The secrets to retiring happily

Mental decline is not something that only by working can sustain it. It is just an excuse for greedy people to continue working, for as long as they could.
There are many things you can do to maintain the mental health, even after leetiring . If your mental is fated to decline, even by working, it will still decline.
Boredom is also another excuse. Most work in itself is boring. Loss of purpose in life, perhaps could be the fear of most leetirees.
Our current generation of older workers are developing their creativity and sharpening their abilities through retraining and reskilling to give them an edge and measure of longevity at the workplace. While retirement is inevitable and usually a prudent move, it is still better to leave it up to seniors to decide when to call time on their careers.
 
If we retire at 63 and the average life span of a S'porean male is 83, then we need to have enough savings and investments to last us at least 20 years. Without this, we just have to continue working.
Most white collar workers will have more than enough for leetirement by 60.
The problem is most of them are either greedy or have the thinking they can live to 100 years, or want to leave legacy to their children.
For a comfortable leetirement life, having sgd 1.5-2M is more than enough per pax for a 20 years life span, that's a cool 75-100k to spend per year.
 
Most white collar workers will have more than enough for leetirement by 60. The problem is most of them are either greedy or have the thinking they can live to 100 years, or want to leave legacy to their children. For a comfortable leetirement life, having sgd 1.5-2M is more than enough per pax for a 20 years life span, that's a cool 75-100k to spend per year.
Owing to the hyperinflation in S'pore, many seniors choose to work as long as possible before their employers force them to call it a day. However, I also know of those who carry on working because they are either single or have a spouse who is deceased. Boredom and loneliness spur them on more for the social interaction than the need to continue earning money.
 
The most common advice given by my friends aged 65 and above is to take on projects or work part-time. They cherish the continued human interaction and staying active at their own pace with some pocket money on the side. I am just wondering how these seniors stay mentally sharp if they are only working part of the time.
 
The problem with my marriage now is that we hardly have much time together because of long hours at the office and bringing work home. There is also little to talk about since we know each other inside out. Our conversations mostly revolve around paying bills, our children who are young adults and our respective aged parents. We have been married for 27 years.
Do not let this situation slide. Take hold of the issue. Start holding her hands more often. Smile at her more often. Cook together more often. Spoon her while sleeping. Put your arms around her while sleeping. Say thank you more often. Say love you's more often and mean it!

Arrest the problems before it gets too late or you will be looking at divorce.
 
The most common advice given by my friends aged 65 and above is to take on projects or work part-time. They cherish the continued human interaction and staying active at their own pace with some pocket money on the side. I am just wondering how these seniors stay mentally sharp if they are only working part of the time.
Your friends are stupid. The one that need to be worked on is your relationship. Running away to work, instead of paying attention to the problem will only make things worse.

Plan a holiday together without the kids. Take long walks on holiday and start talking from the heart.
 
Do not let this situation slide. Take hold of the issue. Start holding her hands more often. Smile at her more often. Cook together more often. Spoon her while sleeping. Put your arms around her while sleeping. Say thank you more often. Say love you's more often and mean it! Arrest the problems before it gets too late or you will be looking at divorce.
I really appreciate the advice, Loofy. My Mrs has become more distant and so have I towards her. The distance started gradually and became worse as I struggle to find common topics to speak to her about.
 
The problem is most of them are either greedy or have the thinking they can live to 100 years, or want to leave legacy to their children.
當你把自己的身份和存在的價值建立在工作和職位上,退休自然意味著你必須得放棄自己引以為傲的人設,隨之害怕自己在社會的眼中喪失價值。

@Boonsiong 勿與退休的人聚會,陪他們暢談過去的豐功偉業,他們正在消耗你的時間尋找自己失去的驕傲。We must heed the advice of King Solomon, 不要將歲月給殘忍的人。​
 
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Your friends are stupid. The one that need to be worked on is your relationship. Running away to work, instead of paying attention to the problem will only make things worse. Plan a holiday together without the kids. Take long walks on holiday and start talking from the heart.
I have a neighbour at my condo who returned to work as he was getting into more arguments with his homemaker wife after retiring at 62. He carried on for another 2 years working part-time, but had a cardiac arrest at his workplace and passed away. I am unsure if returning to work contributed to it though.
 
Many retirees grieve the loss of their career, feel stressed about how to fill the 8-9 hours daily that work used to occupy, experience boredom, anxiety about their loss of income, depression, loss of purpose, fear of mental decline etc. Can retirees on this forum please share your secrets about how you spend your days productively without having to work?

You're late to the party I have a whole thread dedicated to the subject.

 
If u want to retire good, at least u need to:
Have good health
Achieve enhanced retirement scheme cpf

If u have the above,
Guarantee no issue for u to stay happily in Jiuhu and eat cai peng everyday
 
當你把自己的身份和存在的價值建立在工作和職位上,退休自然意味著你必須得放棄自己引以為傲的人設,隨之害怕自己在社會的眼中喪失價值。

@Boonsiong 勿與退休的人聚會,陪他們暢談過去的豐功偉業,他們正在消耗你的時間尋找自己失去的驕傲。We must heed the advice of King Solomon, 不要將歲月給殘忍的人。​

@NanoSpeed
@sbfuncle
鱼与熊掌不可兼得 啊

不能啥都要啊
Friend, this is a English forum.
FYI My oar level Chinese was C6 and never used for 40 years now is F9
 
You're late to the party I have a whole thread dedicated to the subject.

This thread of yours might need a new testament. Today's world is quite different from 12 years ago.
I'm surprised I didn't participated in the old testament and I leetired not long ago.
 
當你把自己的身份和存在的價值建立在工作和職位上,退休自然意味著你必須得放棄自己引以為傲的人設,隨之害怕自己在社會的眼中喪失價值。
勿與退休的人聚會,陪他們暢談過去的豐功偉業,他們正在消耗你的時間尋找自己失去的驕傲。We must heed the advice of King Solomon, 不要將歲月給殘忍的人。​
Society has conditioned most men to build our identity and sense of worth on our job and position. For most men, retirement means that we have to give up the persona we are so proud of; many of us fear losing our value, status and power in the eyes of those around us.
 
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