https://hk.news.yahoo.com/全港首宗-uber車禍1死4傷-保險不詳-誰來賠償-214500545.html
全港首宗 Uber車禍1死4傷 保險不詳 誰來賠償
東方日報 OrientalDaily
3.4k 人追蹤
東方日報
2018年4月21日 上午5:45
查看相片
Uber寶馬越線迎撞的士，寶馬司機傷重死亡。
肇事喪生司機 亦為登記車主
喪生的Uber司機許祈偉（五十歲），洋名Rusty，已婚，居於天水圍，據悉疑有長期病患。根據運輸署資料顯示，肇事寶馬房車於二○一三年首次登記，登記車主為死者本人。記者向許的親友查詢Uber在意外後有否作出承諾，一名女親友表示「無，我哋未處理」。
Uber：所有車程安排第三保
Uber香港發言人確認，車禍涉及一名Uber司機夥伴及一名Uber乘客，公司對今次意外非常傷感，並向司機夥伴的家庭表達深切慰問，亦已聯絡受傷的Uber乘客作出協助。Uber又表示，已按《汽車保險（第三者風險）條例》（第 272 章）的規定，為所有香港的Uber車程安排第三方保險。
如「日日揸住炸彈喺街跑」
國際專業保險諮詢協會會長羅少雄指出，去年二月Uber宣布與美亞保險香港（AIG）合作，提供的「團體汽車共乘」責任保險，聲稱由司機接載乘客至下車一刻均受保障。惟該保單有效期已於去年九月卅日完結，Uber亦未有公布最新詳情。他指出，該份保單為Uber與美亞保險商議「度身訂造」的商業保單，坊間並不存在這類產品，今次車禍造成人命傷亡，但保險條款至今未有公開，形容「我同你都冇睇過份保單」，實在難以知悉今次意外的賠償事宜，認為乘客以至市民皆欠缺保障，Uber司機有如「日日揸住個炸彈喺條街度跑」，對公眾有潛在風險，呼籲Uber應盡快公開保單條文，釋除市民疑慮。
羅又補充，在今次意外中，Uber乘客、的士司機及乘客、七人車司機及電單車司機等受害人，可向三方包括寶馬車主、司機及Uber索償，但目前寶馬車主及司機已身亡，故相信只能向Uber追討，若雙方未能達成協議，賠償金額有機會由法庭決定。
議員促盡快公開條文釋疑
保險界立法會議員陳健波表示，不論是否Uber司機，法例規定車主和司機必須購買第三者保險，故乘客必定獲得保障，惟Uber是否對車主和司機有充分保障則存有疑問，促請Uber應盡快交代。
陳續指，Uber對車主及司機的保障範圍等細節未明，假如Uber的保險未能保障車主及司機，屆時車禍中涉事的車主和司機或需要承擔向乘客的賠償，即使事件中的司機已身亡，保險公司亦有權要求將其遺產用作賠償。
事發於前晚九時許，許接「柯打」到九龍塘喇沙小學接載姓周（卅九歲）女子往大角咀君匯港，至亞皆老街與窩打老道交界天橋，失控越線與載客的士迎頭相撞，一輛尾隨的士的七人車及時煞停，後至的綿羊電單車收掣不及撞私家車尾。
許昏迷周女受傷，姓梁（六十歲）的士司機爆頭浴血，與受傷姓梁（卅二歲）女乘客被困，姓劉（卅九歲）鐵騎士亦受傷。許送院不治，的士司機、的士女乘客危殆，Uber女乘客情況穩定。
" data-reactid="31">九龍城前晚發生四車串燒，釀成一死四傷的嚴重車禍，揭發死者為Uber司機，其中一名傷者為Uber女乘客，這是Uber登陸香港近四年來首宗涉及傷亡的交通意外。Uber表示已按法例規定，為所有香港的Uber車程安排第三方保險。但有保險業界認為，因Uber未有公開保單內容，在保險條款「唔清唔楚」下，能否有效保障車主、司機及乘客存疑；Uber司機亦猶如「日日揸住個炸彈喺街跑」危及公眾，促請Uber應盡快公開保單條文，以釋市民疑慮。
肇事喪生司機 亦為登記車主
喪生的Uber司機許祈偉（五十歲），洋名Rusty，已婚，居於天水圍，據悉疑有長期病患。根據運輸署資料顯示，肇事寶馬房車於二○一三年首次登記，登記車主為死者本人。記者向許的親友查詢Uber在意外後有否作出承諾，一名女親友表示「無，我哋未處理」。
Uber：所有車程安排第三保
Uber香港發言人確認，車禍涉及一名Uber司機夥伴及一名Uber乘客，公司對今次意外非常傷感，並向司機夥伴的家庭表達深切慰問，亦已聯絡受傷的Uber乘客作出協助。Uber又表示，已按《汽車保險（第三者風險）條例》（第 272 章）的規定，為所有香港的Uber車程安排第三方保險。
如「日日揸住炸彈喺街跑」
