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Singaporean, 25, earning $3.4K, struggles with $21,244 debt after prioritizing mum’s medical bills over loans

josexfiend

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SINGAPORE: A 25-year-old Singaporean shared on social media that he is now struggling with a $21,244 debt after prioritizing his mum’s medical bills over his credit card loans.


Considering that he only earns $3,400 monthly and has no savings, the man said he has no idea how to pay off his enormous debt.

“The credit card company and banks are sending lawyer letters to my home demanding immediate payment. I can’t apply for a Debt Consolidation Plan (DCP) because my outstanding balance is not above 12 months,” he wrote on r/askSingapore, a Reddit forum, on Tuesday (Dec 24).


“No other banks or institutions are willing to provide me with any loans due to my bad credit score,” he added.
Seeking help from the Reddit community, he wrote, “I do not wish to engage with ah longs or places like Lending Bee as they charge exorbitant rates. What other options do I have?”


“It’s better to like medical bills pile up than your bank loans.”​


In the discussion thread, several Singaporean Redditors advised the man to keep his monthly expenses below $1,000 and assure the credit card company that he would pay at least $2,000 each month.

Regarding his mum’s medical bills, one Redditor suggested, “If your family per capita income is low, go speak to their medical social worker and apply for Medifund for your mum.

At the same time, just let the medical bills pile up if needed and call up the hosp/polyclinic’s business office to work out an instalment repayment plan. Then focus on clearing your other debts first.”


Another echoed this sentiment, commenting, “It’s better to like medical bills pile up than your bank loans.


Technically, they can’t treat your mom even if you stop paying the bills. They’ll have to refer you to a medical social worker (there’s one department at every hospital). Then they’ll sit you down and discuss a payment plan or if you qualify for medifund.”


Meanwhile, others suggested that the man could consider borrowing money from his other family members to settle his credit card debts. By doing this, he could pay off the loans in full and avoid the high interest rates that come with carrying a credit card balance.

Another recommended, “Negotiate a repayment plan with the bank. You can also reach out to Credit Counselling Singapore, a charity, to see if they have any advice.”

More at https://theindependent.sg/singapore...er-prioritizing-mums-medical-bills-over-loans
 
He can just eat tofu everyday for $50 a month
Total spent $200 a month with transport

This fucker must be going to KTV everyday why cannot pay off within a year?

Eating 15 dollar lunch everyday?
 
lol dun belif all u see on d net

cud be making 3.4k but spending rike 20k

but ofc spin until rike so filial

:roflmao::roflmao::roflmao::roflmao::roflmao::roflmao::roflmao::roflmao::roflmao::roflmao::roflmao::roflmao::roflmao::roflmao::roflmao::roflmao::roflmao::roflmao::roflmao::roflmao::roflmao::roflmao::roflmao::roflmao::roflmao::roflmao::roflmao::roflmao::roflmao::roflmao::roflmao::roflmao::roflmao::roflmao::roflmao::roflmao::roflmao::roflmao:
 
Can the Editor of The Independent help this Man by publish his Paynow QR Code for SG public to send him money
If everyone can skip a bubble tea drink & send him the money instead, money well spent
 
View attachment 211811

SINGAPORE: A 25-year-old Singaporean shared on social media that he is now struggling with a $21,244 debt after prioritizing his mum’s medical bills over his credit card loans.


Considering that he only earns $3,400 monthly and has no savings, the man said he has no idea how to pay off his enormous debt.

“The credit card company and banks are sending lawyer letters to my home demanding immediate payment. I can’t apply for a Debt Consolidation Plan (DCP) because my outstanding balance is not above 12 months,” he wrote on r/askSingapore, a Reddit forum, on Tuesday (Dec 24).


“No other banks or institutions are willing to provide me with any loans due to my bad credit score,” he added.
Seeking help from the Reddit community, he wrote, “I do not wish to engage with ah longs or places like Lending Bee as they charge exorbitant rates. What other options do I have?”


“It’s better to like medical bills pile up than your bank loans.”​


In the discussion thread, several Singaporean Redditors advised the man to keep his monthly expenses below $1,000 and assure the credit card company that he would pay at least $2,000 each month.

