Finally bought my first landed property after a year of mulling!
Placed booking fee last Friday but left my IC at home so have to go back next week to submit!
Hope to find other neighbours in this forum. Buying for own stay as not rich enough to speculate
mine is the new launch, not in the website yet. Smaller but yet price similar! (
btw, what's the considerations for a 85% loan? how high an income is enough? I don't have a car loan and my cpf statement is healthy as in I am not servicing a big HDB loan (in fact only 80plusK left to pay off between me and hubby). Am a public servant and in early 30s (more or less a stable job?)
btw, what's the considerations for a 85% loan? how high an income is enough? I don't have a car loan and my cpf statement is healthy as in I am not servicing a big HDB loan (in fact only 80plusK left to pay off between me and hubby). Am a public servant and in early 30s (more or less a stable job?)
Finally bought my first landed property after a year of mulling!
Placed booking fee last Friday but left my IC at home so have to go back next week to submit!
Hope to find other neighbours in this forum. Buying for own stay as not rich enough to speculate
A banker told us that must have a minimum of rm 10000 salary per month but I'm not sure if he's referring to one person or both owners.
oh if so, i hope i can make it! loan is under my name only and my income is above that threshold. yeah!
FYI, on income, different banks have their own method. Some banks take your SG salary x 2, while others x 2.4 times.
Finally bought my first landed property after a year of mulling!
Placed booking fee last Friday but left my IC at home so have to go back next week to submit!
Hope to find other neighbours in this forum. Buying for own stay as not rich enough to speculate