Living in JB

[checkers]

Any kind souls here please break down the monthly expenses of living in JB please?

CannonFairy - most people here live in Singapore lah...(the title is a little misleading) ... who bought property in JB ...may or may not intend to shift in ... could be for rental or waiting for capital appreciation ... some stay over during weekends ....only a handful actually live in JB ....so only these people can help you

i can't help you too..i only shop,eat and enjoy life in JB ...and singapore too

 

[checkers]

Actually...after going in and out of JB more regularly, I began to appreciate my country more. It is indeed a beautiful and organised place albeit the high cost of living...

And good quality food is still found back home ...when i yearn for good food (of course not those found in food courts lah) ...i head home

 

[Investor]

Just read a famous investment quote from Warren Buffett which explains why quite a few of us here prefer to be early birds(taking higher risk) when it comes to investment.

Warren Buffett - Long ago, Sir Isaac Newton gave us three laws of motion, which were the work of genius. But Sir Isaac’s talents didn’t extend to investing: He lost a bundle in the South Sea Bubble, explaining later, “I can calculate the movement of the stars, but not the madness of men.” If he had not been traumatized by this loss, Sir Isaac might well have gone on to discover the Fourth Law of Motion: For investors as a whole, returns decrease as motion increases.

 

[Investor]

Yup...after Giant...look out for RHB ....then Habib and Chef Wah ....with the Nusa Duta signboard in front. You won't miss it .

I've tried Chef Wah and ordered just a simple meal. For that price, I would say that their food quality is not bad actually.
We had fish(special ginger taste), prawns(two taste and presented like Italian cuisine), vegetable and egg.

 

[Investor]

Here's another nice quote from Warren Buffett - You don't need to be a rocket scientist. Investing is not a game where the guy with the 160 IQ beats the guy with 130 IQ.

 

[Sanur]

I've tried Chef Wah and ordered just a simple meal. For that price, I would say that their food quality is not bad actually.
We had fish(special ginger taste), prawns(two taste and presented like Italian cuisine), vegetable and egg.

Hi investor

Am at chef Wah now fie lunch, ordered the set meal, steam fish good, prawns fried with salted egg, celery n sweet peas, good. Shark fins, don seems real, seems like glass noodle to me, now waiting for Peking duck...

 

[arsenal]

I think that is good.. Pasture is always greener on the other sides.. So able to live at both ends will make one appreciate what you have and then again you will have the best of both world.. The new botanic garden at Marina Area looked cool to me.. able to park freely in Malaysia to have a cup of coffee in Malaysia coffee-shops also refreshing my soul..

Actually...after going in and out of JB more regularly, I began to appreciate my country more. It is indeed a beautiful and organised place albeit the high cost of living...

And good quality food is still found back home ...when i yearn for good food (of course not those found in food courts lah) ...i head home

 

[Investor]

Hi investor

Am at chef Wah now fie lunch, ordered the set meal, steam fish good, prawns fried with salted egg, celery n sweet peas, good. Shark fins, don seems real, seems like glass noodle to me, now waiting for Peking duck...

Really ah? I was there yesterday. I like the steamed fish with the special minced ginger sauce.
Are you using roaming data service to serve internet?

 

[checkers]

I think that is good.. Pasture is always greener on the other sides.. So able to live at both ends will make one appreciate what you have and then again you will have the best of both world.. The new botanic garden at Marina Area looked cool to me.. able to park freely in Malaysia to have a cup of coffee in Malaysia coffee-shops also refreshing my soul..

very true ... best of both worlds ...I like the free and easy parking in JB too ...and the coffee and teh tarik...cheap and good especially at Habib i love Habib

 

[checkers]

Hi investor

Am at chef Wah now fie lunch, ordered the set meal, steam fish good, prawns fried with salted egg, celery n sweet peas, good. Shark fins, don seems real, seems like glass noodle to me, now waiting for Peking duck...

haha...Sanur reporting live from Cheh Wah ... U really living a good life ....in JB

 

[checkers]

Chef Wah must thank this thread ....unknowingly ...there is a surge of patrons ...from this forum ...lol

 

[crystal_tiong]

very true ... best of both worlds ...I like the free and easy parking in JB too ...and the coffee and teh tarik...cheap and good especially at Habib i love Habib

i tried Habib last sat leh , i finds that so so only ....

