happened? Stagnant. You are in the top 20 percent ...you don't give a shit about the 80 percent. Damn you!

I

am doing well in life now - married with naughty kids. I tend to think we are globally mobile. The reasons to move are so great:
1. less stressful educational environment for my kids
2. less stress to have to compete with foreigners in my own homeland
3. bigger car and a bigger house
4. wider landscape to drive around to appreciate nature


But I know I will die of lust for bak kut teh, char kway teow, chicken rice, laksa and the local coffee in the coffeeshops here if I were to move to another country to work. Hence I am still here and sharing my sincere and heartfelt thoughts to fellow Singaporeans who had less opportunities than I, so that Singapore will be available and strong for my children. I wish for the strength of the red passport and S$ to remain, and not let Singapore fall into the evil schemes of the moles.

You stay here just because of the food ...what an idiot. At this point, whatever you say is irrelevant because your idiocity has been established.

For those who had the opportunity to have some financial training, we know that the CPF is a good scheme. It is really a “forced" savings for a hard time to come, but blessings to you if you never have to have a hard time. We lept from a 3rd world country to a first in a very short time. There are still many of us who are not financially literate. Many families do not intentionally set aside savings from their daily or monthly income. The CPF comes in useful here. Have you seen the joy on the face of a fellow Singaporean who suddenly realised that his unexpected medical expenses are being taken care by the drips of money that went into his CPF account monthly? But yet the opposition intentionally use it in the negative way. They claim that the government is taking away “your money”. But do you know that the government has to work hard to pay you 2.5% a year for the money in CPF? Isn’t that laborious when it is easier for the government to just increase the corporate tax on the companies that operate here and raise the rate of personal income tax?

The CPF is for retirement ...so why the hell are you associating it for healthcare use? The rojak use of the CPF hides the fact that healthcare & housing are so beyond reach of commoners. That's why the CPF has to be used. So, the problem is pushed down the road ...when folks retire, they see that their CPF has so little. Government wants to hang on to every bit of it.

If the PAP has to work so hard to pay 2.5 percent return, then this government is fit for the longkang. 2.5 percent is so easily attainable even in the low interest era.

Of course the moles say that the government earns 7%from the money in the CPF but only gives 2.5% back to the people. Yes the CPF pays 2.5% which is not low nor high, but I challenge you to find a low risk investment for 2.5% annually for such a big population. And consistently 2.5% annually regardless of what happens all over the world. And how is that possible for a small country like Singapore where our economy is so vulnerable to external changes? The buffer to ride out the bad years has to to come from the years when there were good returns. Since no one can predict how long a global crisis can last, can you imagine how much savings there must have been for such a large number of people? Essentially the government is running a mini wealth programme for the population. If you are running your own business, including property agents, taxi drivers, a good income in April doesn't mean a good income from May to August. What do the wise ones do? Save up during good months in order to even the months that are rough.

Buy SPY, you get 8 percent annualized return. Who invests for the short term? What's the point of having a guaranteed 2.5 percent annually when you are losing in real terms? If your money is invested in SPY for 30 years, saving $10k a year, your amount is $1.4 million. In CPF, you get only $450k. Only an idiot will tell you that the CPF is a better investment vehicle. The difference in the two is comfortable retirement and retire in poverty!

On the other hand, can you imagine what happens when the CPF gives out 5% on a good year and 0.5% on a bad year? The unpredictability will harm many people because CPF is used to pay off our housing loan. If we had assume that it will be 5% annually, we may plan our loan payment based on that. When it becomes 0.5% for 2 years, whatever is shortfall from the CPF for the payment of the housing loan will have to come out as cold hard cash from our pocket. What will happen then? Our disposable income drops for that period and whatever financial planning we have goes into chaos. Suddenly the budget for that birthday bash becomes smaller due to the portion needed to pay for the housing loan. That’s why stability helps a lot in planning.

You don't even know your facts. You pay off your CPF loan using your monthly deductions. So how is fluctuation in returns year to year affect housing loan repayment? I think most sinkees are smarter than you to see the lies in your argument.
That we have to use our retirement funds to pay for housing shows how overpriced our subsidized flats are. Retirement savings should be strictly for retirement, not for anything else. That's savings 101.
The PAP are poor money managers. Thus, unfit to be in government.

If the CPF is not a good tool, does it mean that those in the opposition parties do not use CPF for their housing and medical needs? They do. If it’s a bad scheme, prove it by not using it.

Let's get rid of the PAP and the new coalition government will clean up the mess created in the last 30 years by the PAP.

