Basically a scam. Singaporeans are world top most gullible victims. Thats why they ranked highest in world per capaita for scam victims. By a huge margin. Too many arrogant idiots. In the scam world u need the perfect combination ie stupidity + arrogant + greed. Sinkies have all 3 esp heartlanders. . No such things as short cut or lobang to riches. Only short cut to bankruptcy