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Living in JB 2 (Johore)
- Thread starter wuqi256
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Generally pretty hard to retire here unless you have at least $3 million in CPF and cash. I came here as a skilled worker. An Engineer at 38, did 4 years of postgrad studies in a New York University. Took my own sweet time because I really was looking to work in the US then and if you are a postgrad student you had a right to apply for jobs. Didnt get one. Suffered through 1.2 years as a laborer in an Aluminum factory. Imagine a laborer with a MSc cert in Toronto, Ontario. Finally landed the big job that brought me to interior BC. That's the kind of sacrifice you can expect. Expended $200 K SGD during my postgrad years. A job equal to what a professional is getting in Singapore aren't easy to come by. Here they believe in working your way from the bottom. Plus they are very myopic in terms of qualifications. Certs are treasured in this order: Canadian, American, Other English speaking western certs, Others. Only the first two are easily recognised by the average Human Resource person. Here's a pic of the scenery from my balcony. Here they call a balcony a patio or deck.
Btw, i am not an audio guy, i know very little, actually pretty much about everything i know little.
Just the good brands and i would likely not spend more than 3k on an audio system if i can help it.
Until today, most of my relatives still thinks i am a village idiot, doing things and don't charge money. Only my friends, neighbours and some relatives are really good to me.
Still remembered a distant relative of my mums, speaking up for me on my grandfathers funeral. A relative who thinks she is very rich was bullying me as she was an older cousin. She talked down to us and i just kept quiet for the sake of my parents back then.
She even complained to my dad and scolded me as i was sitting at a table and reading a book. I was trying to keep my mind off my granddad's death and very shortly, the impending NS enlistment.
I was still young then, a distant relative spoke up for me and told her off. She, supposedly a very learned person didn't even address my dad and mum whenever she sees them but expects everyone to kow tow to her. It has been 15 years but i still remember his kindness. Told my mum recently, repeatedly as i heard he was keen to come to Johore.
I would do my very very best for him to help get him something even if i have to drive to all the way around the entire Johor. Didn't know he was jobless for a while, felt very bad for him.
Just the good brands and i would likely not spend more than 3k on an audio system if i can help it.
Until today, most of my relatives still thinks i am a village idiot, doing things and don't charge money. Only my friends, neighbours and some relatives are really good to me.
Still remembered a distant relative of my mums, speaking up for me on my grandfathers funeral. A relative who thinks she is very rich was bullying me as she was an older cousin. She talked down to us and i just kept quiet for the sake of my parents back then.
She even complained to my dad and scolded me as i was sitting at a table and reading a book. I was trying to keep my mind off my granddad's death and very shortly, the impending NS enlistment.
I was still young then, a distant relative spoke up for me and told her off. She, supposedly a very learned person didn't even address my dad and mum whenever she sees them but expects everyone to kow tow to her. It has been 15 years but i still remember his kindness. Told my mum recently, repeatedly as i heard he was keen to come to Johore.
I would do my very very best for him to help get him something even if i have to drive to all the way around the entire Johor. Didn't know he was jobless for a while, felt very bad for him.
Not into hunting but the rest certainly appeals to me. I've cycled and trekked around NZ's South Island and totally loved it. Was seriuosly planning to retire there but there is no effective "retirement visa" in place. Well, JB isn't that bad but I miss the temperate climate.
Applaud you for taking the leap of faith, now you can truly take a breather. Well done and happy for you.
So beautiful..
Bro, you have come a long way.. in your persuit of life.. I used to have opportunity to live in California as well.. However in our life, there are a lot of time one need to make a choice.. Whichever choice one's made could be a good one.. Because that is life.
It is expected every country will prefer the locals, their skin colours and jobs are given to foreigners only when the locals don't want.. Singapore is a unique country because the country has divided. The rich need cheap labours.. or young labours.... Nationality is not important here.. Just wonder what we are protecting for when there is a war... however it is our choice to make..
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2nd floor and not too particular abt location. Still have ya. Can try but only handful...
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U still can get a 5-room flat in Singapore - Woodlands ($450k - $550k)
Wah so shiok!!
Very nice.
My problem would be that view in February :-) Covered in white frozen water :-(
Re: Your Friendly Bank in Singapore!
This seems crazy for 2 reasons. First just because 100 year mortgages for a house are crazy. Second, the population of Japan is declining. That is not the environment in which real estate prices surge. Japan has been extremely reticent to accept emigration. Unless that changes the declining population is almost certain.
Iskandar RE is booming because of the anticipated (and to a minor degree already started) increase in population. You need increase in population with the ability to afford the real estate (either as owners or renters) to have sustainable RE value increases. You can have speculative bubble without this but eventually it comes down to that.
As a followup to your mentioning of Japan 100 years mortgage, would like to add the following links as research material for investors here which I gotten with a simple google search of keywords:
http://money.cnn.com/magazines/fortune/fortune_archive/1990/05/21/73567/index.htm
http://homeguides.sfgate.com/longest-mortgage-7677.html
Hope it will help each one of you better understand the advantages and disadvantages of a longer-term mortgage and take advantage of it according to your risk personality.
I must add ... to be filthy rich in property investment, one has to be quick and merciless. Don't worry about your decedents future ability to own a property on their own, you shall take it as your task to provide for them.
This seems crazy for 2 reasons. First just because 100 year mortgages for a house are crazy. Second, the population of Japan is declining. That is not the environment in which real estate prices surge. Japan has been extremely reticent to accept emigration. Unless that changes the declining population is almost certain.
Iskandar RE is booming because of the anticipated (and to a minor degree already started) increase in population. You need increase in population with the ability to afford the real estate (either as owners or renters) to have sustainable RE value increases. You can have speculative bubble without this but eventually it comes down to that.
Found this picture as well of BC, very nice. We should have some kind of seasonal home swap scheme with Jackbcryan:
Re: Your Friendly Bank in Singapore!
Agree, the plans for the "Japanese" invasion has been finally revealed the last few months. Slowly but surely, they are coming.
Agree, the plans for the "Japanese" invasion has been finally revealed the last few months. Slowly but surely, they are coming.
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