They really don't give a hoot whether you work or not. They are not liable nor responsible for your next bowl of rice. Hopefully you have a good son-in-law.
Working till you die is just a smokescreen, the idea is to hold your CPF in their coffers, forever if possible.
There just aren't enough money in there if every eligible person is allowed to withdraw the CPF. The dwindling population is not producing 'replacements' fast enough to keep up with the withdrawals. The wholesale import of FTs is initiated to make up the numbers. There's simply no other choice.
Sounds like a PONZI scheme...
