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For once, it seems the govt unable to provide clear, rational answers on CPF

Got. As cleaners better b illiterate than read the spews on papzl posted on toilet doors.
 
It's beginning to smell like a ponzi scheme.

It was all the while a Ponzi scheme that triggered off other Ponzi schemes which will snowball non-stop.

My granny, who was illiterate, once told me that no two persons can give the same consistent explanation for something that is based on lies.

Still no official reply from the G.

Return our CPF money at age 55, as originally promised.

Talk so much also no point. For those who want the money trapped in CPF to earn whatever fucked-up interest,
go ahead. Make it optional. Having it mandatory is just wrong!

I'm not interested in the CPF interest. I prefer to have total access to my own money at all times.

Since the original promise to return our CPF is at age 55, just stick to it. Give all sorts of excuses for not returning our CPF for fuck!

They thought they can do anything anyhow with our CPF money because they have majority of PAP Yesmen in parliament.Even if Tharman talked nonsense illogically like a snake-peddler nobody can stop him from tweaking and twisting the CPF rules to make the CPF scheme so complicated and complex and filled with booby traps so that nobody can fully understand the everchanging CPF rules.Even the ministers,finance professionals and civil servants don't fully understand the CPF rules .

farker lee playing 3 cups 1 ball trick game

ball-cup-routine-magic-tricks-800x800.jpg

Reduce them to a lesser than 45%...& start the investigation into CPF...may take a 1,000 man years, for the next generations of SINgaporens...it is worth it!




Hang those PAP maggots cockroaches with piano wires from lamp posts to make them dance before it is too late and we have no more CPF to get back.
BBQ those PAP maggots cockroaches before it is too late and we have no more CPF to get back.
Cut a few more arseholes into those PAP maggots cockroaches to let out their shit before it is too late and we have no more CPF to get back.
Make those PAP maggots cockroaches eat joss sticks and candle wax before it is too late and we have no more CPF to get back.


PAP is finished.
The stinking glue and terror that hold PAP together is that old fart smear of shit on sole of shoe LKY. LKY is about to die in days or weeks.
LKY will never allow good decent people into the PAP and good decent people will not want to get into the PAP. Those in PAP are the most corrupt and moral degenerates and moral bankrupts and moral filths that are being presented to stinkaporeans as moral compasses.
None of those in PAP work for anyone but that smear of shit on sole of shoe LKY, to help him hold down Singaporeans to screw and fuck hundreds of BILLIONs from us all into smear of shit on sole of shoe LKY stinkapore sovereign funds.
They are there in PAP because LKY know that they are a bunch of self serving greedy bastards and scrapings of scums of society. To call them maggots cockroaches will be to insult real maggots and real cockroaches.


WE ALL ARE NOW WAITING FOR THE DEATH OF LKY IN COMING DAYS OR WEEKS.
WE ALL WILL YUM SENG AND YUM SENG AND YUM SENG AGAIN AND AGAIN DANCING SINGING ON TABLE TOPS AND STREETS
WE THEN WILL SEE THOSE IN PAP WITH SHARPENED KNIVES HOOTING ARSEHLOON A DOZEN NEW ARSEHOLES AND THE DEATH OF THE ENTIRE LEE KWA CLAN
WE THEN WILL PICK UP PIANO WIRES AND HANG ALL THOSE REMAINING PAP AND THEIR COLLABORATORS FROM LAMP POSTS AND SEE THOSE BASTARDS AND BITCHES DANCE.
AND HAPPINESS WILL RETURN TO OUR LAND.
AND STINKAPORE WILL BECOME SINGAPORE ONCE MORE.
https://www.torproject.org/about/overview.html.en
 
......No, my granny, being illiterate, didn't bother to vote. She passed away before voting was made compulsory by Sinkie government.

Had she bothered to vote, she would still not have voted LKY. Why?

I remember her telling me that she once had to deliver a few orders of vegetables to a Jap military office. She happened to see the young LKY there, conversing with the Japs.

From that point on, she kept referring LKY as that "Jap dog".

And she cautioned me to be careful of people who betray their own race for their own selfish ends.
 
CPF policies, HDB policies, etc all are screwed up policies that if probed into details, there cannot have an answer to it. The implementator needs to be sacked.
 
Had she bothered to vote, she would still not have voted LKY. Why?

I remember her telling me that she once had to deliver a few orders of vegetables to a Jap military office. She happened to see the young LKY there, conversing with the Japs.

From that point on, she kept referring LKY as that "Jap dog".

And she cautioned me to be careful of people who betray their own race for their own selfish ends.

Hey i invented that! Dont forget to include nathan
 
CPF policies, HDB policies, etc all are screwed up policies that if probed into details, there cannot have an answer to it. The implementator needs to be sacked.

it's a very simple answer. they virtually own it by legislating in their favor through majority rule for decades. anyone who wishes to challenge them on cpf needs to defeat them first and win control of parliament. otherwise, it's just empty rhetoric and an incessant whine of useless kpkb. on the bright side, if you're an astute strategic thinker, you would leverage all the pros of the cpf scheme to maximize your returns on investment (e.g. property investments) rather than kpkb about the cons and do nothing. plus the fact that the sgd appreciated all these decades, adding purchasing power to your funds relative to foreign investments when you cash out, thanks to the superb monetary policies of the mas and pap. sinkies should thank their lucky stars and exploit the system for their own benefit rather than getting lost under the night sky. :D
 
CPF policies, HDB policies, etc all are screwed up policies that if probed into details, there cannot have an answer to it. The implementator needs to be sacked.


