If you going to die...what's the point of saving money that you cannot use.
Numb your senses with luxury and alcohol and that will give you the courage to jump off the rear of the ship in the middle of the night.
Your body will never be recovered and hence the real savings are the funeral expenses and the tab you chalked up in your cruise account.
For the wife and kids lah.
Everything I do now is to earn money to leave behind for them.
The only thing I really buy on my own as a "luxury" are lottery tickets. $22 a week. And even that is to hope can get some money also can leave for wife and kids.
Good point about body never recovered.
But I think it will have more issues for wife when she tries to claim my life insurance also. How to get death certificate etc?
I think not worth the trouble.
When I die I want it to be as convenient for my family. In fact I have been planning my own funeral. Which funeral service to go to.
Should go shopping for coffins etc. Write down in a .doc file with all the instructions for wife, who to call, what to buy etc.