Re: Most competitive mortgage provider/bank
Hello bro, by any chance, do u have her email address please? Thanks
Hello bro, by any chance, do u have her email address please? Thanks
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Banking & Finance (includes credit cards posting)
- Thread starter rhino
- Start date
Re: Most competitive mortgage provider/bank
Sorry, no email address stated in her name card leh.
Think you may need to call her to get it or email the bank to get it.
http://www.alliancebank.com.my/index_contactus.html
[email protected]
Sorry, no email address stated in her name card leh.
Think you may need to call her to get it or email the bank to get it.
http://www.alliancebank.com.my/index_contactus.html
[email protected]
Last edited:
Re: Most competitive mortgage provider/bank
Wow, the package I was offered today was so different. -2.4 if I apply their credit card, otherwise 2.3. Lock in 3 years upon completion of construction. I kept persuading her to offer a better package using yours as a benchmark, but to no avail. Think I have to give this a miss ... :(
Wow, the package I was offered today was so different. -2.4 if I apply their credit card, otherwise 2.3. Lock in 3 years upon completion of construction. I kept persuading her to offer a better package using yours as a benchmark, but to no avail. Think I have to give this a miss ... :(
Re: Most competitive mortgage provider/bank
Yes, many banks offered better package and less tedious process indeed. All still under application, will update on the final package once I have gotte the offer
thx
Yes, many banks offered better package and less tedious process indeed. All still under application, will update on the final package once I have gotte the offer
thxIs it a MUST to buy MRTA ??
My agent told me have to get this.... To cover for loan balance if anything happen ??? I dun even know what it stands for......
He told me to buy MI which I think is not worth cos have to pay every month or annually...
After loan finish they pay me all the money I pay for the MI... With this money I can buy another unit already!! 90 k plus per year..... Can transfer to other house, can get refund after loan finish?
Get loan from bank, then bank also give us credit card?? So good?? They really know how to earn our $$$$$$!
Can any bros tell me what do I have to pay?? Really headache!
1)lawyer fee
2)consent fee
3) MRTA
4) levy
5) agent fee
6) ??
7) ??
8) ??
9 ??
They good friends with PAP??
My agent told me have to get this.... To cover for loan balance if anything happen ??? I dun even know what it stands for......
He told me to buy MI which I think is not worth cos have to pay every month or annually...
After loan finish they pay me all the money I pay for the MI... With this money I can buy another unit already!! 90 k plus per year..... Can transfer to other house, can get refund after loan finish?
Get loan from bank, then bank also give us credit card?? So good?? They really know how to earn our $$$$$$!
Can any bros tell me what do I have to pay?? Really headache!
1)lawyer fee
2)consent fee
3) MRTA
4) levy
5) agent fee
6) ??
7) ??
8) ??
9 ??
They good friends with PAP??
Re: Is it a MUST to buy MRTA ??
Hi Bro LGLAB,
Your RM5k for 15 years is very good. I am paying around RM10k for the same period of coverage.
Mind telling me how much your loan amount is?
Hi Bro LGLAB,
Your RM5k for 15 years is very good. I am paying around RM10k for the same period of coverage.
Mind telling me how much your loan amount is?
Re: Is it a MUST to buy MRTA ??
MRTA is mortgage reducing term assurance. The amount assured is the balance of the home loan and it reduces as you pay off the mortgage. The length or term will often be the loan tenure.
Personally, I think it's very important if the house is for own stay with family and you are main bread winner. If anything happen to you (death, disability, terminal illness) then your family won't have to worry about monthly mortgage on top of their sorrow/worry for you lor. They will always have a roof over their head that is fully paid for.
But for investment or if other family members work also then not so bad la. Still it could become a fully paid up passive income stream for them. I know some banks insists la, so no choice but it's not a bad thing.
Btw I'm not an insurance agent ah. Just someone who believes in adequate coverage.
MRTA is mortgage reducing term assurance. The amount assured is the balance of the home loan and it reduces as you pay off the mortgage. The length or term will often be the loan tenure.
Personally, I think it's very important if the house is for own stay with family and you are main bread winner. If anything happen to you (death, disability, terminal illness) then your family won't have to worry about monthly mortgage on top of their sorrow/worry for you lor. They will always have a roof over their head that is fully paid for.
But for investment or if other family members work also then not so bad la. Still it could become a fully paid up passive income stream for them. I know some banks insists la, so no choice but it's not a bad thing.
Btw I'm not an insurance agent ah. Just someone who believes in adequate coverage.
Re: Is it a MUST to buy MRTA ??
Ok pei seh:p
Thks sis...
P.s.. May I know how much u pay for the MRTA??
No prob! But me sis not bro
Ok pei seh:p
Thks sis...
P.s.. May I know how much u pay for the MRTA??
Re: Is it a MUST to buy MRTA ??
Oh i see... Maybe next time u kana toto can buy few units in JB and start collecting rentals!!
Oh i see... Maybe next time u kana toto can buy few units in JB and start collecting rentals!!
Re: Most competitive mortgage provider/bank
Hi guys, I have shorlisted a property to purchase at Setia Tropika. The sales office informed me that they will arrange for the bank offers (from 5 banks). However, I was informed the max loan banks can give to foreigners is up to 80%. Is this true? Do you guys have any recommendations?
Hi guys, I have shorlisted a property to purchase at Setia Tropika. The sales office informed me that they will arrange for the bank offers (from 5 banks). However, I was informed the max loan banks can give to foreigners is up to 80%. Is this true? Do you guys have any recommendations?
Re: Which bank offers the best FD rate for non-residents?
I think dbs bank singapore u can open a FD account.... If I remember correctly, one of my friends (from Vietnam) had a FD account with them. Not sure about their FD rate though..
I think dbs bank singapore u can open a FD account.... If I remember correctly, one of my friends (from Vietnam) had a FD account with them. Not sure about their FD rate though..
Re: Is it a MUST to buy MRTA ??
Agree with that, some banks will insist but others may back down if you push back hard enough
Agree with that, some banks will insist but others may back down if you push back hard enough
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