Sacking is not good enough, they should hang him on the lampost with piano wires , make sure his tongue touches the ground :oIo:
 
Sacking is not good enough, they should hang him on the lampost with piano wires , make sure his tongue touches the ground :oIo:

Spot on!

Well said!

The tongue can be necklaced with burning car tyre!






Hang those PAP maggots cockroaches with piano wires from lamp posts to make them dance before it is too late and we have no more CPF to get back.
BBQ those PAP maggots cockroaches before it is too late and we have no more CPF to get back.
Cut a few more arseholes into those PAP maggots cockroaches to let out their shit before it is too late and we have no more CPF to get back.
Make those PAP maggots cockroaches eat joss sticks and candle wax before it is too late and we have no more CPF to get back.


PAP is finished.
The stinking glue and terror that hold PAP together is that old fart smear of shit on sole of shoe LKY. LKY is about to die in days or weeks.
LKY will never allow good decent people into the PAP and good decent people will not want to get into the PAP. Those in PAP are the most corrupt and moral degenerates and moral bankrupts and moral filths that are being presented to stinkaporeans as moral compasses.
None of those in PAP work for anyone but that smear of shit on sole of shoe LKY, to help him hold down Singaporeans to screw and fuck hundreds of BILLIONs from us all into smear of shit on sole of shoe LKY stinkapore sovereign funds.
They are there in PAP because LKY know that they are a bunch of self serving greedy bastards and scrapings of scums of society. To call them maggots cockroaches will be to insult real maggots and real cockroaches.


WE ALL ARE NOW WAITING FOR THE DEATH OF LKY IN COMING DAYS OR WEEKS.
WE ALL WILL YUM SENG AND YUM SENG AND YUM SENG AGAIN AND AGAIN DANCING SINGING ON TABLE TOPS AND STREETS
WE THEN WILL SEE THOSE IN PAP WITH SHARPENED KNIVES HOOTING ARSEHLOON A DOZEN NEW ARSEHOLES AND THE DEATH OF THE ENTIRE LEE KWA CLAN
WE THEN WILL PICK UP PIANO WIRES AND HANG ALL THOSE REMAINING PAP AND THEIR COLLABORATORS FROM LAMP POSTS AND SEE THOSE BASTARDS AND BITCHES DANCE.
AND HAPPINESS WILL RETURN TO OUR LAND.
AND STINKAPORE WILL BECOME SINGAPORE ONCE MORE.
https://www.torproject.org/about/overview.html.en
 
Basically the government borrows from the people through their CPF savings. The government pays the people a relatively low interest on the people's CPF savings, essentially a return lower than the rate of inflation. The CPF money is invested through GIC and the returns above the measly interest go into the government coffers. To put things simply, the government is acting like a bank and the CPF is like a fixed deposit which the depositor puts. However the catch is that the fixed deposit now cannot be withdrawn fully at 55 but can only be withdrawn a tiny amounts after many decades. It's a sure win for the 'bank'.
 
Basically the government borrows from the people through their CPF savings. The government pays the people a relatively low interest on the people's CPF savings, essentially a return lower than the rate of inflation. The CPF money is invested through GIC and the returns above the measly interest go into the government coffers. To put things simply, the government is acting like a bank and the CPF is like a fixed deposit which the depositor puts. However the catch is that the fixed deposit now cannot be withdrawn fully at 55 but can only be withdrawn a tiny amounts after many decades. It's a sure win for the 'bank'.

Agree. From withdrawal age of 55 to 62, then 65 and very possibly 70 and then 75 ! This is infuriating !!:mad:

Next time, I am not surprised only dead skeletons will queue up at CPF building to withdraw !:oIo:
 
Basically the government borrows from the people through their CPF savings. The government pays the people a relatively low interest on the people's CPF savings, essentially a return lower than the rate of inflation. The CPF money is invested through GIC and the returns above the measly interest go into the government coffers. To put things simply, the government is acting like a bank and the CPF is like a fixed deposit which the depositor puts. However the catch is that the fixed deposit now cannot be withdrawn fully at 55 but can only be withdrawn a tiny amounts after many decades. It's a sure win for the 'bank'.

The best part of this, after coming to 5 decades, the 'bank' tells the savers, this is yOUR money, this is yOUR money, when the savers go there to withdraw their savings. The savers need to withdraw $1,000 for some emergency expenses, but the 'bank' tells the savers that yOUR money can only take $100, for the 'savers' never read the fine print in the rules & regulations & berated the 'saver's' reckless spending habits & lifestyle.

But the 'savers'....most of them, especially 60%...are morons , who believed in that "bank'...now, they banging their heads on the wall...;)
 
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