國際專業保險諮詢協會會長羅少雄指出，去年二月Uber宣布與美亞保險香港（AIG）合作，提供的「團體汽車共乘」責任保險，聲稱由司機接載乘客至下車一刻均受保障。惟該保單有效期已於去年九月卅日完結，Uber亦未有公布最新詳情。他指出，該份保單為Uber與美亞保險商議「度身訂造」的商業保單，坊間並不存在這類產品，今次車禍造成人命傷亡，但保險條款至今未有公開，形容「我同你都冇睇過份保單」，實在難以知悉今次意外的賠償事宜，認為乘客以至市民皆欠缺保障，Uber司機有如「日日揸住個炸彈喺條街度跑」，對公眾有潛在風險，呼籲Uber應盡快公開保單條文，釋除市民疑慮。
羅又補充，在今次意外中，Uber乘客、的士司機及乘客、七人車司機及電單車司機等受害人，可向三方包括寶馬車主、司機及Uber索償，但目前寶馬車主及司機已身亡，故相信只能向Uber追討，若雙方未能達成協議，賠償金額有機會由法庭決定。
議員促盡快公開條文釋疑
保險界立法會議員陳健波表示，不論是否Uber司機，法例規定車主和司機必須購買第三者保險，故乘客必定獲得保障，惟Uber是否對車主和司機有充分保障則存有疑問，促請Uber應盡快交代。
陳續指，Uber對車主及司機的保障範圍等細節未明，假如Uber的保險未能保障車主及司機，屆時車禍中涉事的車主和司機或需要承擔向乘客的賠償，即使事件中的司機已身亡，保險公司亦有權要求將其遺產用作賠償。
事發於前晚九時許，許接「柯打」到九龍塘喇沙小學接載姓周（卅九歲）女子往大角咀君匯港，至亞皆老街與窩打老道交界天橋，失控越線與載客的士迎頭相撞，一輛尾隨的士的七人車及時煞停，後至的綿羊電單車收掣不及撞私家車尾。
許昏迷周女受傷，姓梁（六十歲）的士司機爆頭浴血，與受傷姓梁（卅二歲）女乘客被困，姓劉（卅九歲）鐵騎士亦受傷。許送院不治，的士司機、的士女乘客危殆，Uber女乘客情況穩定。
查看相片
Uber司機遺體被舁送停屍間。
查看相片
Uber女乘客受傷送院。（劉子文攝）
查看相片
警方封鎖現場調查。
查看相片
電單車司機在救護車上接受治理。
The first Uber accident in Hong Kong 1 dead and 4 injured insurance is unknown Who will compensate
[Oriental Daily OrientalDaily]
Oriental Daily OrientalDaily
3.4k person tracking
Oriental Daily
April 21, 2018 5:45am
Uber BMW hit the taxi over the line and the BMW driver died of injuries.
See photos
Uber BMW hit the taxi over the line and the BMW driver died of injuries.
Four cars were burnt on the night before in Kowloon City, causing a serious accident that killed four people and revealed that the dead were Uber drivers. One of them was an Uber female passenger. This was Uber’s first traffic accident involving casualties in Hong Kong in the past four years. Uber stated that it has arranged third-party insurance for all Uber trips in Hong Kong as required by law. However, the insurance industry believes that because Uber has not disclosed the contents of the insurance policy, it can effectively protect the owners, drivers and passengers from doubts under the insurance clause of “clear and clear”. The Uber driver is just like, “They are holding a bomb every day. The U.N. threatened the public and urged Uber to publicly issue the policy as soon as possible to explain the public's concerns.
