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When such thing happen, they not only have to leeturn the money. It creates trouble and extra transportation cost for the consumer. They have to compensate for this.
Of the victim keep quiet, they will act blur.
Use Apple Pay or Google Pay, this is the correct amount for bus trips, do not tap your bank card directly as the amount will only be shown in your bank account several days later but using phone is by end of day or few hours. Best is still traditional ezlink card that shows balance instantly