Silent Depression in Singapore

& Oneself check oneself no conflicts of interest :)
That is why Goh CT wanted the PAP to be its own check and balance; nobody to scrutinise their decisions. His son, Goh JH tried to be his own check and balance, but the watchdog didn't agree.
 
That is why Goh CT wanted the PAP to be its own check and balance; nobody to scrutinise their decisions. His son, Goh JH tried to be his own check and balance, but the watchdog didn't agree.
That's why whatever laws & regulations set without checks in the end hit him once he out of the circle. People all nimbly with blank checks.
 

Singapore SMEs face highest borrowing costs in 2024​

Singapore's small and medium-sized enterprises (SMEs) battled the highest borrowing costs in 2024, rising to 8.47% per annum, according to Linkflow Capital's survey.

SMEs also encountered tighter credit access as approvals for loans above $300,000 accounted for only 3% of approved loans in 2024, down from 10% in 2023.

Notably, approvals for loans exceeding $500,000 ceased entirely.

https://sbr.com.sg/financial-services/news/singapore-smes-face-highest-borrowing-costs-in-2024
 
Singapore SMEs face highest borrowing costs in 2024. Singapore's small and medium-sized enterprises (SMEs) battled the highest borrowing costs in 2024, rising to 8.47% per annum, according to Linkflow Capital's survey. SMEs also encountered tighter credit access as approvals for loans above $300,000 accounted for only 3% of approved loans in 2024, down from 10% in 2023. Notably, approvals for loans exceeding $500,000 ceased entirely.
SMEs lack the financial muscle and economies of scale that MNCs possess. As such, they face far more stringent credit guidelines from banks to fuel their expansion. The EDB and Enterprise S'pore must assist by developing local private sector businesses to contribute to supply chains.
 
SMEs lack the financial muscle and economies of scale that MNCs possess. As such, they face far more stringent credit guidelines from banks to fuel their expansion. The EDB and Enterprise S'pore must assist by developing local private sector businesses to contribute to supply chains.
SMEs are like the mom & pop provision shop. Kenna NTUC with taxpayers money kill all of them. Not only MNC can survive, the GLCs are killing any local entrepreneur with using people's resources. No need any loan & no accountability.
 
SMEs are like the mom & pop provision shop. Kenna NTUC with taxpayers money kill all of them. Not only MNC can survive, the GLCs are killing any local entrepreneur with using people's resources. No need any loan & no accountability.
For S'pore to prosper in the long term, the push for export-led industrialisation through foreign investment will be tempered by developing local private sector businesses that can contribute to supply chains globally. There needs to be a viable alternative – with local companies at its core to give us a competitive advantage in the global market. Too bad our govt spends more time trying to fix the Opposition than playing the role of facilitator by introducing a variety of schemes to help SMEs tap opportunities for expansion.
 

COA will help to instill good discipline and motivate the Jiak Liao Bee Sinki at Tampines…Good job​

GE2025

PAP’s David Neo says Singapore needs action-takers, not talkers; ‘army-like’ speech draws ridicule​


At a Fullerton rally on 28 April, PAP candidate for Tampines GRC David Neo delivered a military-style speech stressing that Singapore does not need more people who just question or suggest ideas, but those who “get things done”. Netizens mocked his tone, comparing it to a military drill, and criticised the dismissive rhetoric.

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Published


on

30 April 2025
By

The Online Citizen
DavidNeo2.jpg

At the People’s Action Party (PAP) lunchtime rally held at Fullerton on 28 April 2025, newcomer and former Chief of Army, David Neo, delivered a speech that swiftly went viral for its forceful tone and controversial remarks.

Neo, who is standing as a candidate for Tampines GRC in the upcoming General Election (GE2025), adopted a commanding presence during his six-minute address, drawing clear parallels with his military background.

He opened with the phrase, “It’s a great day to be at Fullerton,” punctuating it with a sharp upward fist pump — a gesture that instantly drew comparisons to a parade-ground command.

Neo used his speech to emphasise the importance of execution over rhetoric.

“The only way I know how to work is to roll up my sleeves, walk with you, and work with you to get things done,” he said.

He positioned the PAP as a party of action, contrasting this with opposition parties whom he suggested lacked the ability to deliver.

“But can they get it done?” he asked.

“The fact is, they rely on the PAP to deal with the changed world. When the PAP is done, they say it’s because they talk.”

In his most widely circulated remark, Neo declared, “Singapore doesn’t need people who only question or give ideas. We need people who take action. We don’t need more people to talk. We need more people to get things done.”

A metaphor he used during the speech attracted particular attention:
“I go to bed and every morning, when I wake up, the sun rises. But I never make the mistake of thinking that the sun rises because I woke up.”

While intended to underscore the PAP’s role in governance, the analogy was quickly mocked by online users who saw it as grandiose and self-important.

David Neo, 47, brings with him a military background to the PAP team contesting in Tampines GRC, having served nearly 30 years in the Singapore Armed Forces (SAF).

He stepped down from his role as Chief of Army, with the rank of Major-General, on 21 March to join the party’s election campaign.
 
David Neo, 47, brings with him a military background to the PAP team contesting in Tampines GRC, having served nearly 30 years in the Singapore Armed Forces (SAF).
He stepped down from his role as Chief of Army, with the rank of Major-General, on 21 March to join the party’s election campaign.
To the residents of Tampines, David Neo is a stranger. In fact, he is just 1 of the 32 strangers parachuted in for this GE by the PAP!
 