An accidental driver is also a registered owner
The Uber driver Xu Biwei (fifth year old) who lost his life, and the foreigner Rusty, was married and lived in Tin Shui Wai. It is believed that there are long-term illnesses. According to the information of the Transport Department, the accidental BMW RV was first registered in 2013 and the owner of the vehicle was the deceased. The reporter asked friends and relatives of U.S. whether or not Uber had made a promise after the accident. A female friend and relative said "no, I haven't dealt with it yet."
Uber: All rides are arranged for a third guarantee
A spokesman for Uber Hong Kong confirmed that the accident involved an Uber driver partner and an Uber passenger. The company was very sad about the accident and expressed deep condolences to the driver's partner's family. He also contacted the injured Uber passenger to assist. Uber also stated that it has arranged third-party insurance for all Uber rides in Hong Kong in accordance with the provisions of the Auto Insurance (Third Party Risk) Ordinance (Cap. 272).
For example, "Catch the bomb on the street every day"
Luo Shaoxiong, president of the International Association of Professional Insurance Consultants, pointed out that Uber announced in February last year that it had cooperated with AIG to provide “corporate car sharing” liability insurance, claiming that the driver’s pick-up of passengers is guaranteed at all times. However, the validity period of the policy ended on September 3 last year, and Uber has not announced the latest details. He pointed out that the policy was for Uber to negotiate a "tailor-made" commercial policy with Meiya Insurance. There was no such product in the market. This car accident caused a death toll, but the insurance terms have not been disclosed so far, describing "I am with you." It is difficult to know the accidental compensation issue. We believe that passengers and even the public are short of protection. The Uber driver is like "every day and night holding a bomb and making a street-level run." It has potential risks to the public and calls for it. Uber should publicize the policy clause as soon as possible to remove public concerns.
Luo added that in this accident, Uber passengers, taxi drivers and passengers, seven-seater drivers and motorcycle drivers and other victims can claim compensation from the three parties including BMW owners, drivers and Uber. However, BMW owners and drivers have When he died, it was believed that Uber could only be recovered. If the parties fail to reach an agreement, the amount of compensation will be decided by the court.
Members urge clarification of public articles as soon as possible
According to Chen Jianbo, a member of the Legislative Council of the insurance industry, whether or not Uber drivers are required by law, owners and drivers must purchase third-party insurance. Therefore, passengers must be protected. However, Uber has doubts about the full protection of vehicle owners and drivers. Urges Uber to promptly Explained.
Chen continued that the details of Uber’s coverage of the owner and driver are not clear. If Uber’s insurance fails to protect the owner and the driver, the owners and drivers involved in the accident may have to pay compensation to the passengers even if the driver in the incident has In the event of death, the insurance company also has the right to demand compensation for its heritage.
At about 9 pm the previous evening, Xu took "Ke Da" to the La Salle Primary School in Kowloon Tong to pick up a woman named Zhou (卅九) from Junhui Port, Tai Kok Tsui to the junction of Argyle Street and Waterloo Road. The line that was out of control was colliding head-on with the passenger taxi. A seven-person vehicle with a tailgating taxi stopped in a timely manner, and the sheep motorcycle that arrived later received less than the rear of the private car.
The coma was injured and the surnamed Liang (60 years old) taxi driver was headshot and was trapped with a female passenger who was injured by surname Liang (卅year old). Liu (who was 9 years old) was also injured. Xu was sent to the hospital and the taxi driver and taxi female passengers were in critical condition. The Uber female passengers were in stable condition.
The Uber driver’s body was delivered to the morgue.
See photos
The Uber driver’s body was delivered to the morgue.
Uber female passenger was injured and sent to hospital. (Liu Ziwen)
See photos
Uber female passenger was injured and sent to hospital. (Liu Ziwen)
The police blocked the site investigation.
See photos
The police blocked the site investigation.
Motorcyclists are treated in ambulances.