Regarding his mum’s medical bills, one Redditor suggested, “If your family per capita income is low, go speak to their medical social worker and apply for Medifund for your mum.

At the same time, just let the medical bills pile up if needed and call up the hosp/polyclinic’s business office to work out an instalment repayment plan. Then focus on clearing your other debts first.”


Another echoed this sentiment, commenting, “It’s better to like medical bills pile up than your bank loans.


Technically, they can’t treat your mom even if you stop paying the bills. They’ll have to refer you to a medical social worker (there’s one department at every hospital). Then they’ll sit you down and discuss a payment plan or if you qualify for medifund.”


Meanwhile, others suggested that the man could consider borrowing money from his other family members to settle his credit card debts. By doing this, he could pay off the loans in full and avoid the high interest rates that come with carrying a credit card balance.

Another recommended, “Negotiate a repayment plan with the bank. You can also reach out to Credit Counselling Singapore, a charity, to see if they have any advice.”

More at https://theindependent.sg/singapore...er-prioritizing-mums-medical-bills-over-loans
See his MP….they will help him as this is an erection year
 
hospital has support welfare for those who cant pay up their medical bill, just need to apply for it
 
View attachment 211811

SINGAPORE: A 25-year-old Singaporean shared on social media that he is now struggling with a $21,244 debt after prioritizing his mum’s medical bills over his credit card loans.


Considering that he only earns $3,400 monthly and has no savings, the man said he has no idea how to pay off his enormous debt.

“The credit card company and banks are sending lawyer letters to my home demanding immediate payment. I can’t apply for a Debt Consolidation Plan (DCP) because my outstanding balance is not above 12 months,” he wrote on r/askSingapore, a Reddit forum, on Tuesday (Dec 24).


“No other banks or institutions are willing to provide me with any loans due to my bad credit score,” he added.
Seeking help from the Reddit community, he wrote, “I do not wish to engage with ah longs or places like Lending Bee as they charge exorbitant rates. What other options do I have?”


“It’s better to like medical bills pile up than your bank loans.”​


In the discussion thread, several Singaporean Redditors advised the man to keep his monthly expenses below $1,000 and assure the credit card company that he would pay at least $2,000 each month.

Regarding his mum’s medical bills, one Redditor suggested, “If your family per capita income is low, go speak to their medical social worker and apply for Medifund for your mum.

At the same time, just let the medical bills pile up if needed and call up the hosp/polyclinic’s business office to work out an instalment repayment plan. Then focus on clearing your other debts first.”


Another echoed this sentiment, commenting, “It’s better to like medical bills pile up than your bank loans.


Technically, they can’t treat your mom even if you stop paying the bills. They’ll have to refer you to a medical social worker (there’s one department at every hospital). Then they’ll sit you down and discuss a payment plan or if you qualify for medifund.”


Meanwhile, others suggested that the man could consider borrowing money from his other family members to settle his credit card debts. By doing this, he could pay off the loans in full and avoid the high interest rates that come with carrying a credit card balance.

Another recommended, “Negotiate a repayment plan with the bank. You can also reach out to Credit Counselling Singapore, a charity, to see if they have any advice.”

More at https://theindependent.sg/singapore...er-prioritizing-mums-medical-bills-over-loans
Another Coolie Gene Sinkie believing the Govt will take care of Sinkies... :sick:
 
View attachment 211811

SINGAPORE: A 25-year-old Singaporean shared on social media that he is now struggling with a $21,244 debt after prioritizing his mum’s medical bills over his credit card loans.


Considering that he only earns $3,400 monthly and has no savings, the man said he has no idea how to pay off his enormous debt.

“The credit card company and banks are sending lawyer letters to my home demanding immediate payment. I can’t apply for a Debt Consolidation Plan (DCP) because my outstanding balance is not above 12 months,” he wrote on r/askSingapore, a Reddit forum, on Tuesday (Dec 24).


