is it unhealthy for the mind to always expect disappointment?

like i know my housemate want me to like go a bit further with her in our bff but i think we really not compatible because she grew differently in different country even though we spent childhood together but she already too amdl culture whereas i am still more asian. if I agree then means sure will be disappointed in future because got culture clash. so I expect to be disappointed and don't want to move ahead now
 
then today i spoke to my mother on the phone who is in europe happily with her bf or most likely going to be my another father. then she asked me me and housemate getting along or not. i say ok.lah, still same same, then my mother said why i dont try it out with her to see if it is possible. i say i don't want to be disappointed. my mother called me a coward....
 
actually my mother damn jialat, ask me we all got do it or not . then i told her we got but not consensual during our holiday together because i didn't ask her for it. then my mother scold me why i do it already still don't go together with her. i said it wasn't me who wanted it. she scold and scold me useless, coward, irresponsible etc until i got to tell her I need to go back to work and hung up the phone.
 
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