Man Choi-wa, 32, jailed for fraud over insurance for daughter who died
PUBLISHED : Wednesday, 20 November, 2013, 5:21am
UPDATED : Wednesday, 20 November, 2013, 5:21am
Julie Chu [email protected]
District Court Judge Gary Lam Kar-yan told the woman she should learn again the meaning of "honesty".
A single mother who deliberately concealed information when buying two life insurance policies for her month-old baby was jailed for two years yesterday.
Passing sentence on Man Choi-wa, 32, District Court Judge Gary Lam Kar-yan told her she should learn again the meaning of "honesty".
The court heard that Man had taken out policies totalling HK$4.5 million from HSBC Life and Manulife (International) in January 2008. Man tried to claim on both when her baby died a few months later.
In taking out the HK$2 million Manulife policy, she had not disclosed that she already had one for HK$2.5 million from HSBC.
She pleaded not guilty to one charge of fraud and one of attempted fraud, claiming there was no obligation to disclose the information because they were two separate companies.
But Lam, who convicted her last month, said yesterday that her answer was "ignorant, naive and unreasonable".
The judge said he would not speculate on the death in April of Man's four-month-old daughter Yuen-yee. But he found Man's urgency in buying two life insurance policies for her daughter "highly suspicious".
