Consider the following: 1. GIC and TH use CPF for their investments. They boasted that they make annualised returns of abt 18% and pay themselves handsomely. But they pay CPF investors a paltry 2.5% return when inflation is at 5%. Malaysia's EPF pays 5.8% to their EPF depositors. How can Singaporeans have enough savings for their old age when their long term retirement deposits get less returns than the rate of inflation? Is there deceit? 2. TH gets its subsidiary DBS to buy its Danamon Bank at 57% premium of its market price. In the process, TH makes billions of dollars. Left pocket paying 57% premium to the right pocket, called it profits and pays right pocket huge salaries? DBS share price plummeted.. Is there deceit? 3. SG govt intends to give $1.1B to SBS to buy buses. This is tantamount to a handout of $1.1B of Singaporeans' money to TH and SBS. Because of this handout, SBS wld make more profits and TH and SBS management and shareholders will get fat salaries and high dividends. Why cant SBS, as a public listed company run its business according to corporate principles and governance and take commercial loans for its 800 buses? why shd the pap give $1.1B of tax payers money to a listed company and allow them to pocket the profits? the $1.1B could have been rightfully used to help the poor and the sick. Is there deceit? 4. Why was estate duties abolished when KGC was on her deathbed?