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國民年金誰最愛欠費？ 青壯世代、男多於女
聯合新聞網
12.6k 人追蹤
記者陳素玲／台北報導
2019年5月25日 下午3:17
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國民年金欠繳人數最多的族群是35-40歲，約23.9萬人。
去年繳費率 首跌破五成
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國民年金繳費率一年比一年低，去年繳費率更首度跌破五成，到底誰最愛欠保費？國民年金從首期就欠費者達120萬餘人，欠繳人數最多的不是經濟較困難的老人，反而是年輕力壯35-40歲，約23.9萬人，是各年齡層最多，年紀愈大，欠費人數愈少；分析因為可能因另有勞保等老年給付，而且不急著領有關。
國保於2008年10月上路，凡沒有勞、農、軍、公保者，25歲到未滿65歲就會自動納保，目前月投保金額以勞工保險投保薪資分級表第一級 1萬8282 元，費率9%，政府負擔四成，個人負擔六成、每月保費987元。
由於國民年金投保對象都屬沒有工作對象，上路以來繳費情形就不佳，數據顯示，初期繳費率仍有七成，但到去年已跌破五成，只剩47.30%。
勞保局統計，欠繳國民年金首期保費及第二期保費（即2008年10月-2009年1月）人數高達120.3萬人。一般以為，年紀愈大，經濟困難者，愈不繳保費，但從欠費年齡分布發現，愈年輕愈不愛繳保費，欠費人數最多的族群是35-40歲，有23.9萬人；其次是40-45歲，達22.6萬人，排名第三是45-50歲、20.1萬人。反之，年齡愈大，欠費人數愈少，例如60-65歲欠費人數為11.3萬人，65歲以上只有6.1萬人。
為何愈年輕、欠費人數愈多，勞保局分析，國民年金投保資格是未投保任何保險，多數年輕人或青壯族因為仍在職場，一般會以勞保為主；即使短暫失業被納入國保，也不急著繳保費，認為反正老了有勞保年金可以領。此外，國保老年年金請領資格是65歲，多數人或許會認為，只要等到接近請領年齡時再補繳即可。
此外，雖然家庭主婦是國保主要納保對象，一般以為女性欠費機率高，但是數據也發現，欠繳首期保費者男多於女，且各年齡層都相同，不過也可能與男性人口多於女性有關。
更多udn報導
Who is the national pension annuity? Young generation, more men than women
[Joint News Network]
United News Network
12.6k person tracking
Reporter Chen Suling / Taipei Report
May 25, 2019, 3:17 PM
The ethnic group with the largest number of national pensions is 35-40 years old, about 239,000.
View photos
The ethnic group with the largest number of national pensions is 35-40 years old, about 239,000.
Last year, the contribution rate fell below 50%.
Array
View photos
Array
The national pension contribution rate is lower year by year than the previous year. Last year, the contribution rate fell below 50% for the first time. Who cares most about the premium? The national annuity has owed more than 1.2 million people from the first phase. The most unpaid people are not the elderly with more economic difficulties. Instead, they are young and strong, 35-40 years old, about 239,000 people. They are the most common in all ages. Large, the less the number of arrears; the analysis may be due to the old age of labor insurance, and is not in a hurry to receive relevant information.
National Insurance will go on the road in October 2008. Those who do not have labor, agriculture, military or public security will automatically be guaranteed from the age of 25 to the age of 65. The current monthly insurance coverage is the first level of the labor insurance insurance salary scale of 10,000 8282. Yuan, the rate is 9%, the government is responsible for 40%, the personal burden is 60%, and the monthly premium is 987 yuan.
Since the national annuity insurance targets are not targeted, the payment situation has been poor since the road was introduced. The data shows that the initial contribution rate is still 70%, but it has fallen below 50% last year, leaving only 47.30%.
According to the statistics of the Labor Insurance Bureau, the number of outstanding first-year premiums for the National Pension and the second-phase premiums (ie October 2008-January 2009) reached 12.03 million. It is generally believed that the older the people with financial difficulties, the less they pay the premiums, but from the age distribution of arrears, the younger the younger the more they don’t like to pay the premiums, the group with the largest number of arrears is 35-40 years old, with 239,000 people; It is 40-45 years old, reaching 226,000. The third place is 45-50 years old and 201,000 people. On the contrary, the older the age, the less the number of arrears. For example, the number of people owed 60-65 years old is 113,000, and the number of people over 65 years old is only 61,000.
Why is the younger and the more people owed, the Labor Insurance Bureau analyzes that the national pension insurance qualification is not covered by any insurance, most young people or young people are still in the workplace because they are still in the workplace; even if short-term unemployment is included in the national security, I am not in a hurry to pay the premiums. I think that I can get a labor insurance annuity anyway. In addition, the National Pension Senior Pension Admission is 65 years old, and most people may think that they can pay back when they are close to the age of the applicant.
In addition, although the housewife is the main target of the national insurance, it is generally considered that women have a high rate of arrears, but the data also found that the first-time premiums are more male than female, and all ages are the same, but may also be related to the male population. More than women.
