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How low will u go?
- Thread starter cityhope
- Start date
If your finances are able to adjust to the new job offering, I would recommend you take up the offer. Of course, during times like this, we would be looking at a pay cut of 30% (I'm being safe here)
Let's say you are taking home 4K, now the new job offer is offering you take home of 2K, you will have to work out your sums and your finances to see if you can adjust to the new figure.
Let's say you are taking home 4K, now the new job offer is offering you take home of 2K, you will have to work out your sums and your finances to see if you can adjust to the new figure.
Women will go as low as selling their bodies for money!
Everyday eat vegetable rice $3, drink plain water. $10 per day for food is enough.
Add in commuting to work via public transport $100.
Add HP bills, internet bills, conservancy charges, utilities, etc $400
Plus housing loan, another $200.
Around 1k is bare minimum to survive per month...
i think it's never too late to start financial planning, so hope this helps.
Income - Savings = Expenditure
even a small bit of savings of 10% of income a month is savings, start small, get started. having small bits of savings can help tide over rainy days later.
adaptability is one of the traits all living organisms possess, so having a job that helps sustain oneself is better than being out of job. having a smaller income is better than having no income.
take up any job offer and work it out, and grab at better chances when they come along. i've heard others saying that being a boss so you wouldn't be out of a job, but i haven't given it a serious thought on how to be a boss, so i can't help on that.
Bro Zhihau
While I agree with you that it is prudent to save (and I do save a lot), I would like to add that a lot of Singaporeans saved and plonked their savings in properties and investments. Now they had lost a large clunk of their investments (at least on paper). So saving is just one half of the story.
As a Buddhist, I would like to suggest that everyone consider donating part of one's income to charities as well. Be it $1 or $1000, every little bit counts towards making the world a better place. Investing in our good karma is also very important.
Cheers
While I agree with you that it is prudent to save (and I do save a lot), I would like to add that a lot of Singaporeans saved and plonked their savings in properties and investments. Now they had lost a large clunk of their investments (at least on paper). So saving is just one half of the story.
As a Buddhist, I would like to suggest that everyone consider donating part of one's income to charities as well. Be it $1 or $1000, every little bit counts towards making the world a better place. Investing in our good karma is also very important.
Cheers
my good bro,
i see donations as a form of expenditure, never an investment :p:p:p
but you're right, we need to spend more on donations
my good bro,
i see donations as a form of expenditure, never an investment :p:p:p
but you're right, we need to spend more on donations
Actually some investors believe that giving to charity is an investment in good karma.
Look at whats happened to the Lee family. They hoard all those $$$ & are making enormous losses. A case of bad karma
Actually some investors believe that giving to charity is an investment in good karma.
Look at whats happened to the Lee family. They hoard all those $$$ & are making enormous losses. A case of bad karma
Yes, I saw it that way as well.
They have hookwinked us for too long liao, now kena this kind of creampie in their face! On one side I am furious for their losses, hey that's our money, ok? On another side, I am laughing at their act clever but kena losses story.
A case of bad karma? No, the full karma will be when they (PAPigs) die and answer for all their dirty deeds in front of the Creator and eternal Hell for all time. Only then will be be square and fair!
Cheers!
Life is fair in a way, death is the great equalizer of men, be it PAPigs or normal People... All have to die and answer for their lifetime of deeds...
Housing loan, another $200?. You mean to say cash top up $200, with using your cpf to pay the initial S$1000.?
having a job that pays 2K is always better than having none. I suggest take the job first, ride it out and wait for better times.
If possible, get another part-time job or something.
If possible, get another part-time job or something.
my good bro,
i see donations as a form of expenditure, never an investment :p:p:p
but you're right, we need to spend more on donations
Should be tax relief
The more you give the more you can claim!
Should be tax relief
oh yah hor... but must be those approved IPCs woh... :p
Many are karafes........ asked to go and make up the crowd for the 154th to wayang wayang :(
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