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Insurance agents are scum.

covertbriar

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https://tinyurI.com/ybmhfc4r

tRkeNtF.png
 

laksaboy

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If you think about it, insurance sellers are 'reverse debt collectors'. :wink:

Insurance is essentially casino gambling, with the payout odds based on your expected lifespan and well-being. And like other forms of gambling, the house always wins. They have done their mathematical calculations beforehand. :cool:

37514511_-_19_02_2016_-_jatoto20.jpg
 

blackmondy

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My SIL is a seasoned insurance agent and she agrees with me that insurance is nothing more than an approved Ponzi scheme, just like our SeePeeF scheme.
 

syed putra

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My SIL is a seasoned insurance agent and she agrees with me that insurance is nothing more than an approved Ponzi scheme, just like our SeePeeF scheme.
And she is correct. The administrators get the most benefit from insurance. Which boggles me why privately owned hospitals does not create similar schemes.money collected can easily be used to pay for equipments, trsining and expertise. Cut off the middlemen. Issue a medicsl club card instead.
 

tanwahtiu

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Says who? Insurance saves life of the dead person family.

My brother family got $1 million payout killed from car accident in front of istana gate... becos I was insurance agent. Knocked down by President car...
 

50000

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dear ryanlion,

duh...life insurance only claim when the insured dies. you are the scum as your mum is not dead and you want to know how much YOU can get when she goes. tsk tsk tsk, don't blame the insurance agent for YOUR greed

btw, i am not involved in form in the insurance industry except as an insured
 

sweetiepie

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KNN my uncle think insurance only leelee works well when you are hospitalised under the low ses class becas upon leescharge the hospital will efile to them KNN but once you are an outpatient you will need to pay first and claim this is where the problem starts KNN they can give all sorts of leeson just to make you lose faith with the claim process KNN lastly the claim process does not need to have involvement with the scum agent at all KNN it will only waste your time and further leelay the process and make you even more for guan KNN
 

syed putra

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Says who? Insurance saves life of the dead person family.

My brother family got $1 million payout killed from car accident in front of istana gate... becos I was insurance agent. Knocked down by President car...
You brother waited until president car comes out is it?
 

winners

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Says who? Insurance saves life of the dead person family.

My brother family got $1 million payout killed from car accident in front of istana gate... becos I was insurance agent. Knocked down by President car...
Now we all know why this Bastard is a CCP scum because he was an insurance agent before. WTF?
 

sweetiepie

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KNN my uncle think insurance only leelee works well when you are hospitalised under the low ses class becas upon leescharge the hospital will efile to them KNN but once you are an outpatient you will need to pay first and claim this is where the problem starts KNN they can give all sorts of leeson just to make you lose faith with the claim process KNN lastly the claim process does not need to have involvement with the scum agent at all KNN it will only waste your time and further leelay the process and make you even more for guan KNN
However do note that if you stayed in a low ses ward medishield life itself already will cover the cost KNN hence you actuallee don't leequire the extra shield unless you bought those with riders using cash KNN so you see the peekture now KNN when you don't leequire them to cover they gladly cover it by faking the payment becas the bill will state $x by your integrated shield plan in actual is just medishield life while when you need to claim as outpatient they don't pay you KNN
 
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sweetiepie

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However do note that if you stayed in a low ses ward medishield life itself already will cover the cost KNN hence you actuallee don't leequire the extra shield unless you bought those with riders using cash KNN so you see the peekture now KNN when you don't leequire them to cover they gladly cover it by faking the payment becas the bill will state $x by your integrated shield plan in actual is just medishield life while when you need to claim as outpatient they don't pay you KNN
KNN when you claim as a high ses stayer they will give a letter of guarantor but it will cause some panic to you becas it is just a log that they might not cover when the bill come KNN also after you becomes a outpatient you pay upfront and during claim time they will chut pattern :sneaky: KNN
 

tanwahtiu

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What's wrong w insurance agent. I will curse at u die on the spot knock down by insurance agents on the road......

And yr wife and parents also knock down by insurance agents on the road..

Now we all know why this Bastard is a CCP scum because he was an insurance agent before. WTF?
 

sweetiepie

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KNN when you claim as a high ses stayer they will give a letter of guarantor but it will cause some panic to you becas it is just a log that they might not cover when the bill come KNN also after you becomes a outpatient you pay upfront and during claim time they will chut pattern :sneaky: KNN
Hence when you sum up all the scenarios you can see insurance company want to tell you I'm not gonna cover you so easily :sneaky: KNN
 

tanwahtiu

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Shd be contact insurance to terminate the policy and company shall pay her full amount include bonus...

Only scumbag winners nick is a losers nick motherfucker..




dear ryanlion,

duh...life insurance only claim when the insured dies. you are the scum as your mum is not dead and you want to know how much YOU can get when she goes. tsk tsk tsk, don't blame the insurance agent for YOUR greed

btw, i am not involved in form in the insurance industry except as an insured
 

sweetiepie

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Hence when you sum up all the scenarios you can see insurance company want to tell you I'm not gonna cover you so easily :sneaky: KNN
KNN this is for the company sides of story KNN as for what value added service can their agent brings to you ? KNN the answer is nothing yet add problems being
1. They will pressure to buy this buy that KNN
2. While you want to fight for your own claims you goto them is just a extra leelaying process KNN
Final conclusion is fuck all the agents KNN
 

sweetiepie

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KNN when you claim as a high ses stayer they will give a letter of guarantor but it will cause some panic to you becas it is just a log that they might not cover when the bill come KNN also after you becomes a outpatient you pay upfront and during claim time they will chut pattern :sneaky: KNN
KNN details of what pattern can they chut? KNN
1. After you submitted the leequired documents they can ignore it until when you call up to check status they can say we never leeceive it KNN
2. After you leesend they can say the assessor is on leave KNN
3. After the assessor leeturn to work they can say duplicate true copy not counted KNN
4. After you spend time leeturning to the hospital MR leepartment to get the orleeginal copy they can say need some detail breakdown KNN
5. Finally after months has passed they can say sorli sir part of this procedure is not covered KNN
My uncle been through all 1 to 5 FYI KNN the sop to get the details breakdown is not a easy process KNN
 

Filloz

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Sunshine empire is now colluding with several insurers' team leaders in AIA, Great Eastern, AVIVA and AIG to cheat people with insurances. Apparently he plotted something behind bars and his proxies launched new scam regarding the churning of insurance policies. Reports were made but MAS said nothing wrong.

He buys old policies and sell them to investors. It is a con-job because he told those sold their existing policies that they could get a payout and get another policy that continues to insure them (with less payouts and benefits). Then the investors become new policyholders but if the insured die, the family can still raise a dispute.

James Phang accumulated over $40m of wealth in his last scam (Sunshine Empire) hidden in the names of his children, it's worth being locked up for 9 years for getting away with such money (not recovered by useless MAS).
 

Filloz

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Sunshine empire is now colluding with several insurers' team leaders in AIA, Great Eastern, AVIVA and AIG to cheat people with insurances. Apparently he plotted something behind bars and his proxies launched new scam regarding the churning of insurance policies. Reports were made but MAS said nothing wrong.

He buys old policies and sell them to investors. It is a con-job because he told those sold their existing policies that they could get a payout and get another policy that continues to insure them (with less payouts and benefits). Then the investors become new policyholders but if the insured die, the family can still raise a dispute.

James Phang accumulated over $40m of wealth in his last scam (Sunshine Empire) hidden in the names of his children, it's worth being locked up for 9 years for getting away with such money (not recovered by useless MAS).

MAS still pretend never see.
 
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