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    HDB valuation top up bs.

    Well, once again the hand of our gov is visible. I was struck by the news report in the ST today with regards to selling HDB flats purchased with CPF funds beneath valuation. If a hdb flat is resold beneath its valuation, the owner would have to top up the difference by paying into the...
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    Ground Zero CDC TTSH

    Last week was a routine trip to the USA again, apart from a presentation that was still in progress, my main concerns were trying to avoid DVT on the 18 plus hour flights to and from SFO. Unfortunately, i came down with a bad case of flu, fever, shortness of breath and a racking cough on...
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    Pre Aware Takeovers in the last year.

    I am neither a gay nor a lesbian, but i defend the rights of others to be different, and to form their own associations. The takeover of aware by people fundamentally opposed to its activities and philosophy is disturbing in more cases than what appears on the surface. It is actually not the...
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    Financial Planning in Singapore, Oxymoron

    I feel that the state of financial planning in singapore is almost non existent for the average singaporean. We have insurance agents peddling policies that they barely understand, we have financial planners who always say, invest for the long run.. Look at what happened to the share price...
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    Too Much Complexity

    It is truly difficult for an average joe like me in singapore. To buy a car, to buy a house, to get an COE et al. Why is it so complicated, multiple rules and ad hoc rulings, all of which is basically the sign of a bloated and inefficient civil service. Take the mundane task of leasing...
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    SMRT Tragedy at Paya Lebar waiting to happen

    I work at the Singapore Post Office building, which is just next to the Paya Lebar MRT station. There is a sizeable crowd, crossing at the traffic lights in between the Post Building and the MRT station. And its basically a scrummage session, between those crossing the road. When the MRT...
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