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Just be cautious when dealing with unsolicited transfers.
Discussion
Almur Thong, who shared the incident on Facebook, said the sender called him immediately after the transfer, claiming it was a mistake and asking him to return the money directly.
He refused. Instead, he told her to contact the bank and reported the transfer to his own bank. A bank officer confirmed the funds would be reversed to the sender within seven working days.
What raised his suspicions was a detail in the transaction itself. The transfer description already read “send back to 9472,” which appeared to be the sender’s own number. This means the instruction to return the money was embedded in the transfer from the moment it was made, suggesting the “mistake” may have been deliberate.
Thong believes the tactic could be part of a money mule or advance-fee scam. His theory: once a recipient sends the money back, scammers could use that as leverage, or follow up months later with a much larger transfer and a fake authority figure running a so-called “investigation.”
His advice is to avoid transferring money back to unknown senders directly and to report the transaction to your bank instead, letting them handle the reversal.