COE is an issue for a number of us. Some of us need a car as a matter of convenience (ie. luxury), some of us need it because it is more efficient to ferry our aging parents. But for those who had been to Bangkok and experienced the traffic, you will agree that that level of traffic jam sucks. That kind of jam can happen in Singapore if the density on the road is not managed. In limited land here, is there a better solution to the ownership of cars until technological advances allow cars to hover over each other or a teleportation machine becomes a reality? How do you show that you need a car more than your neighbour? In everyone's mind, my need is always greater than yours. Those with children will understand this when your children fight for the same thing. Allocation of scarce resource by balloting and bidding are methods that removed a number of these unqualifiable factors.

And what does the government use the money for? Increase pay for the elites.

I give up answering basic questions from an idiot. PAP is made up of idiots.

 

[kopiOcheebye]

it is me lah, tryharder = kopiOuncle understand?? sometimes when i want to tell long grandmother story i will use a different nick to bluff and impress people, but normally if i only want to tell stories of how i get fucked by dogs, then i will just use my original nick kopiOuncle aka kopisai understand?......ok now back to my story, it is in the picture

 

[Poomer]

Aiya this TS is PAP IB dog intent on stirring shit. Knn election then come out kar lan jiao wei...

 

[Huat-Ah]

Yawn!

Try harder!

hahah nice one !

 

[LEGEND]

All I can hear is blab blah, blah blah blah. And you can continue to blah to the cows come home, but the fact that PAPpies are losing ground tell us that what they presume is good for sinkies are doing actually more harm. Words mean shit when people are having problem putting food on tables.

 

[RobertZieler]

 

[kopiOuncle]

YES I TOTALLY AGREE
knn these moles and agents are enemies of Singapore
they are out to destroy Singapore
destroy the good image
destroy the the great pap governance

they post all sorts of rubbish and garbages
trying to convince singaporeans

they are darned useless bums and assholes

no worry

truth will prevail
pap is the truth

you can see the same old moles operating in this forum
they are the same nicks and the same clones
using the same methods and the same arguments

no idea fools

pap will prevail with their truth and integrity
pap will win a landslide victory

workers party will die a natural death

 

[MaximiLian]

Can summary in a sentence or two?

 

[LordElrond]

Summary: KOpiuncle is digging his own grave, and i have only 2 words for him:

TRY HARDER

 

[Leongsam]

My account may be new but I have on this forum for the last 10+ years. I finally decided to create an account to counter what I see is danger hitting my Singapore.

Excellent post. We need more like you around. I have added enormously to your points.

 

[Leongsam]

Tiu lei lo mei papib this forum started only in 2008 so how can you claim you have been reading it for 10+ years.

Be proud of your pap ib job la. Just openly sick up to your pap matters like that idiot 'scrooball '. Don't be shy ok.

Sam's coffee shop started in the year 2000. It is 15 years old.

 

[jw5]

Couple Of Enormous Points:

1. Your reply is enormously refreshing and will soon be classified as an "enormously classic forum reply".

2. Sam's coffee shop started in the year 1998. It is 17 years old, and I have been here since 1999. :p

Excellent post. We need more like you around. I have added enormously to your points.

Sam's coffee shop started in the year 2000. It is 15 years old.

 

[Ambulance]

halo who pichar lobang jobs flee scorership ns 4 sinkie si boh

 

[Thick Face Black Heart]

Excellent post. We need more like you around. I have added enormously to your points.

So lame. You want to add his point add 1000 lah! Add 38 only want to brag. Sibei no standard.

 

[laksaboy]

TS is what the Chinese proverb describes as 恶人先告状.

 

[halsey02]

such a long post... can someone summarise in one sentence, or best in one word?

Another "suck eggs' story....this is the time of the season to read these...more to come!

 

[laksaboy]

such a long post... can someone summarise in one sentence, or best in one word?

"PAP is the best. Vote for PAP."

 

[dancingshoes]

after reading some posts, i can conclude whether the forummer is from malaysia or not. just take note.

 

[kopiOuncle]

Couple Of Enormous Points:

1. Your reply is enormously refreshing and will soon be classified as an "enormously classic forum reply".

2. Sam's coffee shop started in the year 1998. It is 17 years old, and I have been here since 1999. :p

bloody lau cheow
still talking the same old shit
speculating the same dung
still trying to be the best cybersleuth
still threatening to expose moles
still tyring to intimidate those who oppose you
dead poet with dead ideas with a dead blain..
carry on sir lau cheow....

lauliao retire gracefully
stop being a thorn in this forum
kpkb all the time for what
go and have a nice retirement lah...