COA will help to instill good discipline and motivate the Jiak Liao Bee Sinki at Tampines…Good job​

GE2025

PAP’s David Neo says Singapore needs action-takers, not talkers; ‘army-like’ speech draws ridicule​


At a Fullerton rally on 28 April, PAP candidate for Tampines GRC David Neo delivered a military-style speech stressing that Singapore does not need more people who just question or suggest ideas, but those who “get things done”. Netizens mocked his tone, comparing it to a military drill, and criticised the dismissive rhetoric.

ACg8ocKWb2VrCA6yhtNa6gAtAVNcwhwGe2-lYp51wN6U11CqSaU5Yxnk=s96-c

Published


on

30 April 2025
By

The Online Citizen
DavidNeo2.jpg

At the People’s Action Party (PAP) lunchtime rally held at Fullerton on 28 April 2025, newcomer and former Chief of Army, David Neo, delivered a speech that swiftly went viral for its forceful tone and controversial remarks.

Neo, who is standing as a candidate for Tampines GRC in the upcoming General Election (GE2025), adopted a commanding presence during his six-minute address, drawing clear parallels with his military background.

He opened with the phrase, “It’s a great day to be at Fullerton,” punctuating it with a sharp upward fist pump — a gesture that instantly drew comparisons to a parade-ground command.

Neo used his speech to emphasise the importance of execution over rhetoric.

“The only way I know how to work is to roll up my sleeves, walk with you, and work with you to get things done,” he said.

He positioned the PAP as a party of action, contrasting this with opposition parties whom he suggested lacked the ability to deliver.

“But can they get it done?” he asked.

“The fact is, they rely on the PAP to deal with the changed world. When the PAP is done, they say it’s because they talk.”

In his most widely circulated remark, Neo declared, “Singapore doesn’t need people who only question or give ideas. We need people who take action. We don’t need more people to talk. We need more people to get things done.”

A metaphor he used during the speech attracted particular attention:
“I go to bed and every morning, when I wake up, the sun rises. But I never make the mistake of thinking that the sun rises because I woke up.”

While intended to underscore the PAP’s role in governance, the analogy was quickly mocked by online users who saw it as grandiose and self-important.

David Neo, 47, brings with him a military background to the PAP team contesting in Tampines GRC, having served nearly 30 years in the Singapore Armed Forces (SAF).

He stepped down from his role as Chief of Army, with the rank of Major-General, on 21 March to join the party’s election campaign.
He wakes up when sun rises, the sun rises not because he wakes up.
In reality, many sinkies wakes up before sun rises to start working. This David has a very good 命!
 
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S'pore has been ranked the world's 3rd "happiest" city for 2025, behind Copenhagen and Zurich according to the Institute for the Quality of Life's latest Happy City Index. Did the PAP pay for this ranking? This is obviously fake news unless our overpaid and overrated Ministers were the only ones interviewed.
https://www.channelnewsasia.com/sin...iest-city-after-copenhagen-and-zurich-5136266
The survey was carried out interviewing the CECA Indians, MP and Ministers?
 

Sex Workers Already Predicted There's A Recession Coming — Here's How They Know​

Jamie Davis Smith
Sat, 17 May 2025 at 7:00 PM SGT8-min read


While some people anxiously watch the stock market for signs of a recession, others look for more subtle cues that the economy is in trouble.

One of them is Catherine De Noire, a manager of a legal brothel, a Ph.D. candidate in organizational psychology and an influencer. When business at her brothel unexpectedly dips, De Noire takes it as a sign that the economy is in trouble.

Although De Noire is based in Europe, she believes that economic upheaval in the United States “triggers huge uncertainty” across the pond because of America’s global influence. De Noire first noticed a decline in business right after Donald Trump was elected in November 2024, as Americans and the rest of the world anticipated upheaval.
 
Cheekon Index is falling drastically… Gheylang Cheekon Price affected??

Strippers in the U.S. are also feeling the pinch. Dancer and influencer Vulgar Vanity said that when she first started dancing in 2022, she could earn six figures just by dancing during a handful of big events in Austin, such as the Formula 1 Grand Prix and South by Southwest music festival. This year is different.

“I didn’t even bother working South by Southwest because the first Friday night I attempted to work, I walked into a completely empty club and didn’t make any money at all,” she said.

Vanity also says that many of her regular customers aren’t tipping at all or tipping less than half of what they used to. She is quick to point out that she is just one dancer and “obviously not an economist,” but she notes that other dancers and tipped workers are also hurting. Her theory is that her customers are no longer tipping as generously because of rising costs and economic uncertainty. Vanity is worried that this means we are on the verge of a recession or full-blown depression.

The theory behind the

The theory behind the "lipstick index" is that when money is tight, consumers substitute costly purchases with cheap luxuries like lipstick. PeopleImages via Getty Images
Are these astute women onto something? Indicators like a decline in business at brothels, lower tips for strippers and other nontraditional measures of economic health “have a measure of validity but may be more coincident indicators than leading ones,” said Marta Norton, a chief investment strategist at Empower.

While Norton finds this type of anecdotal evidence interesting, she says she looks at more traditional sources of data, especially corporate earnings and the stock market, to predict if a recession is in our future. By those traditional measures, “We may be slowing, but we aren’t facing a looming recession. Yet,” she said. De Noire believes that the tariffs Trump announced on what he called “Liberation Day” will “definitely contribute to a further decline and recession.”
 
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