“No other banks or institutions are willing to provide me with any loans due to my bad credit score,” he added.
Seeking help from the Reddit community, he wrote, “I do not wish to engage with ah longs or places like Lending Bee as they charge exorbitant rates. What other options do I have?”


“It’s better to like medical bills pile up than your bank loans.”​


In the discussion thread, several Singaporean Redditors advised the man to keep his monthly expenses below $1,000 and assure the credit card company that he would pay at least $2,000 each month.

Regarding his mum’s medical bills, one Redditor suggested, “If your family per capita income is low, go speak to their medical social worker and apply for Medifund for your mum.

At the same time, just let the medical bills pile up if needed and call up the hosp/polyclinic’s business office to work out an instalment repayment plan. Then focus on clearing your other debts first.”


Another echoed this sentiment, commenting, “It’s better to like medical bills pile up than your bank loans.


Technically, they can’t treat your mom even if you stop paying the bills. They’ll have to refer you to a medical social worker (there’s one department at every hospital). Then they’ll sit you down and discuss a payment plan or if you qualify for medifund.”


Meanwhile, others suggested that the man could consider borrowing money from his other family members to settle his credit card debts. By doing this, he could pay off the loans in full and avoid the high interest rates that come with carrying a credit card balance.

Another recommended, “Negotiate a repayment plan with the bank. You can also reach out to Credit Counselling Singapore, a charity, to see if they have any advice.”

More at https://theindependent.sg/singapore...er-prioritizing-mums-medical-bills-over-loans
how much of those loans are due to his own delinquent spending and now much are due to his mother medical bills??
 
Choose A-class ward or private hospital is it?
may be his mom very shy and reserved, don’t want to share room with strangers especially the siaolang type who hear whistling, knocking, and firecrackers all day.
 
View attachment 211811

SINGAPORE: A 25-year-old Singaporean shared on social media that he is now struggling with a $21,244 debt after prioritizing his mum’s medical bills over his credit card loans.


Considering that he only earns $3,400 monthly and has no savings, the man said he has no idea how to pay off his enormous debt.

“The credit card company and banks are sending lawyer letters to my home demanding immediate payment. I can’t apply for a Debt Consolidation Plan (DCP) because my outstanding balance is not above 12 months,” he wrote on r/askSingapore, a Reddit forum, on Tuesday (Dec 24).


“No other banks or institutions are willing to provide me with any loans due to my bad credit score,” he added.
Seeking help from the Reddit community, he wrote, “I do not wish to engage with ah longs or places like Lending Bee as they charge exorbitant rates. What other options do I have?”


“It’s better to like medical bills pile up than your bank loans.”​


In the discussion thread, several Singaporean Redditors advised the man to keep his monthly expenses below $1,000 and assure the credit card company that he would pay at least $2,000 each month.

Regarding his mum’s medical bills, one Redditor suggested, “If your family per capita income is low, go speak to their medical social worker and apply for Medifund for your mum.

At the same time, just let the medical bills pile up if needed and call up the hosp/polyclinic’s business office to work out an instalment repayment plan. Then focus on clearing your other debts first.”


Another echoed this sentiment, commenting, “It’s better to like medical bills pile up than your bank loans.


Technically, they can’t treat your mom even if you stop paying the bills. They’ll have to refer you to a medical social worker (there’s one department at every hospital). Then they’ll sit you down and discuss a payment plan or if you qualify for medifund.”


Meanwhile, others suggested that the man could consider borrowing money from his other family members to settle his credit card debts. By doing this, he could pay off the loans in full and avoid the high interest rates that come with carrying a credit card balance.

Another recommended, “Negotiate a repayment plan with the bank. You can also reach out to Credit Counselling Singapore, a charity, to see if they have any advice.”

More at https://theindependent.sg/singapore...er-prioritizing-mums-medical-bills-over-loans
Which hospital? SGH, CGH, Thomson, Mt. E or Raffles?
 
just ask Big Pharma how much is the actual cost......their profit margin is usually 70-80% and thats from goggle.....the real margin, you guys can imagine
 
McDonald's pay in aus. Why don't this idiot consider working in a real high pay country
 
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