Serious i want buy a saving plan.

You can't be wrong when you see a Pro Oppie Moderator supporting CPF OA SA ERS and SRS :biggrin:

Look at WP rally. Useless spineless crowd!

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I want to buy a saving plan is like an oxymoron.

Just start saving. Dont buy stuff.
 
I want to buy a saving plan is like an oxymoron.

Just start saving. Dont buy stuff.
Sounds legit. :thumbsup:

BUY to save does indeed sound like some supermarket sale signboard. :D
 
On this part, I disagree with any PAP minister who tells you that you should wipe out your CPF savings for your property purchase.

Absolutely agree with you on this! Why poke a hole in the bucket when you’re saving for the long term?
 
which is good?
aviva or AIA or etc?

Any sharing?

15 to 20 years plan.

i dont trust bullshit agent who is commission hungry.
I got mine from City Harvest. My agent is Sun Horse. They don't sell 15-20 years plan. They only sell infinity plan.
 
My advice :

If you really intend to save, Top up and max your FRS sum in CPF Special Account first before you even bother with banks, insurance companies etc.

As long as one has a fully paid up property to pledge towards half of minimum sum or whatever it's called now when turning 55, this is actually a decent plan, allowing one to withdraw the excess amount.

BUT, it should be noted that 4% returns on special account is not guaranteed forever. It could go lower. So that's the first catch.

And minimum sum can be changed upwards anytime. That's the 2nd catch.
 
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