Anti-CPF Portfolio

[winnipegjets]

Back in 2013 May, I was so pissed off with the low returns from CPF that I started this portfolio which anyone should be able to do. It is simple, safe and produces return that beat the CPF's 2.5 percent return many times.

So, use it to save for your retirement and demand that the government let you manage your own CPF with this portfolio.

ETF Allocation
BLV (long term bonds) - 10 percent
BSV (short term bonds) - 10 percent
VB (US small caps) 20 percent
VGK (europe) 20 percent
VOO (S&P) 20 percent
VWO (Emerging mkts) 20 percent

Return since inception (May 2013) - 73 percent. Annualized return goal: 7 percent.

This portfolio can only fail if the global economy crashes ...even the PAP can't pay your CPF interest when that happens. This portfolio is safer than the CPF and gives you a return that you can retire on.

Rebalance once a year. Reinvest dividends. Happy retirement. If you are too old to use this, please set this up for your kids.

 

[frenchbriefs]

have you found financial freedom yet and run road from this shithole?

how many thousand do you have?

 

[winnipegjets]

have you found financial freedom yet and run road from this shithole?

how many thousand do you have?

Some day, I will run road. I still have faith in sinkapore.

Financial freedom is a perspective. For most people, they are slaves of financial insecurity because of choice.