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國民年金誰最愛欠費？ 青壯世代、男多於女
聯合新聞網
12.6k 人追蹤
記者陳素玲／台北報導
2019年5月25日 下午3:17
檢視相片
國民年金欠繳人數最多的族群是35-40歲，約23.9萬人。
去年繳費率 首跌破五成
檢視相片
Array
國民年金繳費率一年比一年低，去年繳費率更首度跌破五成，到底誰最愛欠保費？國民年金從首期就欠費者達120萬餘人，欠繳人數最多的不是經濟較困難的老人，反而是年輕力壯35-40歲，約23.9萬人，是各年齡層最多，年紀愈大，欠費人數愈少；分析因為可能因另有勞保等老年給付，而且不急著領有關。
國保於2008年10月上路，凡沒有勞、農、軍、公保者，25歲到未滿65歲就會自動納保，目前月投保金額以勞工保險投保薪資分級表第一級 1萬8282 元，費率9%，政府負擔四成，個人負擔六成、每月保費987元。
由於國民年金投保對象都屬沒有工作對象，上路以來繳費情形就不佳，數據顯示，初期繳費率仍有七成，但到去年已跌破五成，只剩47.30%。
勞保局統計，欠繳國民年金首期保費及第二期保費（即2008年10月-2009年1月）人數高達120.3萬人。一般以為，年紀愈大，經濟困難者，愈不繳保費，但從欠費年齡分布發現，愈年輕愈不愛繳保費，欠費人數最多的族群是35-40歲，有23.9萬人；其次是40-45歲，達22.6萬人，排名第三是45-50歲、20.1萬人。反之，年齡愈大，欠費人數愈少，例如60-65歲欠費人數為11.3萬人，65歲以上只有6.1萬人。
為何愈年輕、欠費人數愈多，勞保局分析，國民年金投保資格是未投保任何保險，多數年輕人或青壯族因為仍在職場，一般會以勞保為主；即使短暫失業被納入國保，也不急著繳保費，認為反正老了有勞保年金可以領。此外，國保老年年金請領資格是65歲，多數人或許會認為，只要等到接近請領年齡時再補繳即可。
此外，雖然家庭主婦是國保主要納保對象，一般以為女性欠費機率高，但是數據也發現，欠繳首期保費者男多於女，且各年齡層都相同，不過也可能與男性人口多於女性有關。
更多udn報導
Who is the national pension annuity? Young generation, more men than women
[Joint News Network]
United News Network
12.6k person tracking
Reporter Chen Suling / Taipei Report
May 25, 2019, 3:17 PM
The ethnic group with the largest number of national pensions is 35-40 years old, about 239,000.
View photos
The ethnic group with the largest number of national pensions is 35-40 years old, about 239,000.
Last year, the contribution rate fell below 50%.
Array
View photos
Array
The national pension contribution rate is lower year by year than the previous year. Last year, the contribution rate fell below 50% for the first time. Who cares most about the premium? The national annuity has owed more than 1.2 million people from the first phase. The most unpaid people are not the elderly with more economic difficulties. Instead, they are young and strong, 35-40 years old, about 239,000 people. They are the most common in all ages. Large, the less the number of arrears; the analysis may be due to the old age of labor insurance, and is not in a hurry to receive relevant information.
National Insurance will go on the road in October 2008. Those who do not have labor, agriculture, military or public security will automatically be guaranteed from the age of 25 to the age of 65. The current monthly insurance coverage is the first level of the labor insurance insurance salary scale of 10,000 8282. Yuan, the rate is 9%, the government is responsible for 40%, the personal burden is 60%, and the monthly premium is 987 yuan.
Since the national annuity insurance targets are not targeted, the payment situation has been poor since the road was introduced. The data shows that the initial contribution rate is still 70%, but it has fallen below 50% last year, leaving only 47.30%.
According to the statistics of the Labor Insurance Bureau, the number of outstanding first-year premiums for the National Pension and the second-phase premiums (ie October 2008-January 2009) reached 12.03 million. It is generally believed that the older the people with financial difficulties, the less they pay the premiums, but from the age distribution of arrears, the younger the younger the more they don’t like to pay the premiums, the group with the largest number of arrears is 35-40 years old, with 239,000 people; It is 40-45 years old, reaching 226,000. The third place is 45-50 years old and 201,000 people. On the contrary, the older the age, the less the number of arrears. For example, the number of people owed 60-65 years old is 113,000, and the number of people over 65 years old is only 61,000.
Why is the younger and the more people owed, the Labor Insurance Bureau analyzes that the national pension insurance qualification is not covered by any insurance, most young people or young people are still in the workplace because they are still in the workplace; even if short-term unemployment is included in the national security, I am not in a hurry to pay the premiums. I think that I can get a labor insurance annuity anyway. In addition, the National Pension Senior Pension Admission is 65 years old, and most people may think that they can pay back when they are close to the age of the applicant.
In addition, although the housewife is the main target of the national insurance, it is generally considered that women have a high rate of arrears, but the data also found that the first-time premiums are more male than female, and all ages are the same, but may also be related to the male population. More than women.
More udn reports
