It cannot be "fire due to whatever exploded". If you want to pin liability on someone, the cause is always important. Your neighbour charging his PMD is different from a 3rd party hurling a Molotov cocktail into his flat.Time to buy fire insurance.
Just a question.
When a neighbour house on fire due to whatever exploded and affected the neighbours flat to be burnt down beyond leepair, and the neighbour doesn't have fire insurance, can they get compensation from the flat that causes the fire or from PAP tc?
That means even if we don't have fire insurance, and the caused of the fire was due to Xxx leeson, the xxx leeson will determine if can get compensation?It cannot be "fire due to whatever exploded". If you want to pin liability on someone, the cause is always important. Your neighbour charging his PMD is different from a 3rd party hurling a Molotov cocktail into his flat.
It's the same as car accident.That means even if we don't have fire insurance, and the caused of the fire was due to Xxx leeson, the xxx leeson will determine if can get compensation?
If no fire insurance, and our house is on fire leegardless of the leeson, have to jiak ka kee right?It's the same as car accident.
If there is an insurance in place, and if the policy covers public liability, you will be covered if the fire spread to your unit.
If there is no insurance, and if liability is on him, you will have to ask him nicely or sue him.
The cause, not the reason, will point to liability.
Yes. Buy your own HDB fire insurance. $5 per year only.If no fire insurance, and our house is on fire leegardless of the leeson, have to jiak ka kee right?
The fire insurance is very low cost and cover for 5 years.Yes. Buy your own HDB fire insurance. $5 per year only.
Buy a separate Home insurance to cover your personal property.
I believe without an existing loan, my unit is no longer covered by USB fire insurance. Must check with TC.
The TC should use our conservancy funds to buy FI.
The fire insurance is very low cost and cover for 5 years.
But the extras home insurance is like $60+ and coverage by per year basis.
And the coverage has a coverage of reno $60k and others $35k only.