Sally Low rose very fast in her younger days because she had the "go get it" attitude that many people don't have nowadays. She will stand at a crowded street and do cold calling, drag them to one corner to sell them insurance. That was how determined she was. Her mentor was Chen Ming Li who was a mega success too, as you all know.
Unfortunately sometimes success breeds its own demise. After a while for her it become a matter of pride and that was when she started to play games.
Bro , what happen to this case . No pic no sound ???
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This Ex AIA already got 11 months ...
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Insurance agent gets 11 months' jail
Straits TimesDate22 Dec 2012
Author: Selina Lum
He cheated clients of more than $100,000 and forged documents
AN INSURANCE agent who conned clients out of more than $100,000 by scams including selling them poor or non-existent policies was jailed for 11 months yesterday.
Lim Boon Wah, who was later sacked by AIA, told the clients how certain policies boasted attractive returns and convinced them to hand over their money - which he either pocketed or used to buy actual policies with less attractive returns to meet his agency's promotion quota.
Lim also misappropriated money that clients had entrusted to him to pay for premiums on their insurance policies. To cover his tracks, he forged various documents so they would not find out that their premiums had not been paid. The fake documents included letters that were purportedly from AIA, telling clients that it had received the premium payments.
He also filled out change-of-address forms so they would not receive notifications from AIA about their unpaid premiums.
Yesterday, Lim, 38, pleaded guilty in a district court to five charges of misappropriation, cheating and forgery. A further 21 charges were taken into consideration.
His offences, which took place between 2005 and 2010, involved about $105,000 defrauded from eight clients. He has since repaid $12,300.
The court heard that in January 2010, two clients lodged a complaint against him for forgery.
AIA sacked him and reported him to the police, who gave him a stern warning.
In October 2010, Lim turned himself in to the police after he learnt that AIA had received a complaint from another client, Mr Wee Wai Hung.
In February 2010, Mr Wee had withdrawn about $35,000 from his policy, intending to invest the money elsewhere. He later changed his mind and asked Lim to put the money back into his policy but Lim pocketed the funds.
Lim's first victim was Ms Sophia Tang who, in 2005, received three coupons from AIA amounting to $5,000 which were returns from her existing policies.
Lim lied to Ms Tang that there was another policy she could invest in which would yield higher interest payments.
Ms Tang then wrote out a cheque for $15,000 for the supposedly higher-interest policy but Lim took the money.
Pleading for leniency, Lim's lawyer, Ms Nadia Yeo, said that her client used the money to service his credit card debts and bank loans, and to pay for his family's expenses.
He also used money from some of his clients to repay the money he took from other clients.
She said Lim had reported his offences to the police, and that several of the victims have forgiven him for his mistakes and even vouched for his character.
