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Insurance claim denied by insurer of Parkway Parade Shopping center

valleycat

Alfrescian
Loyal
BE VERY CAREFUL ON TRAVELATORS ,BEST NOT TO STAY TOO CLOSE TO OTHER PASSENGERS WITH TROLLEYS.

Was on Parkway Parade travelator with my daughter after shopping at NTUC when the trolley wheels jam stopped at the 4th floor landing before toppling over . The trolley fell flat across the width of the travelator and my daughter’s right foot was trapped in between the two metal side bars . I landed on the trolley , picked myself up immediately to try lifting my daughter up who was now in great pain . We were unable to free her knee/thigh caught between the metal bars of the trolley while the travelator was still moving , almost causing a stampede from other passengers behind us . Fortunately the commotion attracted the attention of a couple who came to help us , meanwhile , someone stopped the travelator. This kind gentleman was making a big effort to pull the welded aluminium bars apart to free my daughter’s leg but it was an impossible task . Somehow she managed to slip her leg out of the trolley bars when the travelator stopped and we managed to move the trolley sideways giving room for her leg to be freed . It was a very frightening experience although we tried to stay calm .
I took her to the landing near the check-in entrance to tidy up and noticed there was swelling on her palm with blood stains on her arm, and blue black marks on her knee cap too! I also felt a sharp pain on my back down to the right calf and had difficulties in walking upright. Then it struck on me to call for the duty manager of Parkway Parade . The check-in counter lady officer called the security office and a few of them attended to us instead .They took statement and asked if we wanted an ambulance which we declined .
When i was walking towards the carpark , i felt the sharp pain getting more pronounced that prompted me to consult the doctor at A & E of Parkshore Hospital . I had severe pain in my lower back and the doctor sent us for Xray after examining our conditions . We spent more than 3 hours before reaching home at 12.30am. Was a scary accident using the travelator with this trolley which is not designed for that purpose . The wheels are not magnetic / with grooves that will lodge into the travelator guide rails to prevent them from free spinning .
When i sit back to review the accident I felt blessed that we survived with not so “obvious permanent injuries” compared to some other escalator accidents that even claimed lives and limbs ! We thank God for His guidance and blessings.

WHEN we submitted our medical claims to Parkway Parade shopping center , we received a letter from their insurer denying it’s their fault . The insurers simply said they travellators are functioning well and there are no faults with them , thus they cannot accede to process our claims of slightly above S$1,000 from Parkshore Hospital. Would greatly appreciate if someone in this forum can offer advice . Thank you.
 

Scrooball (clone)

Alfrescian
Loyal
Sounds like u were trying to make a big deal out of something.

Hey its not their fault if your trolley wheel jammed right?! What the fuck...

So if i walked on a pavement and i stepped on a snail and fell, should i sue NParks? lol....

Cheebye the bunch of cocksuckers here. Typical Sinkie shit.
 

bobby

Alfrescian
Loyal
Can claim from the other company...MediSave.

Hint : next time not sure can claim insurance...try polyclinic first.
 

dredd

Alfrescian
Loyal
Sounds like u were trying to make a big deal out of something.

Hey its not their fault if your trolley wheel jammed right?! What the fuck...

So if i walked on a pavement and i stepped on a snail and fell, should i sue NParks? lol....

Cheebye the bunch of cocksuckers here. Typical Sinkie shit.
Insurance companies, financial institutions, banks... these are corporations that don't deserve anyone's support and love. They are crooks that try to get as much money out of everyone and then hide in the "shade" provided by the law to give out the least possible. I have no love and sympathy for them. If anyone can get anything out from them, I'll say well done.
 

laksaboy

Alfrescian (Inf)
Asset
Sounds like poor parenting and trying to pin the blame on the mall for your brat's mishap. I took a lot of travellators and escalators during my childhood and nothing happened to me.

The only time when a mall is liable is when it is found to be negligent in maintaining the travellators, resulting in a malfunction which endangers everyone. This is something that happens in Tiongkok, not Sinkieland.

I bet you're the type of parent who would blame the town council if your brat stepped on broken glass/cat shit/rusty nails while playing at a sand playground. No wonder we have the crappy plastic playgrounds with rounded edges and rubber flooring these days. :rolleyes:
 

laksaboy

Alfrescian (Inf)
Asset
Insurance companies, financial institutions, banks... these are corporations that don't deserve anyone's support and love. They are crooks that try to get as much money out of everyone and then hide in the "shade" provided by the law to give out the least possible. I have no love and sympathy for them. If anyone can get anything out from them, I'll say well done.

Only fools support/love insurance companies. Why? They give you a free umbrella with their logo printed on it? :roflmao:

Insurance companies are like casinos, and the gambling odds are based on your health, projected lifespan and lifestyle choices. That's all.

Nothing personal, it's just business. :cool:
 

dredd

Alfrescian
Loyal
Only fools support/love insurance companies. Why? They give you a free umbrella with their logo printed on it? :roflmao:

Insurance companies are like casinos, and the gambling odds are based on your health, projected lifespan and lifestyle choices. That's all.

