this shows that the CPF is a complete and utter failure,what kind of pension plan do u call that when it barely offers protect after the age of 70 and is only effective for 10,15 years tops?what pension plan do u call it when a elderly has to BEG just to pay her medical bills?is this what u call a first world country?u call this swiss standard of living?u call this australian and canadian standard of living?enough of this charade already,it doesnt matter whether u ask employer to increase another 1 or 2% contribution,the job of the government is to come up with policy that works and protects ur citizens and come up with the budget,not wing it and hope everyone makes it to the finish line on crawling on their hands and knees.