See photos
Motorcyclists are treated in ambulances.
全港首宗 Uber車禍1死4傷 保險不詳 誰來賠償
東方日報 OrientalDaily
3.4k 人追蹤
東方日報
2018年4月21日 上午5:45
查看相片
Uber寶馬越線迎撞的士，寶馬司機傷重死亡。
肇事喪生司機 亦為登記車主
喪生的Uber司機許祈偉（五十歲），洋名Rusty，已婚，居於天水圍，據悉疑有長期病患。根據運輸署資料顯示，肇事寶馬房車於二○一三年首次登記，登記車主為死者本人。記者向許的親友查詢Uber在意外後有否作出承諾，一名女親友表示「無，我哋未處理」。
Uber：所有車程安排第三保
Uber香港發言人確認，車禍涉及一名Uber司機夥伴及一名Uber乘客，公司對今次意外非常傷感，並向司機夥伴的家庭表達深切慰問，亦已聯絡受傷的Uber乘客作出協助。Uber又表示，已按《汽車保險（第三者風險）條例》（第 272 章）的規定，為所有香港的Uber車程安排第三方保險。
如「日日揸住炸彈喺街跑」
國際專業保險諮詢協會會長羅少雄指出，去年二月Uber宣布與美亞保險香港（AIG）合作，提供的「團體汽車共乘」責任保險，聲稱由司機接載乘客至下車一刻均受保障。惟該保單有效期已於去年九月卅日完結，Uber亦未有公布最新詳情。他指出，該份保單為Uber與美亞保險商議「度身訂造」的商業保單，坊間並不存在這類產品，今次車禍造成人命傷亡，但保險條款至今未有公開，形容「我同你都冇睇過份保單」，實在難以知悉今次意外的賠償事宜，認為乘客以至市民皆欠缺保障，Uber司機有如「日日揸住個炸彈喺條街度跑」，對公眾有潛在風險，呼籲Uber應盡快公開保單條文，釋除市民疑慮。
羅又補充，在今次意外中，Uber乘客、的士司機及乘客、七人車司機及電單車司機等受害人，可向三方包括寶馬車主、司機及Uber索償，但目前寶馬車主及司機已身亡，故相信只能向Uber追討，若雙方未能達成協議，賠償金額有機會由法庭決定。
議員促盡快公開條文釋疑
保險界立法會議員陳健波表示，不論是否Uber司機，法例規定車主和司機必須購買第三者保險，故乘客必定獲得保障，惟Uber是否對車主和司機有充分保障則存有疑問，促請Uber應盡快交代。
陳續指，Uber對車主及司機的保障範圍等細節未明，假如Uber的保險未能保障車主及司機，屆時車禍中涉事的車主和司機或需要承擔向乘客的賠償，即使事件中的司機已身亡，保險公司亦有權要求將其遺產用作賠償。
事發於前晚九時許，許接「柯打」到九龍塘喇沙小學接載姓周（卅九歲）女子往大角咀君匯港，至亞皆老街與窩打老道交界天橋，失控越線與載客的士迎頭相撞，一輛尾隨的士的七人車及時煞停，後至的綿羊電單車收掣不及撞私家車尾。
許昏迷周女受傷，姓梁（六十歲）的士司機爆頭浴血，與受傷姓梁（卅二歲）女乘客被困，姓劉（卅九歲）鐵騎士亦受傷。許送院不治，的士司機、的士女乘客危殆，Uber女乘客情況穩定。
" data-reactid="31">九龍城前晚發生四車串燒，釀成一死四傷的嚴重車禍，揭發死者為Uber司機，其中一名傷者為Uber女乘客，這是Uber登陸香港近四年來首宗涉及傷亡的交通意外。Uber表示已按法例規定，為所有香港的Uber車程安排第三方保險。但有保險業界認為，因Uber未有公開保單內容，在保險條款「唔清唔楚」下，能否有效保障車主、司機及乘客存疑；Uber司機亦猶如「日日揸住個炸彈喺街跑」危及公眾，促請Uber應盡快公開保單條文，以釋市民疑慮。
肇事喪生司機 亦為登記車主
喪生的Uber司機許祈偉（五十歲），洋名Rusty，已婚，居於天水圍，據悉疑有長期病患。根據運輸署資料顯示，肇事寶馬房車於二○一三年首次登記，登記車主為死者本人。記者向許的親友查詢Uber在意外後有否作出承諾，一名女親友表示「無，我哋未處理」。
Uber：所有車程安排第三保
Uber香港發言人確認，車禍涉及一名Uber司機夥伴及一名Uber乘客，公司對今次意外非常傷感，並向司機夥伴的家庭表達深切慰問，亦已聯絡受傷的Uber乘客作出協助。Uber又表示，已按《汽車保險（第三者風險）條例》（第 272 章）的規定，為所有香港的Uber車程安排第三方保險。
如「日日揸住炸彈喺街跑」
國際專業保險諮詢協會會長羅少雄指出，去年二月Uber宣布與美亞保險香港（AIG）合作，提供的「團體汽車共乘」責任保險，聲稱由司機接載乘客至下車一刻均受保障。惟該保單有效期已於去年九月卅日完結，Uber亦未有公布最新詳情。他指出，該份保單為Uber與美亞保險商議「度身訂造」的商業保單，坊間並不存在這類產品，今次車禍造成人命傷亡，但保險條款至今未有公開，形容「我同你都冇睇過份保單」，實在難以知悉今次意外的賠償事宜，認為乘客以至市民皆欠缺保障，Uber司機有如「日日揸住個炸彈喺條街度跑」，對公眾有潛在風險，呼籲Uber應盡快公開保單條文，釋除市民疑慮。