Nothing personal, it's just business. :cool:
Agreed. They give you an umbrella when the sun is shining and demands it back when it rains. :rolleyes:
 

Scrooball (clone)

Alfrescian
Loyal
This kind of thread is fucking idiotic. I have been advocating a pre-IQ screening test before one is allowed to start threads. This type of thread would have been eradicated right from the start.

Hey next time I step on a snail and fell, I ask Nparks to pay me. Or if it rain and I got sick, I better sue the weather forecast because they said it will be sunny. Haha.. warped logic!
 

Scrooball (clone)

Alfrescian
Loyal
Insurance companies, financial institutions, banks... these are corporations that don't deserve anyone's support and love. They are crooks that try to get as much money out of everyone and then hide in the "shade" provided by the law to give out the least possible. I have no love and sympathy for them. If anyone can get anything out from them, I'll say well done.

Did they use a gun to force u to buy insurance? Not happy can don’t buy right. The only compulsory insurance is the medisave which provides a basic safety net for medical expenses.
 

Leckmichamarsch

Alfrescian
Loyal
Insurance companies, financial institutions, banks... these are corporations that don't deserve anyone's support and love. They are crooks that try to get as much money out of everyone and then hide in the "shade" provided by the law to give out the least possible. I have no love and sympathy for them. If anyone can get anything out from them, I'll say well done.
insurance companies are sharks n vultures.........much like papigs
 

dredd

Alfrescian
Loyal
This kind of thread is fucking idiotic. I have been advocating a pre-IQ screening test before one is allowed to start threads. This type of thread would have been eradicated right from the start.

Hey next time I step on a snail and fell, I ask Nparks to pay me. Or if it rain and I got sick, I better sue the weather forecast because they said it will be sunny. Haha.. warped logic!
If the nail is there because of negligence, you have a high chance of winning. You cannot simply ask Nparks to pay you lah... you must fight in court and prove the case of negligence. For the weather case, you probably cannot get anything because it is an act of god, beyond anyone's control. Bottom line is, it is everyone's right to sue and if you can win, then good for you. :biggrin:
 

Cottonmouth

Alfrescian
Loyal
When i sit back to review the accident I felt blessed that we survived with not so “obvious permanent injuries” compared to some other escalator accidents that even claimed lives and limbs ! We thank God for His guidance and blessings.

Would greatly appreciate if someone in this forum can offer advice . Thank you.

Why didn't they ask god for his guidance on insurance?
 

KuanTi01

Alfrescian (Inf)
Asset
BE VERY CAREFUL ON TRAVELATORS ,BEST NOT TO STAY TOO CLOSE TO OTHER PASSENGERS WITH TROLLEYS.

Was on Parkway Parade travelator with my daughter after shopping at NTUC when the trolley wheels jam stopped at the 4th floor landing before toppling over . The trolley fell flat across the width of the travelator and my daughter’s right foot was trapped in between the two metal side bars . I landed on the trolley , picked myself up immediately to try lifting my daughter up who was now in great pain . We were unable to free her knee/thigh caught between the metal bars of the trolley while the travelator was still moving , almost causing a stampede from other passengers behind us . Fortunately the commotion attracted the attention of a couple who came to help us , meanwhile , someone stopped the travelator. This kind gentleman was making a big effort to pull the welded aluminium bars apart to free my daughter’s leg but it was an impossible task . Somehow she managed to slip her leg out of the trolley bars when the travelator stopped and we managed to move the trolley sideways giving room for her leg to be freed . It was a very frightening experience although we tried to stay calm .
I took her to the landing near the check-in entrance to tidy up and noticed there was swelling on her palm with blood stains on her arm, and blue black marks on her knee cap too! I also felt a sharp pain on my back down to the right calf and had difficulties in walking upright. Then it struck on me to call for the duty manager of Parkway Parade . The check-in counter lady officer called the security office and a few of them attended to us instead .They took statement and asked if we wanted an ambulance which we declined .
When i was walking towards the carpark , i felt the sharp pain getting more pronounced that prompted me to consult the doctor at A & E of Parkshore Hospital . I had severe pain in my lower back and the doctor sent us for Xray after examining our conditions . We spent more than 3 hours before reaching home at 12.30am. Was a scary accident using the travelator with this trolley which is not designed for that purpose . The wheels are not magnetic / with grooves that will lodge into the travelator guide rails to prevent them from free spinning .
When i sit back to review the accident I felt blessed that we survived with not so “obvious permanent injuries” compared to some other escalator accidents that even claimed lives and limbs ! We thank God for His guidance and blessings.

WHEN we submitted our medical claims to Parkway Parade shopping center , we received a letter from their insurer denying it’s their fault . The insurers simply said they travellators are functioning well and there are no faults with them , thus they cannot accede to process our claims of slightly above S$1,000 from Parkshore Hospital. Would greatly appreciate if someone in this forum can offer advice . Thank you.
Just sue them. They will love the publicity and public scrutiny!
 

syed putra

Alfrescian
Loyal
Only fools support/love insurance companies. Why? They give you a free umbrella with their logo printed on it? :roflmao:

Insurance companies are like casinos, and the gambling odds are based on your health, projected lifespan and lifestyle choices. That's all.

Nothing personal, it's just business. :cool:
I have always wondered why private hospitals do not create their own insurance scheme. Something like s club membership. Pay yearly fees and cover all illnesses.
 
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