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Chitchat Money gone in unforseen circumstances

muz oways ask back from dem each time ...

there r even mor cunning n calculatif sinkies ... if u go out often wif dem, say oni u 2, dat burger wil suggest 1 of u pay each time, so no nid 2 split so lecheh ... tis meal, u pay ... nax meal u 2 eat 2gether, he pays ... wen iz ur twurn 2 pay, he'll suggest a mor expensif place ... wen his twurn 2 pay cums, he wil pick a place chippa dan dat which both of u went 2 n which u paid previously ... so, in effect, u pay mor n he pay less each time ...

You can either stop eating with this fellow or consider picking the place yourself. :D
 
Items suddenly breakdown need replacement
Falling sick

The above 2 reasons are acceptable unforseen circumstances. The others are not because they are totally avoidable circumstances. :D
 
You can either stop eating with this fellow or consider picking the place yourself. :D
u nid minimum 4 meals 2 uncover n confirm their modus operandi n intentions ...

best is dat u gif dat burger a taste of his own medicine ... 4 sure, nax time dat burger wun b eating out wif u any mor ...
 
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I also use this approach last time. But the outcome is after I transfer 30 to 50% to savings, soon it will be touched when unforeseen things happened.
Anyway that was the past. Currently I have not much income, I just spend the few hundreds I earn mthly taking part time jobs. But unforeseen things keep happening that I have to dip into my reserves :(

I think 30-50% is too aggressive. 20% is doable though one can always save the remaining towards the next payday......if there is any though.
 
a billionaire once told me if you're stingy with your money towards the less fortunate, the money will always find ways and means to escape you.

so rather give and get back multifold, than lose it just like that.

i've been following his advice and its amazing how true this is. I'm also seeing much more wealth than i've seen my entire life.
 
I don't have a practice to buy lunch for people or to lend people money. At most, I only pay for cheap non-alcoholic beverages and loan the guy $10-$50 if he forgets his wallet.

Try falling sick less often. Eat healthy, exercise regularly and be positive.

Try to not get fined. Drive safely, smoke only in the yellow box or better still, stop smoking, gambling and alcoholism.

Buy less stuff. Most of the stuff you have you don't really need. And after a while, you lose track of half the stuff you have. It could be thrown away for years before you even realize it was gone.

cheebye... dont be cheapo and buy drink. go and drink from the tap.

or recylce from someone's used cup also can

http://www.allsingaporestuff.com/ar...acks-staff-who-sold-unclean-lemon-tea-patrons
 
a billionaire once told me if you're stingy with your money towards the less fortunate, the money will always find ways and means to escape you.

so rather give and get back multifold, than lose it just like that.

i've been following his advice and its amazing how true this is. I'm also seeing much more wealth than i've seen my entire life.

Are you attending City Harvest Church ?
 
u nid minimum 4 meals 2 uncover n confirm their modus operandi n intentions ...

best is dat u gif dat burger a taste of his own medicine ... 4 sure, nax time dat burger wun b eating out wif u any mor ...

Actually 3 meals would be enough. 1 could be jumping to conclusions too early and 2 could be a coincidence. Bestest is that you pick an expensive place for him to pay the bill. :D
 
Actually 3 meals would be enough. 1 could be jumping to conclusions too early and 2 could be a coincidence. Bestest is that you pick an expensive place for him to pay the bill. :D
he can go along n pay ... n 4th time, he picks n expensifer place ... his objectif is as loong as can take sum personal benefits from u, he's smart ...
 
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