羅又補充，在今次意外中，Uber乘客、的士司機及乘客、七人車司機及電單車司機等受害人，可向三方包括寶馬車主、司機及Uber索償，但目前寶馬車主及司機已身亡，故相信只能向Uber追討，若雙方未能達成協議，賠償金額有機會由法庭決定。
議員促盡快公開條文釋疑
保險界立法會議員陳健波表示，不論是否Uber司機，法例規定車主和司機必須購買第三者保險，故乘客必定獲得保障，惟Uber是否對車主和司機有充分保障則存有疑問，促請Uber應盡快交代。
陳續指，Uber對車主及司機的保障範圍等細節未明，假如Uber的保險未能保障車主及司機，屆時車禍中涉事的車主和司機或需要承擔向乘客的賠償，即使事件中的司機已身亡，保險公司亦有權要求將其遺產用作賠償。
事發於前晚九時許，許接「柯打」到九龍塘喇沙小學接載姓周（卅九歲）女子往大角咀君匯港，至亞皆老街與窩打老道交界天橋，失控越線與載客的士迎頭相撞，一輛尾隨的士的七人車及時煞停，後至的綿羊電單車收掣不及撞私家車尾。
許昏迷周女受傷，姓梁（六十歲）的士司機爆頭浴血，與受傷姓梁（卅二歲）女乘客被困，姓劉（卅九歲）鐵騎士亦受傷。許送院不治，的士司機、的士女乘客危殆，Uber女乘客情況穩定。
查看相片
Uber司機遺體被舁送停屍間。
查看相片
Uber女乘客受傷送院。（劉子文攝）
查看相片
警方封鎖現場調查。
查看相片
電單車司機在救護車上接受治理。
The first Uber accident in Hong Kong 1 dead and 4 injured insurance is unknown Who will compensate
[Oriental Daily OrientalDaily]
Oriental Daily OrientalDaily
3.4k person tracking
Oriental Daily
April 21, 2018 5:45am
Uber BMW hit the taxi over the line and the BMW driver died of injuries.
See photos
Uber BMW hit the taxi over the line and the BMW driver died of injuries.
Four cars were burnt on the night before in Kowloon City, causing a serious accident that killed four people and revealed that the dead were Uber drivers. One of them was an Uber female passenger. This was Uber’s first traffic accident involving casualties in Hong Kong in the past four years. Uber stated that it has arranged third-party insurance for all Uber trips in Hong Kong as required by law. However, the insurance industry believes that because Uber has not disclosed the contents of the insurance policy, it can effectively protect the owners, drivers and passengers from doubts under the insurance clause of “clear and clear”. The Uber driver is just like, “They are holding a bomb every day. The U.N. threatened the public and urged Uber to publicly issue the policy as soon as possible to explain the public's concerns.