 

[kennyc]

Remember drive to ulu cho n straight road, just next to maybank. Also further down there is a catholic church. Anyone here attend the mass there??? Let me know please

The catholic church at pekan nanas, celebrate with chinese mass every other week, its week 1,3 and 5 if not wrong. There is another church tat hold mass on week 2 and 4, and they are also chinese mass. Not so easy to locate both these church thou.

My wife and neighbours in LF attend Immaculate Conception. Last week was English mass at 8.45am.

 

[kennyc]

Bats r cute but their poo staines the floor badly.

be careful to avoid contact with bats poo...Just a word of caution about their droppings. They can carry a fungus known to cause Histoplasmosis. Don't breathe the feces and avoid contact with them. Their droppings are considered to be hazardous to health...

when dealing with bats and their droppings, it is normal to wear hepa filtered mask to avoid inhaling the baterial....

 

[maxpark]

Hi Puteri Harbour,

I've read some of the things you've written - care to explain abit more what you meant by the 8 years of reserve thingy?

First thoughts that came to my mind was that having 8 years of reserves seems like a lot of "spares"... but then, what is your definition of "reserves"?
Do you mean 6 months of monthly expenses (as often cited by financial planners) x 8?
Or do you mean the annual expenses of a family x 8 years?

Thanks for your comments.

 

[Puteri harbour]

Thanks... Many people think that I am crazy purchasing properties and leveraging up since the onset of the European crisis. They think I am even more crazy when Singapore govt start all the property curbs and I still buying. Because many people think that a property crash in Singapore is imminent but I have an opposing views. But I have stop buying Singapore property because with 40% down payment is too high a capital outlay and seller stamp duty at 16% is crazy.

What you all thInk about ledang heights? Is it freehold?

Cheers and many thanks in advance.
PH

I like your view that an ambitious person can also be down-to-earn.
More often than not, we always stero-type and assume others of possessing a certain set of characters just by the one thing that a person does.
Some of the world's most ambitious and successful people are also among the list of the world's greatest philanthropists. Bill Gates and Warren Buffett are great examples.

 

[Puteri harbour]

If you have a 1m loan and installments is 3000/mth. The reserve should be 36k times 8 years.
Why 8 years? Property cycle usually 8years. Usually property cycle down, economy also no good. If we lose our job, we may end up a bankrupt. Unless your property is fully paid.

I take equity loan to be my reserves. People ask why I pay interest for funds that I does not need. I treat it as an insurance premium against bankruptcy.....

Hope it helps.....

Cheers,
PH

Hi Puteri Harbour,

I've read some of the things you've written - care to explain abit more what you meant by the 8 years of reserve thingy?

First thoughts that came to my mind was that having 8 years of reserves seems like a lot of "spares"... but then, what is your definition of "reserves"?
Do you mean 6 months of monthly expenses (as often cited by financial planners) x 8?
Or do you mean the annual expenses of a family x 8 years?

Thanks for your comments.

 

[checkers]

i tried Habib last sat leh , i finds that so so only ....

agree...have eaten better and more crunchy roti prata ...and nann... ....i think it is the whole atmosphere of the place that draws me there ... a place that is authetic ..good for people watching too ....(not car watching)

 

[kennyc]

Thanks for the reply Sanur, the deodorized insecticide can be spray to plant? also to wall and windows etc cos those mozzies likes to cling to these places too, thank again.

Hi Linked,

how abt getting mozzi nets? We are using different type of mozzi net for different area. The magnet type for fix location like the door grills and toilet windows.. and we use the corrugated sliding type for access areas, like window, sliding doors and stuff.

Looks very neat, keep the bugs out while still able to enjoy the nice breeze.

 

[checkers]

Hi Linked,

how abt getting mozzi nets? We are using different type of mozzi net for different area. The magnet type for fix location like the door grills and toilet windows.. and we use the corrugated sliding type for access areas, like window, sliding doors and stuff.

Looks very neat, keep the bugs out while still able to enjoy the nice breeze.

the magnet types do not help when you are outdoors in the garden