Is this commemorative $50 worth more than $50 ?

[404]

Can elaborate? Got URLs to read up?

For example, Person A deposits $100 in Bank A. The bank retains 10% as the minimum reserve requirement, so $90 is loaned out to Borrower B. Borrower B uses the $90 to purchase something from Seller B, who then deposits the $90 into Bank B. Bank B also keeps 10% as the reserve requirement, loaning out $81 to Borrower C. Borrower C uses the $81 to buy something from Seller C, who deposits it into Bank C. Bank C retains 10% and loans out $72.90 to Borrower D. This process continues, with each subsequent deposit and loan being reduced by 10%, until the initial $100 deposit has effectively multiplied into a much larger sum circulating through the banking system.
Or another example, a condo construction company takes a loan of $200 million from a bank. The bank generates this sum and records it as the bank's debt. When the company pays back its monthly installment, the principal amount decreases on the loan. Over time, as the loan is repaid in full, the bank clears the debt from its books.

 

[Sustanon]

For example, Person A deposits $100 in Bank A. The bank retains 10% as the minimum reserve requirement, so $90 is loaned out to Borrower B. Borrower B uses the $90 to purchase something from Seller B, who then deposits the $90 into Bank B. Bank B also keeps 10% as the reserve requirement, loaning out $81 to Borrower C. Borrower C uses the $81 to buy something from Seller C, who deposits it into Bank C. Bank C retains 10% and loans out $72.90 to Borrower D. This process continues, with each subsequent deposit and loan being reduced by 10%, until the initial $100 deposit has effectively multiplied into a much larger sum circulating through the banking system.
Or another example, a condo construction company takes a loan of $200 million from a bank. The bank generates this sum and records it as the bank's debt. When the company pays back its monthly installment, the principal amount decreases on the loan. Over time, as the loan is repaid in full, the bank clears the debt from its books.

What you mentioned is the textbook or chat GPT version of fractional reserve banking with a 10% reserve ratio as a base of a pyramid whereby the bank's reserve ratio acts like a lever for the central bank to control the amount of credit the banks can create. Actually that's not how it actually works in the real financial world. If the real world operates like in the textbook, there wouldn't be a need to implement until Basel III (Basel IV coming soon) and things still fails. In the real world, the banks don't even gives a fuck what the interest rates are I tell you. Basel III accords CAR (Capital Adequacy Ratio) Tier 1 & 2 Capital and RWA (Risk Weighted Assets) is a joke. The RWA is ownself say how much one.

Let's say I create one loan to any Ah De Ah Gaw and then securitize the loan like mortgage backed securities, collateral debt oligations, commercial papers... get rating agency to stamp AAA and then sell them to other financial advisors who in turn sell them to the general public namely kum gong kias... the banks don't need to give a hoot about what is the interest rates now I tell you.

 

[k1976]

What you mentioned is the textbook or chat GPT version of fractional reserve banking with a 10% reserve ratio as a base of a pyramid whereby the bank's reserve ratio acts like a lever for the central bank to control the amount of credit the banks can create. Actually that's not how it actually works in the real financial world. If the real world operates like in the textbook, there wouldn't be a need to implement until Basel III (Basel IV coming soon) and things still fails. In the real world, the banks don't even gives a fuck what the interest rates are I tell you. Basel III accords CAR (Capital Adequacy Ratio) Tier 1 & 2 Capital and RWA (Risk Weighted Assets) is a joke. The RWA is ownself say how much one.

Let's say I create one loan to any Ah De Ah Gaw and then securitize the loan like mortgage backed securities, collateral debt oligations, commercial papers... get rating agency to stamp AAA and then sell them to other financial advisors who in turn sell them to the general public namely kum gong kias... the banks don't need to give a hoot about what is the interest rates now I tell you.

In real world, the bank will fast hand fast leg “fly up all” Lim Peh Kong Risky asset price and repackaging into good ATAS Grade AAA investment products and market to savvy investors with Chiobu Half ball Leelaysionship managers

A sure win well prove formula for last 20yrs

Samsters got try?

 

[404]

What you mentioned is the textbook or chat GPT version of fractional reserve banking with a 10% reserve ratio as a base of a pyramid whereby the bank's reserve ratio acts like a lever for the central bank to control the amount of credit the banks can create. Actually that's not how it actually works in the real financial world. If the real world operates like in the textbook, there wouldn't be a need to implement until Basel III (Basel IV coming soon) and things still fails. In the real world, the banks don't even gives a fuck what the interest rates are I tell you. Basel III accords CAR (Capital Adequacy Ratio) Tier 1 & 2 Capital and RWA (Risk Weighted Assets) is a joke. The RWA is ownself say how much one.

Let's say I create one loan to any Ah De Ah Gaw and then securitize the loan like mortgage backed securities, collateral debt oligations, commercial papers... get rating agency to stamp AAA and then sell them to other financial advisors who in turn sell them to the general public namely kum gong kias... the banks don't need to give a hoot about what is the interest rates now I tell you.

In real world, the bank will fast hand fast leg “fly up all” Lim Peh Kong Risky asset price and repackaging into good ATAS Grade AAA investment products and market to savvy investors with Chiobu Half ball Leelaysionship managers

A sure win well prove formula for last 20yrs

Samsters got try?

Why get so agitated, it just a layman term without textbook or what chat GPT, it just plain seample what to sexpect from a layman

 

[Sustanon]

Why get so agitated, it just a layman term without textbook or what chat GPT, it just plain seample what to sexpect from a layman

No lah chill chill... where got agitated lol.... I don't mean anything one lah... ok here give you one of my favorite CB SBPSBHJ 黄花大闺女 的 CECA Bu for your weekend...

 

[Dongyi]

Why get so agitated, it just a layman term without textbook or what chat GPT, it just plain seample what to sexpect from a layman

He is not agitated. He is just sexually frustrated that his CECA bu remains a mental construct

 

[Sustanon]

He is not agitated. He is just sexually frustrated that his CECA bu remains a mental construct

Napoleon Hill - Think And Grow Rich says it all starts with a DESIRE..... it's the same burning desire for CB SBPSBHJ 黄花大闺女 的 CECA Bu.....