An accidental driver is also a registered owner
The Uber driver Xu Biwei (fifth year old) who lost his life, and the foreigner Rusty, was married and lived in Tin Shui Wai. It is believed that there are long-term illnesses. According to the information of the Transport Department, the accidental BMW RV was first registered in 2013 and the owner of the vehicle was the deceased. The reporter asked friends and relatives of U.S. whether or not Uber had made a promise after the accident. A female friend and relative said "no, I haven't dealt with it yet."
Uber: All rides are arranged for a third guarantee
A spokesman for Uber Hong Kong confirmed that the accident involved an Uber driver partner and an Uber passenger. The company was very sad about the accident and expressed deep condolences to the driver's partner's family. He also contacted the injured Uber passenger to assist. Uber also stated that it has arranged third-party insurance for all Uber rides in Hong Kong in accordance with the provisions of the Auto Insurance (Third Party Risk) Ordinance (Cap. 272).
For example, "Catch the bomb on the street every day"
Luo Shaoxiong, president of the International Association of Professional Insurance Consultants, pointed out that Uber announced in February last year that it had cooperated with AIG to provide “corporate car sharing” liability insurance, claiming that the driver’s pick-up of passengers is guaranteed at all times. However, the validity period of the policy ended on September 3 last year, and Uber has not announced the latest details. He pointed out that the policy was for Uber to negotiate a "tailor-made" commercial policy with Meiya Insurance. There was no such product in the market. This car accident caused a death toll, but the insurance terms have not been disclosed so far, describing "I am with you." It is difficult to know the accidental compensation issue. We believe that passengers and even the public are short of protection. The Uber driver is like "every day and night holding a bomb and making a street-level run." It has potential risks to the public and calls for it. Uber should publicize the policy clause as soon as possible to remove public concerns.
Luo added that in this accident, Uber passengers, taxi drivers and passengers, seven-seater drivers and motorcycle drivers and other victims can claim compensation from the three parties including BMW owners, drivers and Uber. However, BMW owners and drivers have When he died, it was believed that Uber could only be recovered. If the parties fail to reach an agreement, the amount of compensation will be decided by the court.
Members urge clarification of public articles as soon as possible
According to Chen Jianbo, a member of the Legislative Council of the insurance industry, whether or not Uber drivers are required by law, owners and drivers must purchase third-party insurance. Therefore, passengers must be protected. However, Uber has doubts about the full protection of vehicle owners and drivers. Urges Uber to promptly Explained.
Chen continued that the details of Uber’s coverage of the owner and driver are not clear. If Uber’s insurance fails to protect the owner and the driver, the owners and drivers involved in the accident may have to pay compensation to the passengers even if the driver in the incident has In the event of death, the insurance company also has the right to demand compensation for its heritage.
At about 9 pm the previous evening, Xu took "Ke Da" to the La Salle Primary School in Kowloon Tong to pick up a woman named Zhou (卅九) from Junhui Port, Tai Kok Tsui to the junction of Argyle Street and Waterloo Road. The line that was out of control was colliding head-on with the passenger taxi. A seven-person vehicle with a tailgating taxi stopped in a timely manner, and the sheep motorcycle that arrived later received less than the rear of the private car.
The coma was injured and the surnamed Liang (60 years old) taxi driver was headshot and was trapped with a female passenger who was injured by surname Liang (卅year old). Liu (who was 9 years old) was also injured. Xu was sent to the hospital and the taxi driver and taxi female passengers were in critical condition. The Uber female passengers were in stable condition.
The Uber driver’s body was delivered to the morgue.
See photos
The Uber driver’s body was delivered to the morgue.
Uber female passenger was injured and sent to hospital. (Liu Ziwen)
See photos
Uber female passenger was injured and sent to hospital. (Liu Ziwen)
The police blocked the site investigation.
See photos
The police blocked the site investigation.
Motorcyclists are treated in ambulances.
See photos
Motorcyclists are treated in ambulances.
