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SMLJ???!!!! Intense PSLE preparation can cause significant, long-lasting psychological harm to children

Already at 3-year lows, will Singapore's home loan rates keep falling in 2026?​

With fixed-rate housing loans now roughly half what they were in January, mortgage experts weigh in on what home owners can expect in the year ahead.
Already at 3-year lows, will Singapore's home loan rates keep falling in 2026?

A general view of HDB flats in Singapore. (File photo: TODAY)



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Tang See Kit
Tang See Kit
18 Dec 2025 06:00AM (Updated: 18 Dec 2025 03:11PM)
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Read a summary of this article on FAST.


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SINGAPORE: Mortgage rates in Singapore have fallen to their lowest in three years, and experts say the reprieve for home owners could extend into 2026 – though further declines may be modest.

Lenders here typically follow the cues of the US Federal Reserve, which delivered its third rate cut of the year last Wednesday (Dec 10).
 
Not having a “long-lasting psychological harm” should be one of the subjects PSLE students need to pass to progress to secondary schools…
 
Not having a “long-lasting psychological harm” should be one of the subjects PSLE students need to pass to progress to secondary schools…
“Long lasting psychological harm” = absolute obeisances to white party?
 
An old man acting like a child can stem from dementia/cognitive decline, stress/trauma causing regression (Peter Pan Syndrome), personality traits, or simply a desire to be cared for and let go of adult responsibilities, often linked to feeling overwhelmed or seeking comfort; it's a complex behavior reflecting deep-seated needs or neurological changes.

Cognitive/Neurological Causes
  • Dementia: Conditions like Alzheimer's can cause memory gaps and loss of learned behaviors, leading to childlike expressions or dependency as the brain regresses developmentally.
  • Brain Changes: With aging, changes in brain function can affect self-control, emotional regulation, and judgment, sometimes leading to impulsivity or simplistic reactions.

Psychological & Emotional Causes
  • Regression: Under stress, fear, or insecurity, adults may regress to earlier developmental stages where they felt safer and cared for, needing comfort.
  • "Peter Pan Syndrome": A non-clinical term for adults who resist responsibility and accountability, preferring play and dependency.
  • Coping Mechanism: It can be a way to cope with physical decline, loss of independence, or the overwhelming changes of aging, allowing them to be cared for without the burden of adult decisions.
  • Attention-Seeking: Sometimes, it's a way to get attention or express needs they can't articulate, similar to how children act out.
K1976 and lanjiao clones take note
 
If studying PSLE already fucking jiakliaobee students cannot take it…what hope they have for “O” or “A” levels not to mention universities.
 
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