This portfolio is ALL Red...typical of Sinkie Investor!!

[masgnoeL]

Like Yong Kiat, I will bet my last dollar that many have lost money investing your CPF money and hard-earned cash.

Gender<!--Gender-->: Male
Occupation: Engineering
Risk Appetite<!--Risk Appetite-->: Moderately Aggressive

[FONT=georgia, times new roman, times, serif]

- 28 years old as of 4 Apr 08
- Working as an Engineering Asst for 4 years as my first job since Mar 04
- Started investing in unit trusts since Apr 06, but have brought ILP since Apr 04[/FONT]


Source: http://www.fundsupermart.com/main/community/Portfolio_View.svdo?pid=P11021

 

[masgnoeL]

[FONT=georgia, times new roman, times, serif]Source: http://www.fundsupermart.com/main/community/Portfolio_View.svdo?pid=P11021

TOTAL ASSET NOW (S$) (1 Oct 08)
Cash: 22,803.13
CPF-OA: 17,446.32
CPF-SA: 4,450.47
Total: 44,699.92

ASSET: FUNDS, BY DATE (S$)
14 Oct 08: 25,850 (Lost -33.48%)
1 Oct 08: 29,134
21 Dec 07: 37,091
11 Nov 07: 37,429
25 Aug 07: 33,851
15 Aug 07: 32,847
13 Jul 07: 35,449

ASSET: FUNDS & SHARES (S$) (1 Oct 08)
Cash: 16,142.60
CPF-OA: 20,227.20
CPF-SA: 4,595.45

ASSET: SHARES (S$) (1 Oct 08)
Cash Value: 2,676.02
Invested 4,567.33

INVESTMENT (S$)
(Since 4 Apr 08)
Cash: xxx

YEARLY SAVINGS TARGET (S$)
Cash: 8,000
CPF-OA: 6,000
CPF-SA: 2,000
Total: 16,000

YEARLY INVESTMENT TARGET (S$)
Cash: 5,000

TOTAL ASSET TARGET
- Earn at least 5% returns yearly.
- S$1 million in assets by the age 55. (Year 2035)

TOTAL ASSET TARGET BY AGE

AGE - ASSETS (S$)

28 - 44,699 (NOW)
29 - 62,935
30 - 82,082

35 - 193,169
40 - 334,949
45 - 515,899
50 - 746,842

51 - 800,184
52 - 856,194
53 - 915,003
54 - 976,754

INSURANCE

WHOLE LIFE
S$ 3,722.55 pa (S$ 130,000 SA for Death, TPD, TI & CI)
- 65k SA - 1,855.20 pa - Aviva (21 yrs)
- 50k SA - 1,081.20 pa - TM Asia Life (25 yrs)
- 15k SA - 786.15 pa - AIA (till 85)

ENDOWMENT
S$ 768.03 pa (S$ 20,000 SA for Death & TPD)
- 10k SA - 427.40 pa - GE (25 yrs)
- 10k SA - 340.63 pa - Pru (25 yrs)

TERM
S$ 2,151.15 pa (S$ 842,237 SA for Death & TPD, S$ 500,000 for TI & S$ 300,000 SA for CI)

Death & TPD Only
- 200k SA with 50% TI- 307.20 pa - Aviva-SAF (till 65)
- 200k SA - 360.00 pa - Income-SAFRA (till 65)
- 100k SA with TI - 237.70 pa - Income (till 65)
- 47.5k SA - 36.00 pa - Income-CPF DPS (till 60)
- 194,737 SA (Decreasing) - 234.25 pa - Income (till 65)

Death, TPD, TI & CI
- 100k SA - 360.00 pa - Income-SAFRA (till 60)

TI & CI Only
- 100k SA - 496.00 pa - AXA (till 75)
- 100k SA - 120.00 pa - Aviva-SAF (till 65)

S$ 230.90 p.a. for H&S shield (no return - Private ward with rider) and

S$ 382.20 p.a. for disability Income (no return - S$ 1,500 SA for Death & $ 1,150 p.m. @ + 3% p.a.)

Total Sum assured:
S$ 1,012,487 for Death & TPD,
S$ 630,000 for TI &
S$ 430,000 for CI with H&S shield & disability Income.
[/FONT]

 

[SIFU]

dun anyhow say all red..

his 'LionGlobal SGD Money Market' earn 16 cents..

 

[middaydog]

dun anyhow say all red..

his 'LionGlobal SGD Money Market' earn 16 cents..

congratulate me, I also own LionGlobal SGD Money Market

 

[SIFU]

congratulate me, I also own LionGlobal SGD Money Market

Congrats..:p

i do hope u earn more than 16 cents..

 

[masgnoeL]

It's S$3.83, give his fund a little more credit.
His overall net loss is S$14k out of S$39k invested, with a percentage paper loss of a whopping 37%!!!

 

[Ah Guan]

SMRT Announcement:

*ding dong*

Dear Yong Kiat - For your own safety please stand behind the yellow line​

 

[SIFU]

It's S$3.83, give his fund a little more credit.
His overall net loss is S$14k out of S$39k invested, with a percentage paper loss of a whopping 37%!!!

u r right, it should be $3.83..

its an honest mistake on my part.. lets move on..

 

[pia]

For someone working 4 years as engrg asst, that's quite an impressive portfolio.. losses aside

I know of many who have worked many times the period with nothing to show for it.

 

[masgnoeL]

Another Sinkie investor's portfolio in the RED!!!

Refer:

http://www.sammyboy.com/showthread.php?t=7294

 

[lifeafter41]

For someone working 4 years as engrg asst, that's quite an impressive portfolio.. losses aside

I know of many who have worked many times the period with nothing to show for it.

That's true, I am one of them.

 

[tonychat]

It's S$3.83, give his fund a little more credit.
His overall net loss is S$14k out of S$39k invested, with a percentage paper loss of a whopping 37%!!!

He should invest in my vaseoline company, it shares prices rises since day one in sinkieland.